BAH Calculator 2026: Basic Allowance for Housing by Location
BAH Calculator 2026: Basic Allowance for Housing by Location TL;DR: 2026 BAH rates increased an average of 4.2% nationwide, effective January 1. Use the calculator
Naval Base Guide
If your orders say Naval Air Station Key West, you’ve earned one of the most unique duty stations in the entire U.S. military. NAS Key West sits on Boca Chica Key in Monroe County, Florida — four miles east of the southernmost city in the continental United States, 90 miles from Havana, and surrounded by the turquoise waters of the Florida Straits. It’s the Navy’s premier air-to-air combat training facility, with year-round ideal flying conditions and offshore aerial ranges that aircrew reach minutes after takeoff. And yes, the sunsets are real. Start your move plan before your report date with a personalized PCS Plan© — housing here requires early action and clear priorities.
This guide covers what you actually need to know: complete 2026 BAH rates for every grade, an honest breakdown of the four on-base housing neighborhoods (including the current situation with Balfour Beatty), gate access, medical care, schools, off-base neighborhoods by key, and the real talk about Keys living that most guides skip. Connect with families already stationed here in the NAS Key West PCS Pay It Forward® group for real-time answers before and after you arrive.
NAS Key West is the Department of Defense’s primary facility for air-to-air combat training — every branch of the armed forces, allied partner nations, and joint aviation units train here because the combination of year-round flying weather, open-ocean ranges, and the P5 Combat Training System makes it unmatched anywhere in the world. The installation is actually a collection of sites spread across several keys, not a single contiguous base.
| Detail | Information |
|---|---|
| Main address | P.O. Box 9001, Key West, FL 33040 |
| Main phone | (305) 293-2806 |
| Location | Boca Chica Key, Monroe County, Florida (US-1 Mile Marker 8) |
| Distance from Key West city center | 4 miles east (~10–15 min drive) |
| Nearest major airport | Key West International Airport (EYW) — 7.5 miles from Boca Chica |
| Distance from Miami | ~160 miles (~3 hrs via US-1 or the Turnpike) |
| Mission | Air-to-air combat training for all DoD services and allied partners |
| Official website | cnrse.cnic.navy.mil/NAS-Key-West |
| MWR website | navymwrkeywest.com |
The installation’s primary site is Boca Chica Field, where the airfield, operations, and main gate are located. Three annexes — Sigsbee Park, Trumbo Point, and Truman Annex — are located within the city of Key West, roughly 4–8 miles west of Boca Chica. Understanding which site you’ll be working at and which annex your housing is in is essential before you make any decisions about where to live or what to ship.
All newly arriving personnel report to Boca Chica Field, located on US-1 at Mile Marker 8. If you haven’t received your welcome letter before arriving, contact your sponsor or the Fleet and Family Support Center (FFSC) for directions and informational brochures. Formal in-processing takes place at the Welcome Center near the Boca Chica Field Main Gate, Monday through Friday, 0800–1600. Plan for the process to take 2–3 business days.
Make sure you have your most important documents in hand before you arrive: PCS orders, marriage certificate, household goods inventories, school records, birth certificates, travel voucher, and children’s medical records and shot records.
| Office | Address | Phone |
|---|---|---|
| Welcome Center (Check-In) | Boca Chica Field, Saratoga Ave, Bldg A641, Key West, FL 33040 | (305) 293-2615 |
| DEERS / ID Cards / Customer Service | 8120 Forrestal St., Bldg A-324, Room 155, Boca Chica Field | (305) 293-3778 |
| Housing Office / Housing Service Center | 800 Sigsbee Rd., Bldg V-4059, Sigsbee Park, Key West, FL 33040 | (305) 293-4466 |
| Finance Office | 804 Sigsbee Road, Key West, FL 33040 | (305) 293-4408 |
| Legal Office (RLSO) | Forrestal Avenue, Bldg A-324, Key West, FL 33040 | (305) 293-2833 or 1-800-870-3676 |
| TMO / Household Goods | 800 Sigsbee Rd., Bldg V-4059, Sigsbee Park | (305) 293-2552 |
| Unaccompanied Housing | 800 Sigsbee Rd., Bldg V-4059 | (305) 293-4127 |
| Command Duty Officer (after-hours, airport pickup) | — | (305) 293-2268 |
| Fleet and Family Support Center (FFSC) | Sigsbee Park | (305) 293-2318 |
| School Liaison Officer | NAS Key West | (305) 293-2621 |
If you fly into Key West International Airport, contact your sponsor or the Command Duty Officer at (305) 293-2268 to arrange transportation. Taxi, Uber, and Lyft are readily available from the airport if you arrive outside duty hours. Planning a DITY or PPM move? Our DITY move guide walks through the 2026 rates. Get your PCS binder organized before you leave your current duty station — it makes in-processing significantly smoother.
This is one of the most important operational facts about NAS Key West: there is only one 24-hour gate. The Boca Chica Field Main Gate on US-1 at Mile Marker 8 is the primary access point for all personnel and visitors at all hours. It is the only way onto the airfield and is connected by US-1 to all off-base housing across the keys. Plan your commute and housing search around this reality — everything flows through this single access point.
| Gate | Location | Hours | Notes |
|---|---|---|---|
| Boca Chica Field Main Gate | US-1 at Mile Marker 8, Boca Chica Key | Open 24/7 | The only 24-hour gate; primary access for all personnel |
All gates conduct 100% ID checks. All visitors must have a valid military ID or proceed to the Visitor Control Center for a pass. The Visitor Control Center (VCC) is located at Saratoga Ave., Bldg A641, Boca Chica Field Main Gate, open Monday through Friday 0700–1600. Visitors must be sponsored by an authorized base member and present valid, REAL ID-compliant identification. Non-compliant IDs are not accepted for base access.
The three city annexes — Sigsbee Park, Trumbo Point, and Truman Annex — each have their own controlled access using your military ID card. Sigsbee Park is approximately 10 minutes from Boca Chica Field. Trumbo Point and Truman Annex are within the city of Key West, 18–22 minutes from Boca Chica.
NAS Key West’s 2026 BAH rates decreased 5.2% from 2025 — one of the larger decreases among Navy bases this cycle, reflecting a local rental market softening after several high-inflation years. Even so, NAS Key West is ranked 7th highest among all Navy bases in the country, and rates remain among the highest in Florida by a wide margin. Service members with dependents receive approximately 9.5% more than those without. BAH covers all Florida Keys zip codes in the MHA: 33001, 33036, 33037, 33040, 33041, 33042, 33043, 33045, 33050, 33051, 33052, and 33070.
Important for 2026: If you were at NAS Key West in 2025 and your BAH was higher, BAH rate protection (the grandfather clause) applies — your rate cannot decrease as long as you remain at this duty station with the same grade and dependency status. Use the official DoD BAH calculator to verify your exact rate. See the national context in our 2026 BAH rates guide.
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 through E-4 | $3,813/mo | $3,084/mo |
| E-5 | $3,969/mo | $3,459/mo |
| E-6 | $4,056/mo | $3,672/mo |
| E-7 | $4,350/mo | $3,819/mo |
| E-8 | $4,677/mo | $3,993/mo |
| E-9 | $5,097/mo | $4,005/mo |
| Grade | With Dependents | Without Dependents |
|---|---|---|
| W-1 | $4,074/mo | $3,771/mo |
| W-2 | $4,485/mo | $3,990/mo |
| W-3 | $4,884/mo | $4,011/mo |
| W-4 | $5,178/mo | $4,119/mo |
| W-5 | $5,529/mo | $4,425/mo |
| Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1 | $3,987/mo | $3,657/mo |
| O-2 | $4,053/mo | $3,921/mo |
| O-3 | $4,872/mo | $4,017/mo |
| O-4 | $5,655/mo | $4,374/mo |
| O-5 | $6,213/mo | $4,659/mo |
| O-6 | $6,267/mo | $4,863/mo |
| O-7 | $6,321/mo | $4,953/mo |
| O-1E / O-2E / O-3E | $4,413–$5,232/mo | $3,966–$4,044/mo |
Even with the 2026 decrease, BAH at NAS Key West is high by national standards — E-5 with dependents receives nearly $4,000/month. The challenge is that Key West’s off-base rental market is also high, and inventory is genuinely limited. Most military families find that their BAH covers rent in the lower keys (Big Coppitt, Sugarloaf, Summerland) reasonably well, while renting directly in Key West city tends to consume more or all of BAH depending on unit size. A VA Home Loan can make ownership achievable in the Keys — zero down payment, no PMI — and some families find a mortgage pencils out comparably to rent. See our 2026 military pay charts for full compensation context.
On-base family housing at NAS Key West is privatized and managed by Balfour Beatty Communities across four distinct neighborhoods — three in Key West city and one on base at Boca Chica. Housing is rank-dependent; eligibility for specific neighborhoods varies by pay grade.
Sigsbee Park — The largest on-base housing area, located on Sigsbee/Dredgers Key in Key West, approximately 10 minutes from Boca Chica Field. Eligibility: E-1 through E-8, military retirees, and DoD employees. Homes are 2-, 3-, and 4-bedroom duplex and townhome-style units with central air, ceiling fans, exterior storage, and fully-equipped kitchens. The neighborhood is adjacent to the Commissary, Sigsbee Charter School, community playgrounds, and a splash park. This is the hub of the NAS Key West family community — FFSC, the Community Center, the NEX, and the Housing Office are all here.
Truman Annex — Located within walking distance of downtown Key West, about 22 minutes from Boca Chica Field. Eligibility: E-6 through E-9, O-6 through O-9, and DoD employees. These 2-, 3-, and 4-bedroom homes feature screened-in porches, ocean views, exterior storage, ceiling fans, and fully-equipped kitchens. The neighborhood has its own playground and direct access to local parks and the beach. This is one of the most desirable on-base addresses in the military — if the eligibility and waitlist work out, it’s extraordinary.
Trumbo Point — Located on the waterfront in Key West, about 18 minutes from Boca Chica. Eligibility: E-9 and O-1 through O-6. Spacious 3- and 4-bedroom single-family homes right on the water with exceptional amenities. The Navy Inn / Navy Gateway Inn check-in is located here as well.
Boca Chica Annex — On-base housing option directly at the main airfield. Primarily serves senior enlisted and officer families assigned to the field.
You need to know this before you apply: In March 2025, 192 military families (later growing to 272 plaintiffs) filed a federal lawsuit against Balfour Beatty alleging mold, asbestos, ceiling collapses, water damage, faulty air conditioning, pest infestations, and inadequate maintenance responses in the Sigsbee Park, Trumbo Point, and Truman Annex neighborhoods. The complaint describes what families called the “Sigsbee cough” — a term for chronic respiratory problems reported by children living in Sigsbee Park. As of late 2025, many units in the Sigsbee and Trumbo neighborhoods remain unoccupied and under renovation, and a significant number of military families have moved off base as a result.
This does not mean on-base housing is off the table — but it means you should go in with your eyes open, ask specific questions about which buildings have been renovated versus which have not, document the condition of your unit thoroughly at move-in, and know your tenant rights. The Navy’s Tenant Bill of Rights gives you specific protections, including the right to withhold BAH and the right to dispute resolution. Ask the Housing Office directly about renovation status for any unit you’re offered before you sign. The NAS Key West PCS Pay It Forward® group has current, unfiltered feedback from families navigating this right now.
| Contact | Details |
|---|---|
| Housing Office (NAS Key West) | 800 Sigsbee Rd., Bldg V-4059, Key West, FL 33040 | (305) 293-4466 |
| Balfour Beatty Communities (Key West) | 800 Sigsbee Road, Key West, FL 33040 | (305) 292-5590 or (866) 681-7658 |
| Housing Website | naskeywesthomes.com |
| Housing Service Center (HSC) | (305) 293-4467 or (305) 293-4478 |
Unaccompanied Housing (UH) at NAS Key West serves E-1 through E-4 personnel and is split between Buildings 1350 and 1351 on base. Building V-4059 serves as the check-in point. Each building includes lounges with televisions, washers and dryers, and vending machines. E-6 through E-9 may serve as resident advisors; E-4/E-5 may serve as RAs with regional commander approval. Contact UH at (305) 293-4127.
The housing market in the Florida Keys is unlike anywhere else in the continental United States. Supply is structurally limited — the island chain cannot expand, and the entire Lower Keys population is small. This creates a rental market where landlords have leverage, inventory turns over quickly, and prices run well above national averages. That said, your BAH at NAS Key West is calibrated for this market, and families at most grades can find workable off-base options, especially in the lower keys farther from Key West city proper.
Distance from Boca Chica: ~4 miles, ~10–15 min. Median home price: $500,000+. 3BR rent: typically $3,000–$5,000+/month. Schools: Monroe County School District.
Key West itself is the most expensive housing market in Florida. Inventory is tight, leases move fast, and landlords are in a strong position. That said, some families specifically want the walkable lifestyle, proximity to Old Town, access to Duval Street dining and entertainment, and the ability to bike to work. If that’s your priority and your BAH supports it, it works. Stock Island (3 miles from base, slightly more affordable than Key West proper) is a popular middle ground. Homes here start around $385,000 to buy; rentals for 3-bedrooms run $2,800–$4,500/month depending on unit type and location.
Distance from Boca Chica: ~5 miles, ~8–10 min. School district: Monroe County.
Big Coppitt Key is the most popular off-base neighborhood for military families, and the reason is simple: it’s close to the gate, it’s quieter than Key West city, and prices tend to run more moderately than anything further west. The population is roughly 2,500 people in a genuinely tight-knit island community. Many military families have put down roots here over multiple tours because the commute is short and the vibe is low-key. Inventory is still limited — start your search as early as possible.
Distance from Boca Chica: ~20–25 min northeast. School district: Monroe County.
These keys offer more space, larger lots, and water access at prices that can be more manageable than Key West or Big Coppitt. Summerland Key and Cudjoe Key are known for boating and fishing communities that attract military families who want the classic Keys lifestyle — a boat in the water, a dock, and space to breathe. The commute runs 25–35 minutes depending on which key you’re on and morning traffic patterns on US-1.
Distance from Boca Chica: ~50–60 miles, ~50–65 min. School district: Monroe County.
Some families, particularly those who want significantly more space or lower housing costs, look as far north as Marathon or the Middle Keys. The commute is real — this is a daily 50-mile drive each way on a two-lane highway — but some families make it work for the lifestyle and price difference. This choice requires real honesty about your commute tolerance before committing.
The Housing Service Center maintains relationships with local landlords through the Rental Partnership Program, which can connect you with pre-vetted off-base properties at negotiated rates. Contact the HSC at (305) 293-4466 or (305) 293-4467 after receiving orders to start this process — don’t wait until you arrive.
A word on timing: the off-base rental market in Key West moves extremely fast. Families who arrive without a housing plan and expect to find options in a week frequently struggle. Start the Housing Service Center conversation and the Balfour Beatty application the same day your orders drop. The PCS Plan© will help you keep all the moving pieces organized.
There are no DoDEA schools at NAS Key West. All children — including those in on-base housing — attend the local public school system. The Monroe County School District serves the entire Florida Keys chain from Key Largo to Key West.
Sigsbee Charter School is located within Sigsbee Park on base and serves grades K–8. It is a project-based learning school that draws strong reviews from military families for its academic environment, small class sizes, and military-community culture. It is co-located with the Sigsbee Park neighborhood and commissary, making it a genuine convenience for families in that housing area. GreatSchools rates it positively for academic progress and teacher quality.
The Monroe County School District serves students from Key West through all the keys, offering traditional elementary, middle, and high school options as well as charter and K-8 programs. Students who live on base in any neighborhood attend Monroe County schools for middle and high school (grades 6–12). The district operates 5 elementary schools, 1 middle school, and 1 high school in Key West, plus additional schools in the middle and upper keys.
| Contact | Details |
|---|---|
| Monroe County School District | (305) 293-1400 |
| NAS Key West School Liaison Officer | (305) 293-2621 |
| Sigsbee Charter School | On Sigsbee Park — contact Monroe County SD for enrollment |
The School Liaison Officer (SLO) is your most important resource for school enrollment, IEP and 504 plan transfers, and navigating the local education landscape as a new-arrival military family. Contact the SLO at (305) 293-2621 as soon as orders arrive — school enrollment in Key West, particularly for Sigsbee Charter, can have waitlists.
The Naval Branch Health Clinic (BHC) Key West is the primary military treatment facility for NAS Key West personnel and their families. It is a branch clinic of Naval Hospital Jacksonville, providing outpatient primary care, pharmacy, laboratory, radiology, dental (active duty only), and preventive medicine services. There is no emergency room at BHC Key West — for emergencies, call 911 or go to Lower Keys Medical Center in Key West.
| Service | Details |
|---|---|
| Address | 1300 Douglas Drive (Bldg L-48), Key West, FL 33040 |
| Main Phone | (305) 293-4600 or (305) 293-4613 |
| Clinic Hours | Mon, Tue, Thu, Fri: 0730–1630 | Wed: 0730–1200 |
| Pharmacy | (305) 293-3915 | Mon–Fri: 0800–1500 |
| TRICARE Nurse Advice Line (24/7) | 1-800-TRICARE (1-800-874-2273), option 1 |
| Official Website | jacksonville.tricare.mil/BHC-Key-West |
For specialty care not available at BHC Key West, TRICARE will refer you to civilian network providers in Key West or, for more complex care, to Naval Hospital Jacksonville (~5 hours north). For TRICARE enrollment questions and beneficiary counseling, contact the TRICARE office at BHC Key West directly. Appointments can be scheduled through the MHS GENESIS Patient Portal.
Civilian backup: Lower Keys Medical Center is the primary civilian hospital in Key West for emergency and inpatient care. Know how to get there before you need it.
| Service | Address | Phone |
|---|---|---|
| Commissary | 811 Sigsbee Rd., Bldg V-4111, Sigsbee Park, Key West, FL 33040 | (305) 293-4405 |
| Navy Exchange (NEX) | 815 Sigsbee Rd., Bldg V-4111, Sigsbee Park, Key West, FL 33040 | (305) 292-7200 |
| Post Office | 4069 Langley Ave., Bldg A, Key West, FL 33040 | — |
| MWR Digital Library | 804 Sigsbee Road, Bldg V-4058 | (305) 295-4400 |
| Navy Inn / Navy Gateway Lodging (check-in) | Trumbo Point, C2076, Key West, FL 33040 | — |
| Fleet and Family Support Center | Sigsbee Park | (305) 293-2318 |
MWR at NAS Key West punches well above the installation’s size. The program includes:
Full program listings and current hours at navymwrkeywest.com.
Key West has the most tropical climate of any continental US city — the weather here is genuinely different from the rest of Florida. Summer heat is moderated by constant ocean breezes; winter temperatures rarely drop below 65°F. The climate is one of this duty station’s most legitimate quality-of-life advantages.
| Season | Average High | Average Low | What to Know |
|---|---|---|---|
| Summer (Jun–Sep) | 89–91°F | 79–82°F | Hot and humid; daily afternoon showers; hurricane season Jun–Nov |
| Fall (Oct–Nov) | 82–87°F | 72–76°F | Peak hurricane months (Aug–Oct); gorgeous October weather |
| Winter (Dec–Feb) | 74–78°F | 65–68°F | The Keys’ best season — dry, warm, low humidity; rare cold fronts |
| Spring (Mar–May) | 80–86°F | 70–76°F | Warming up; increasing humidity; beautiful weather overall |
Hurricane preparedness is non-negotiable. The Florida Keys sit in one of the most hurricane-vulnerable positions in the US — a narrow island chain with only one road in and one road out. Hurricane Irma in 2017 devastated the Keys and triggered a full mandatory evacuation of the entire island chain. The evacuation process takes a full day under normal conditions; during a major storm approach, US-1 becomes gridlocked. Develop your evacuation plan within your first week. Know your evacuation zone (the entire island chain is in Zone A — mandatory evacuation with any approaching major storm), designate where you’ll go, and have your pets, documents, medications, and go-bag ready. Subscribe to Monroe County Emergency Management alerts and follow NAS Key West’s official social media channels for base-specific guidance. Do not wait to evacuate when an order comes — the roads fill fast.
NAS Key West is a place people talk about for the rest of their careers. The lifestyle — when you factor in the water access, the community, and the natural environment — is genuinely hard to replicate anywhere else. Here’s what families stationed here actually do.
The Florida Reef — the only living coral reef system in the continental US — runs just off the Keys, and NAS Key West sits in the middle of it. Snorkeling and scuba diving here are world-class and accessible to beginners and experienced divers alike. Fort Zachary Taylor State Park, adjacent to the Truman Annex, has the clearest water closest to Key West. Dry Tortugas National Park (accessible by ferry or floatplane, about 70 miles west) is one of the most spectacular wilderness experiences in the country — a 19th-century fort surrounded by crystalline blue water with no development whatsoever. MWR’s boat rentals and fishing programs make getting on the water affordable, and many families buy boats during their tour here. Fishing — flats fishing for tarpon, permit, and bonefish; offshore trolling; and lobster mini-season — becomes a lifestyle for many families stationed here.
Key West is a genuinely singular American city. Duval Street, the historic waterfront, Mallory Square sunset celebrations, the food scene (shrimp and grits, stone crab claws, fresh-caught mahi), and the Conch Republic’s famously eccentric culture are all right outside the gate. Ernest Hemingway’s home, Fort Zachary Taylor, and the Key West Butterfly and Nature Conservatory are regular family destinations. The Fantasy Fest parade in October is a famous local event. And the Shipwreck Museum, located downtown, is one of the most genuinely interesting local museums in Florida.
Miami is about 160 miles north — roughly 3 hours via US-1 or the Florida Turnpike. It’s a full weekend destination for concerts, sports, shopping, and big-city dining. The entire Florida Keys chain — from Key Largo north — offers different characters and ecosystems as you drive the 113-mile Overseas Highway, all of it beautiful. Everglades National Park is accessible via Florida City, about 3 hours north, for airboat tours, wildlife viewing, and hiking.
The Fleet and Family Support Center (FFSC) at Sigsbee Park provides relocation assistance, financial counseling, spouse employment readiness, family advocacy, and Exceptional Family Member Program (EFMP) support. The FFSC is particularly important at NAS Key West because of the unique cost-of-living and housing challenges here — their financial counselors can help you build a realistic budget for the Keys market and navigate BAH and housing entitlements. Contact at (305) 293-2318.
Spouse employment in the Keys is genuinely challenging — the local economy runs on tourism, hospitality, and maritime industries, and professional career opportunities are limited compared to larger metros. Federal employment through USAJOBS is an option, and the FFSC Employment Readiness program offers resume assistance and coaching. Many military spouses in Key West work remotely if their career allows, or leverage the assignment for education or entrepreneurship.
The NAS Key West PCS Pay It Forward® group is where you’ll find the real-time, unfiltered information about what this assignment actually looks like right now — which housing buildings have been renovated, where families are finding off-base rentals, and what you absolutely need to know before you sign a lease in the Keys.
NAS Key West’s 2026 BAH rates decreased 5.2% from 2025, though the installation remains ranked 7th highest among all Navy bases. An E-4 with dependents receives $3,813/month; an E-5 with dependents receives $3,969/month; an O-3 with dependents receives $4,872/month; and an O-5 with dependents receives $6,213/month. If your 2025 BAH was higher and you remain at this duty station with the same grade and dependency status, BAH rate protection means your rate stays at the higher level. Confirm your exact rate at travel.dod.mil.
There are four housing neighborhoods managed by Balfour Beatty Communities: Sigsbee Park (E-1 through E-8, retirees, DoD civilians — on Sigsbee/Dredgers Key, ~10 min from Boca Chica), Truman Annex (E-6 through E-9, O-6 through O-9 — in Key West city, ~22 min from Boca Chica), Trumbo Point (E-9, O-1 through O-6 — waterfront Key West, ~18 min), and Boca Chica on-base housing. Apply as soon as orders arrive by contacting the Housing Office at (305) 293-4466 or Balfour Beatty at (305) 292-5590.
Yes. As of late 2025, a federal lawsuit involving 272 current and former military family plaintiffs accuses Balfour Beatty of concealing mold, asbestos, water damage, and structural defects in the Sigsbee Park, Trumbo Point, and Truman Annex neighborhoods. Many units remain under renovation and unoccupied. If you are offered on-base housing, ask the Housing Office specifically which buildings have been renovated, document your unit’s condition thoroughly at move-in, and know your rights under the Military Housing Tenant Bill of Rights. The NAS Key West PCS Pay It Forward® group has the most current family-sourced information on housing conditions.
There is only one 24-hour gate: the Boca Chica Field Main Gate on US-1 at Mile Marker 8. This is the primary access point for all personnel and visitors at all times. The Visitor Control Center (Saratoga Ave., Bldg A641, Boca Chica) is open Monday through Friday 0700–1600. The three city annexes (Sigsbee, Trumbo, and Truman) have controlled access with your military ID.
The Naval Branch Health Clinic (BHC) Key West at 1300 Douglas Drive provides outpatient primary care, pharmacy, lab, radiology, and active-duty dental services. Phone: (305) 293-4600. Hours: Mon, Tue, Thu, Fri 0730–1630; Wed 0730–1200. There is no emergency room — for emergencies, call 911 or go to Lower Keys Medical Center in Key West. Pharmacy: (305) 293-3915, Mon–Fri 0800–1500. Specialty care is referred to civilian TRICARE network providers or Naval Hospital Jacksonville. After-hours nurse guidance: 1-800-TRICARE.
No. All children attend public schools in the Monroe County School District. Sigsbee Charter School (K–8) is located on Sigsbee Park and is the most popular option for military families in on-base housing. The district also operates elementary, middle, and high schools in Key West and throughout the keys. Contact the Monroe County School District at (305) 293-1400 or the NAS Key West School Liaison Officer at (305) 293-2621 for enrollment and school zone information.
Extremely. The Florida Keys cannot expand geographically, inventory is perpetually limited, and landlords are in a strong position. Three-bedroom rentals in Key West proper typically run $3,000–$5,000+/month; Big Coppitt Key and the lower keys run slightly less. Families who arrive without a plan frequently struggle to find housing quickly. Contact the Housing Service Center at (305) 293-4466 the same day orders arrive, ask about the Rental Partnership Program, and begin your off-base search immediately. The NAS Key West PCS Pay It Forward® group is your best resource for current rental availability.
Yes — with realistic expectations. The lifestyle is extraordinary: year-round tropical weather, world-class diving and fishing, a uniquely vibrant city culture, and the best MWR program you’ll find at a small installation. The challenges are equally real: one of the most expensive housing markets in Florida, limited off-base supply, on-base housing quality concerns under active litigation, limited professional employment options for spouses, only one road in and out, and a mandatory evacuation requirement for serious hurricanes. Families who go in prepared and embrace what makes the Keys unique overwhelmingly describe it as one of their best assignments. Families who don’t plan for the housing realities often find the first few months very stressful.
US-1 is the only road connecting the keys, and everything flows through it. From Key West city: ~10–15 minutes in normal traffic. From Big Coppitt Key: ~8–10 minutes. From Sugarloaf Key: ~20–25 minutes. From Summerland/Cudjoe: ~25–35 minutes. From Marathon (for those living in the Middle Keys): ~50–65 minutes each way. US-1 can slow during tourist season, particularly in December through April when winter visitors peak. There is no alternate route.
NAS Key West is approximately 160 miles from Miami — about 3 hours by car via US-1 or the Florida Turnpike to Florida City, then US-1 through the Keys. Miami becomes a regular weekend destination for families at this duty station. The Key West International Airport (7.5 miles from Boca Chica) offers flights to major hubs, making travel north convenient for leave and TDY.
Ready to get organized? Build your PCS Plan©, explore your VA Home Loan options, and browse more base guides at Find Your Base. Everything you need is in the PCS Toolkit.
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