BAH Calculator 2026: Basic Allowance for Housing by Location
BAH Calculator 2026: Basic Allowance for Housing by Location TL;DR: 2026 BAH rates increased an average of 4.2% nationwide, effective January 1. Use the calculator
Army Base Guide
TL;DR: If you have orders to Fort Carson, this guide covers BAH, on-post and off-post housing, neighborhoods, schools, gate hours, in-processing, and the real picture of life at the Mountain Post. Start your free PCS Plan© to get a personalized roadmap built around your rank, your family size, and your timeline.
Fort Carson is one of the most desirable assignments in the Army — and also one of the most competitive housing markets soldiers ever face. The 4th Infantry Division and 10th Special Forces Group anchor a community of roughly 26,000 soldiers and tens of thousands of family members at the foot of the Rockies. However, Colorado Springs has grown faster than the housing market can absorb, on-post waitlists run two to four months for junior enlisted families with dependents, and the school district you land in depends entirely on which side of the city you choose. Families who arrive with a plan get oriented in days. Families who don’t can spend their first three months chasing apartments, waitlists, and school registrations they didn’t know existed. Our free PCS Plan© is built to walk you through every decision before you sign anything — housing, schools, neighborhoods, timeline.
| Installation | Fort Carson, Colorado |
| Branch | U.S. Army |
| Location | Colorado Springs, CO 80913 (El Paso County) |
| Primary Units | 4th Infantry Division, 10th Special Forces Group (Airborne), 71st Ordnance Group, 4th Combat Aviation Brigade, 1st Space Brigade |
| Garrison Main Line | (719) 526-5811 |
| Official Website | home.army.mil/carson |
| Installation Size | ~137,000 acres (plus 235,000-acre Piñon Canyon Maneuver Site) |
| Population Supported | ~64,750 personnel and family members |
| Closest Major Airport | Colorado Springs Airport (COS) — ~25 minutes |
| Nearest Major City | Colorado Springs (immediately north); Denver ~70 miles north |
| Elevation | ~5,900 feet — plan to acclimate |
Fort Carson falls under the Colorado Springs Military Housing Area (MHA CO046), which also covers Peterson Space Force Base and Schriever Space Force Base. Soldiers at all three installations receive the same BAH for the same pay grade and dependency status. Colorado Springs BAH increased by approximately 5.4% on average for 2026 — better than the national average of 4.2% — but housing prices in the metro have risen faster than BAH over the past several years, so junior enlisted families still need to budget carefully.
Across the major pay grades, with-dependents BAH at Fort Carson currently ranges from roughly $2,160 per month at the junior enlisted ranks to $2,900+ for senior officers. Without-dependents BAH runs roughly $1,690 to $2,500 across the same range. These figures cover median rent plus a utility allowance, and in the Fountain and Security-Widefield corridor south of post, your BAH typically covers a 3-bedroom rental with money to spare. In higher-rated school districts on the north side, BAH gets tighter — especially for E-6 and below.
For your exact rate at your pay grade and dependency status, use the BAH Calculator or the official DoD BAH Rate Lookup. For a full breakdown of how BAH is calculated and why it changes year to year, see our 2026 BAH rates guide.
Data last verified: May 2026. BAH rates update January 1 each year — confirm current figures before signing a lease or making an offer.
Want to see exactly what your BAH buys near Fort Carson at current rates? Your free VA Home Loan Snapshot runs the numbers — no credit pull, no obligation, takes 60 seconds.
Colorado Springs is more affordable than Denver an hour north, and dramatically more affordable than coastal duty stations like San Diego or DC. However, it has gotten significantly more expensive since 2020. Median home prices climbed roughly 40% between 2019 and 2023 and have largely held those gains, while rent has followed. Groceries, utilities, and gas track close to the national average. Where the metro genuinely punches above its weight is quality of life: outdoor recreation is essentially free, the military discount network is enormous, and there’s no state inheritance tax.
For deep market data — current median home prices by neighborhood, gate-by-gate commute math, El Paso County property tax rates, and pay-grade-specific BAH purchasing power — see our companion guide on Buying a Home Near Fort Carson.
Where you live off-post matters as much as any other PCS decision you’ll make at Carson. Commutes vary from 15 minutes to 50 minutes depending on which gate you use and where you land. Here are the four corridors military families choose most.
Best for: Junior enlisted families, single-income households, anyone prioritizing short commute and lowest cost.
This is the corridor most Fort Carson families default to, and for good reason. Rents are the lowest in the metro, the neighbors are mostly other military families, and you can get to your unit in under 25 minutes even on a bad traffic day. The trade-off is fewer dining and entertainment options compared to the north side — though Powers Boulevard’s shopping is still only 20 minutes away.
Best for: Mid-grade NCO and officer families, dual-income households, families wanting solid schools without the longest commute.
If you want strong schools and modern amenities without the longest commute, the Powers corridor is the sweet spot. The genuine downside is Powers Boulevard traffic — it’s not just bad, it’s predictably bad every weekday between 4 and 6 p.m. Most families adapt by leaving post before 4:30 or after 6.
Best for: Families willing to trade commute for newer homes and top-rated schools, dual-military families flexible on duty hours.
Northeast of the city, Falcon and Woodmen Hills offer newer homes at lower price-per-square-foot than the Powers corridor. The catch is the drive — during rush hour on Powers and Marksheffel, you can lose 20 minutes you didn’t expect. Worth it for some families, dealbreaker for others.
Best for: Senior NCO and officer families, dual-income households without young kids, anyone who values walkability and character.
The west side of the metro is the most distinctive housing market in the area. Manitou Springs and Old Colorado City offer 1900s-era homes, walkable downtowns, and direct access to Pikes Peak trailheads. You’ll pay more per square foot and accept a longer commute, but for the right family the lifestyle is worth it.
Not sure which neighborhood fits your family and your gate? Start your free PCS Plan© — our local Ambassadors know this market from every angle.
On-post housing at Fort Carson is managed by Balfour Beatty Communities. Rent equals your BAH (no out-of-pocket housing cost), utilities are typically covered up to a baseline allowance, and maintenance is handled by Balfour Beatty.
Housing villages on post include Mountaineer Heights, Anderson Heights (senior enlisted), and several rank-banded neighborhoods, each with its own park areas, walking trails, and proximity to schools and the commissary.
Waitlists at Fort Carson have run anywhere from a few weeks to several months over the past few years. As a general rule, E-5 and below families with dependents wait two to four months for 3-bedroom units. Senior NCOs and officers tend to have shorter waits. Apply the day your orders drop — do not wait until you arrive. Waitlist position is based on application date, not report date.
Unaccompanied junior enlisted soldiers (typically E-1 to E-5 without dependents) are usually assigned to barracks based on unit. Senior unaccompanied soldiers (E-6 and above without dependents) may be eligible for off-post housing with full BAH or for senior unaccompanied housing on post.
On-post housing at Carson gets mixed reviews. The advantages are real: zero out-of-pocket housing cost, walking distance to post amenities, built-in community of other military families, and short commute to your unit. The trade-offs are equally real: maintenance response times slow during deployment cycles, some older units need updates, and you trade some flexibility on neighborhood and school choice. For first-time PCS families, families with very young kids, or anyone who values simplicity over customization, on-post is a strong choice.
On-post temporary lodging at Fort Carson is operated by IHG Army Hotels at the Candlewood Suites and the Colorado Inn (IHG Army Hotels Colorado, Spruce). Both are designed for PCS and TDY travelers and include kitchenettes or full kitchens, making extended stays manageable.
If on-post lodging is full, Colorado Springs has dozens of off-post hotels with government rates. The cluster along South Academy Boulevard is closest to Gate 1 and Gate 3.
Mountainside Elementary School on post serves Pre-K through 5th grade and is operated by the Department of Defense Education Activity (DoDEA). The school is staffed and structured specifically for military children — frequent moves, deployments, and transitions are understood by every staff member.
Fountain-Fort Carson School District 8 (FFC8) serves families living on or near post in Fountain and Security-Widefield. The district has long-standing military-family support programs and several schools immediately adjacent to base.
Colorado Springs School District 20 (D-20) serves the north Springs and Powers corridor. D-20 consistently rates among the highest-performing districts in Colorado and is a major draw for families willing to accept a longer commute.
Falcon School District 49 (D-49) serves the Woodmen Hills and Falcon area northeast of the city. Strong ratings, growing enrollment, newer schools.
Colorado Springs District 11 (D-11) is the city’s largest district and serves much of central Colorado Springs including Old Colorado City and parts of downtown. Mixed performance by school — verify your specific zoned school before committing to a neighborhood.
Contact the Fort Carson School Liaison Office before you arrive. The SLO can help you navigate registration, transfer records, identify the right district, and flag documentation you’ll need. Phone: (719) 526-0492.
Fort Carson Child, Youth & School Services (CYS) operates multiple Child Development Centers and a School Age Center on post. Hourly care, full-day care, and part-day preschool are offered, but waitlists are real — enroll on MilitaryChildCare.com the moment your orders drop. CYS programs also serve youth and teens through sports, after-school programs, and youth centers.
Fort Carson has six all-traffic gates and one commercial gate. Gates and hours are subject to change based on staffing — verify on the official Fort Carson visitor access page before arrival.
| Gate | Location | Hours | Notes |
|---|---|---|---|
| Gate 1 (Freedom Gate) | Nelson Boulevard, off CO Highway 115 | 24/7 | Main gate; primary Visitor Control Center; closest to most on-post housing and HQ |
| Gate 3 | Chiles Avenue, south of Academy Boulevard | 24/7 | Primary commercial vehicle gate; secondary VCC for contractors and vendors |
| Gate 4 | Barkley Avenue, south of Academy Boulevard | Mon–Fri, 5 a.m.–9 p.m. | Closed weekends and holidays |
| Gate 5 | Titus Boulevard, east of CO Highway 115 | 7 days, 5 a.m.–1 p.m. | “Hospital gate” — quickest route to Evans ACH |
| Gate 6 | Wilderness Road, east of CO Highway 115 | Mon–Fri, 5 a.m.–1 p.m. | West access to Butts Airfield |
| Gate 19 | Off I-25, exit 128 | Closed until further notice | Status announced August 2025; check current status before relying on this gate |
| Gate 20 (Roosevelt Gate) | Off I-25, exit 132B | 24/7 | Best access from Denver and the airport |
Gate hours last verified: May 2026. Hours are subject to change with little notice — confirm before relying on a specific gate.
Two VCCs serve Fort Carson:
Non-DoD visitors must pre-register at pass.aie.army.mil before arrival. Bring a REAL ID-compliant driver’s license or passport.
Moving trucks and commercial vehicles must use Gate 3 (Chiles Avenue). Personal POVs and rental trucks under commercial size can use Gate 1.
Want a printable version of this list and the rest of your move documents in one place? Grab our PCS Binder and Checklist.
Fort Carson’s primary military treatment facility is Evans Army Community Hospital (EACH) on post. EACH provides primary care, specialty care, behavioral health, OB/GYN, pediatrics, pharmacy, and a 24/7 emergency department.
Fort Carson falls under TRICARE West Region. As of 2024, TriWest Healthcare Alliance assumed administration of TRICARE West.
Specialty care that EACH cannot provide is referred to civilian providers. The Colorado Springs civilian network is robust — UCHealth, Penrose-St. Francis, and Memorial Hospital all participate. Enroll in TRICARE Prime as soon as you complete in-processing; gaps in enrollment cause billing headaches.
The nearest civilian Level I trauma center is UCHealth Memorial Hospital Central in downtown Colorado Springs, roughly 20 minutes from Gate 1 in normal traffic.
The closest major airport is Colorado Springs Airport (COS), about 25 minutes northeast of Fort Carson. Direct flights connect to Denver, Dallas, Phoenix, Atlanta, and a handful of other major hubs.
From COS to Fort Carson Gate 20: Take Powers Boulevard south to Mesa Ridge Parkway, which leads directly to Gate 20.
Denver International is roughly 90 minutes north and offers far more nonstop options. Many PCS families fly into DEN, rent a car, and drive south on I-25 to Gate 20 (exit 132B).
Fort Carson operates a free post shuttle with five designated routes for service members, DoD personnel, and family members. Dispatch: (719) 524-RIDE.
The outdoor recreation around Fort Carson is genuinely unmatched in the Army. Here’s a short list of what families actually do on weekends.
The Outdoor Recreation office and ITT (Information, Tickets, and Travel) on post offer discounted tickets to attractions, ski resorts, equipment rentals, and trip packages. Stop by during your first week.
| Office | Phone |
|---|---|
| Garrison Main Line | (719) 526-5811 |
| Evans Army Community Hospital | (719) 526-7000 |
| EACH Appointments | (719) 526-7600 |
| EACH Pharmacy | (719) 526-7550 |
| Army Community Service (ACS) | (719) 526-4590 |
| School Liaison Office | (719) 526-0492 |
| Balfour Beatty Housing Office | (719) 576-2600 |
| IHG Army Hotels Lodging | (719) 526-4832 |
| DEERS / ID Cards | (719) 524-3704 |
| Transportation Office | (719) 526-2030 |
| Finance Office | (719) 526-5181 |
| Legal Assistance | (719) 526-4819 |
| Chaplain | (719) 526-2985 |
| MP / Visitor Control Center | (719) 526-2332 |
| Post Shuttle Dispatch | (719) 524-RIDE (7433) |
| TriWest / TRICARE West | 1-888-874-9378 |
Phone directory last verified: May 2026. Numbers occasionally change — verify with the official Fort Carson website if a call doesn’t connect.
The families who land at Carson smoothly almost always do these six things. The ones who struggle usually skipped at least three.
For a deep dive on the move logistics themselves — DITY moves, weight allowances, household goods scheduling — see our complete DITY/PPM move guide.
Fort Carson is home to the 4th Infantry Division (Mountain), 10th Special Forces Group (Airborne), 71st Ordnance Group, 4th Combat Aviation Brigade, 1st Space Brigade, and the 627th Hospital Center, along with numerous support units. The installation supports approximately 26,000 active-duty soldiers and 64,750 personnel and family members total, including its Piñon Canyon Maneuver Site.
Fort Carson falls under the Colorado Springs Military Housing Area, MHA code CO046. This MHA also covers Peterson Space Force Base and Schriever Space Force Base, so soldiers at all three installations receive identical BAH for the same pay grade and dependency status. Verify your exact rate at the DoD BAH Rate Lookup.
Waitlists vary by rank band and unit size. E-5 and below families with dependents typically wait two to four months for 3-bedroom units, while senior NCOs and officers tend to have shorter waits. Apply with Balfour Beatty Communities at (719) 576-2600 the day your orders drop — waitlist position is set by application date, not report date.
Evans Army Community Hospital on post handles primary care, specialty care, OB/GYN, pediatrics, behavioral health, and a 24/7 emergency department. The main line is (719) 526-7000. For TRICARE referrals to civilian providers, contact TriWest at 1-888-874-9378.
Gate 1 (Freedom Gate) on Nelson Boulevard off Colorado Highway 115 is the main gate and is open 24/7. The primary Visitor Control Center is located in Building 6012 immediately outside Gate 1. Non-DoD visitors must pre-register at pass.aie.army.mil before arriving.
Three gates are currently open 24/7: Gate 1 (Freedom Gate, main), Gate 3 (commercial), and Gate 20 (Roosevelt Gate, off I-25 exit 132B). Gates 4, 5, and 6 operate on limited daytime hours, and Gate 19 has been closed since August 2025. Verify current status on the official Fort Carson visitor access page before relying on a specific gate.
Most families living on post or in Fountain and Security-Widefield attend Fountain-Fort Carson School District 8 (FFC8). Families on the Powers corridor often attend Colorado Springs District 20 (D-20), and families northeast in Falcon use District 49. Mountainside Elementary on post (DoDEA) serves Pre-K through 5th grade. Contact the Fort Carson School Liaison Office at (719) 526-0492 before you PCS.
Yes. IHG Army Hotels operates the Candlewood Suites and Colorado Inn on post at 7301 Woodfill Road. Reservations: (719) 526-4832. Both properties offer kitchenette or full-kitchen rooms, complimentary hot breakfast, fitness center, and pet-friendly options (deposit and daily fee apply). Book as early as possible during PCS season.
It depends entirely on where you live. Fountain and Security-Widefield: 15–25 minutes to Gate 1. Powers Corridor: 25–40 minutes to Gate 1, longer in rush hour. Woodmen Hills and Falcon: 35–50 minutes. Old Colorado City and downtown: 30–40 minutes. Powers Boulevard and I-25 are predictably congested between 4 and 6 p.m. on weekdays.
Fort Carson consistently ranks among the most desirable Army installations. The outdoor recreation, lower cost of living relative to coastal stations, robust military community across five Colorado Springs installations, and quality of life all make it a top assignment. The honest challenges are deployment tempo (4th ID and 10th SFG both deploy frequently), Powers Boulevard traffic, and a competitive housing market.
Yes — Fort Carson sits at roughly 5,900 feet. Most arrivals notice some combination of headaches, fatigue, faster fatigue at PT, and disrupted sleep during the first two to four weeks. Hydrate aggressively, expect to lose 10–15% of running performance temporarily, and give your family time to adjust before any major physical effort.
Start with our free PCS Plan© — it takes about 5 minutes and connects you with a local Ambassador who knows Fort Carson, the Colorado Springs market, and the questions to ask before you sign anything. Then join the Fort Carson PCS Pay-It-Forward® Facebook group to start asking real-time questions of families already living it.
BAH Calculator 2026: Basic Allowance for Housing by Location TL;DR: 2026 BAH rates increased an average of 4.2% nationwide, effective January 1. Use the calculator
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