BAH Calculator 2026: Basic Allowance for Housing by Location
BAH Calculator 2026: Basic Allowance for Housing by Location TL;DR: 2026 BAH rates increased an average of 4.2% nationwide, effective January 1. Use the calculator
Army Base Guide
TL;DR: Fort Carson, Colorado is one of the Army’s premier combat infantry installations, sitting at the base of Pikes Peak near Colorado Springs — and this guide covers everything you need to PCS there successfully, from BAH rates and housing waitlists to the best neighborhoods, schools, and insider tips from families who’ve done it.**
Welcome to Fort Carson — “The Mountain Post.” Whether you just got orders or you’re deep in PCS planning mode, you’re in the right place. Fort Carson is home to the 4th Infantry Division and one of the most stunning natural backdrops of any military installation in the country. The Colorado Rockies are literally in your backyard, and the quality of life here ranks among the best in the Army.
That said, PCSing here comes with its own challenges — a competitive off-post housing market, traffic on Powers Blvd, and a school district situation that requires some homework. This guide gives you the real picture: the good, the hard, and the logistics you need to get your family settled.
Ready to start your move? Use our PCS Plan© tool to build your personalized PCS timeline and checklist, it’s free and takes about 5 minutes.
| Detail | Info |
| Installation | Fort Carson, Colorado |
| Location | Colorado Springs, CO 80913 |
| Primary Units | 4th Infantry Division, 10th Special Forces Group |
| Garrison Main Line | (719) 526-5811 |
| Official Website | home.army.mil/carson |
| Installation Size | ~137,000 acres |
| Closest Major Airport | Colorado Springs Airport (COS) — 20 min |
| Nearest City | Colorado Springs, CO |
| Elevation | ~5,900 feet (acclimate before you PCS!) |
Fort Carson sits at the southern edge of Colorado Springs at roughly 5,900 feet elevation. If you or your family are coming from sea level, plan for an acclimation period — altitude affects workouts, cooking times, and sometimes mood the first few weeks.
Fort Carson is located in the Colorado Springs, CO BAH rate area. Here are the 2026 rates:
| Pay Grade | Without Dependents | With Dependents |
| E-4 | $1,449 | $1,710 |
| E-5 | $1,530 | $1,854 |
| E-6 | $1,635 | $1,989 |
| E-7 | $1,719 | $2,076 |
| O-1E | $1,635 | $1,989 |
| O-2 | $1,683 | $2,052 |
| O-3 | $1,899 | $2,298 |
| O-4 | $2,046 | $2,484 |
| O-5 | $2,220 | $2,610 |
Note: BAH rates are updated annually. Always verify current rates at the official DoD BAH calculator before budgeting. For a full breakdown of how BAH works, see our 2026 BAH rates guide.
Colorado Springs BAH is moderate compared to coastal duty stations, and it actually goes reasonably far here — though the housing market has tightened significantly since 2020. Budget carefully if you’re an E-4 or below with dependents.
Fort Carson’s on-post housing is managed by Balfour Beatty Communities.
Waitlist reality: Waitlists for on-post housing at Fort Carson have historically ranged from a few weeks to several months depending on rank and home size. As of 2025-2026, E-5 and below families often wait 2–4 months for 3-bedroom units. Senior NCOs and officers tend to have shorter waits. Apply as soon as your orders are in hand — don’t wait until you arrive.
Housing areas on-post include: Mountaineer Heights, Anderson Heights (senior enlisted), and several others organized by rank band.
What’s included: Rent equals your BAH (you pay nothing out of pocket), and utilities are typically covered up to a baseline amount. Residents pay overages. Balfour Beatty handles maintenance requests.
The honest take: On-post housing at Carson has gotten mixed reviews in recent years. Maintenance response times can be slow during high-optempo periods, and some older units need updates. That said, the convenience, safety, and community feel make it a strong choice for first-time PCS families or those with young kids.
Colorado Springs is a sprawling city, and where you live off-post matters — a lot. Here’s a breakdown of the most popular areas for Fort Carson families:
The closest communities to the main gate and the most popular with Fort Carson families. Expect lots of military neighbors, short commutes (15–25 minutes to main gate), and the lowest price points in the metro.
A newer suburban development northeast of Colorado Springs. Longer commute (35–45 min to the main gate depending on traffic) but newer homes, higher-rated schools, and a more suburban feel.
The middle ground — moderate commute, good amenities, lots of shopping and restaurants. Very popular with NCO and officer families.
Popular with warrant officers, senior officers, and dual-income families who want walkability and character. More expensive, longer commute to Carson, but great quality of life.
VA Loan tip: If you’re buying a home at Fort Carson, our VA Home Loan guide walks you through the full process — including how to get preapproved, VA funding fee exemptions, and how to find a military-friendly real estate agent in Colorado Springs.
Fort Carson has Mountainside Elementary School on post, operated by the Department of Defense Education Activity (DoDEA).
Fountain-Fort Carson School District (D-8) The district most commonly used by Fort Carson families living in Fountain/Security-Widefield.
Colorado Springs School District 20 (D-20) Serves the northern Springs/Powers corridor. Consistently rates as one of the top-performing districts in Colorado.
Falcon School District 49 Serves the Falcon/Woodmen Hills area northeast of the city.
Pro tip: Contact the Fort Carson School Liaison Officer (SLO) before you PCS — they can help you navigate school enrollment, connect your kids with resources, and flag any registration documentation you’ll need.
Fort Carson’s primary military treatment facility is Evans Army Community Hospital, located on post.
Fort Carson falls under TRICARE West, managed by HealthNet Federal Services.
If you need specialty care that EACH can’t provide, you’ll typically get a referral to civilian providers in Colorado Springs. The civilian healthcare network in the Springs is solid — UCHealth, Penrose-St. Francis, and Memorial Hospital are all in-network TRICARE options.
Tip: Enroll in TRICARE Prime at your gaining installation as soon as you arrive and complete your in-processing. Don’t wait — gaps in enrollment can create billing headaches.
| Office | Phone |
| Garrison Main | (719) 526-5811 |
| Evans Army Community Hospital | (719) 526-7000 |
| Army Community Service (ACS) | (719) 526-4590 |
| School Liaison Office | (719) 526-0492 |
| Housing Office (Balfour Beatty) | (719) 576-2600 |
| ID Cards / DEERS | (719) 526-4803 |
| Transportation Office | (719) 526-2030 |
| Finance Office | (719) 526-5181 |
| Legal Assistance | (719) 526-4819 |
| Chaplain | (719) 526-2985 |
| MP/Visitor Control | (719) 526-2333 |
Colorado Springs is genuinely one of the best places to be stationed in the Army. Here’s the honest picture:
What’s great:
The real challenges:
You will not run out of things to do here. A short list:
Outdoors:
In Town:
Day/Weekend Trips:
Once you arrive, hit these in order during in-processing week:
The Fort Carson PCS Pay-It-Forward® Facebook group is your best resource for real-time answers from families who are living the Fort Carson experience right now. Ask about neighborhoods, schools, housing waitlists, unit questions — the community is active, welcoming, and honest.
Planning your DITY/PPM move to Carson? Our complete DITY move guide walks you through every step — including how to calculate if a PPM will save you money at Fort Carson rates.
What units are stationed at Fort Carson? The primary units at Fort Carson include the 4th Infantry Division (Mountain), 10th Special Forces Group (Airborne), 71st Ordnance Group, 4th Combat Aviation Brigade, and numerous support units. The installation supports approximately 26,000 soldiers.
What is the BAH rate for Fort Carson in 2026? BAH for Fort Carson falls under the Colorado Springs rate area. An E-5 with dependents receives $1,854/month; an O-3 with dependents receives $2,298/month. Verify all rates at the DoD BAH calculator since rates update annually.
How long is the on-post housing waitlist at Fort Carson? Waitlists vary by rank band and unit size. Historically, E-5 and below with dependents wait 2–4 months for 3-bedroom units. Apply immediately upon receiving orders. Contact Balfour Beatty Communities at (719) 576-2600 to get your name on the list.
What hospital serves Fort Carson soldiers and families? Evans Army Community Hospital (EACH) on post handles primary and specialty care. The main line is (719) 526-7000. For TRICARE referrals to civilian providers, contact TRICARE West at 1-844-866-9378.
What are the best neighborhoods to live near Fort Carson? Fountain and Security-Widefield are closest to post with the lowest costs. The Powers Corridor (Stetson Hills, Northgate area) offers a middle ground of cost, commute, and amenities. Woodmen Hills/Falcon has newer homes and higher-rated schools but a 35–45 minute commute.
What school district serves Fort Carson families? Most families living in Fountain and Security-Widefield attend Fountain-Fort Carson School District (D-8). Families living further north may be in Colorado Springs D-20 (high-performing) or Falcon D-49 (northeast). Mountainside Elementary on post (DoDEA) serves Pre-K through 5th grade.
Is Fort Carson a good duty station for families? Fort Carson consistently ranks as one of the most desirable Army installations. The outdoor recreation, relatively low cost of living, strong military community, and access to Colorado make it a highly sought-after assignment. The main challenges are deployment tempo (4th ID and 10th SFG both deploy frequently), traffic, and a competitive housing market.
What’s the commute like from Colorado Springs to Fort Carson? It depends heavily on where you live. Fountain/Security-Widefield: 15–25 minutes. Powers Corridor: 20–35 minutes (longer in rush hour). Woodmen Hills/Falcon: 35–50 minutes. Downtown/Old Colorado City: 30–40 minutes. Rush hour on Powers Blvd and I-25 is legitimately congested — factor this in when choosing where to live.
Can I use my VA loan to buy a home near Fort Carson? Absolutely — and Colorado Springs is one of the better VA loan markets in the country. There are many military-friendly real estate agents and lenders in the area. See our full VA Home Loan guide for details on the process, entitlement, and funding fee exemptions.
How do I get my PCS move to Fort Carson started? Use our PCS Plan© tool to build your personalized timeline, and grab our PCS binder checklist to make sure you have all the documents you need. If you’re doing a DITY/PPM move, our DITY move guide covers the process from start to finish.
Have your orders to Fort Carson? Start building your PCS Plan© now at pcspayitforward.com/start-your-pcs-plan/. It’s free, takes 5 minutes, and gives you a personalized checklist based on your move. Join the Fort Carson PCS Pay-It-Forward® group and introduce yourself — the community is ready to help.
Last updated: 2026 | Data current as of publication. Verify BAH rates, phone numbers, and housing waitlist information directly with the installation prior to your PCS date.
BAH Calculator 2026: Basic Allowance for Housing by Location TL;DR: 2026 BAH rates increased an average of 4.2% nationwide, effective January 1. Use the calculator
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