BAH Calculator 2026: Basic Allowance for Housing by Location
BAH Calculator 2026: Basic Allowance for Housing by Location TL;DR: 2026 BAH rates increased an average of 4.2% nationwide, effective January 1. Use the calculator
Airforce Base Guide
TL;DR: If you have orders to Patrick Space Force Base — still searched as “Patrick AFB” — this guide covers housing, schools, gate status, neighborhoods, temporary lodging, and everything your family needs to land on Florida’s Space Coast without the chaos. Start your free PCS Plan© to get a personalized roadmap built around your rank, your family size, and your timeline.
Patrick SFB is one of the most lifestyle-favorable assignments in the entire military — a barrier-island base where you watch Falcon 9 rockets lift off from your car and live minutes from the Atlantic, all in a state with no income tax. That upside comes with real tradeoffs you should plan for: a coastal housing market where beach-adjacent rents can outrun your BAH, structural hurricane exposure, and flood and wind insurance costs that BAH does not fully cover. The families who handle this move well almost always start with a plan, which is exactly what our free PCS Plan© is built to give you — housing, schools, neighborhoods, and timeline in one place. Use this guide alongside it, and connect early with the Patrick SFB & Cape Canaveral PCS Pay It Forward® group for honest, on-the-ground answers from families already stationed here.
Patrick Space Force Base was officially redesignated from Patrick Air Force Base on December 9, 2020 — the same day Cape Canaveral Air Force Station became Cape Canaveral Space Force Station. Originally established in 1940 as Naval Air Station Banana River, the installation today is home to Space Launch Delta 45 (SLD 45), which serves as the host unit for Patrick SFB and the command authority for the Eastern Range and Cape Canaveral Space Force Station (CCSFS). Together, the complex supports roughly 13,000 military personnel, dependents, civilian employees, and contractors.
Here is the distinction every newcomer needs to understand: Patrick SFB and Cape Canaveral Space Force Station are two separate installations, even though SLD 45 manages both. Patrick SFB sits on A1A between Satellite Beach and Cocoa Beach, and it holds the housing, commissary, exchange, medical group, and family services. CCSFS is a few miles north on Cape Canaveral proper, where the launch pads are. If your unit is physically located on CCSFS, confirm gate access, housing, and commute routes separately — they differ from Patrick guidance.
| Command / Unit | Mission |
|---|---|
| Space Launch Delta 45 (SLD 45) | Eastern Range management, space launch operations, range safety |
| 920th Rescue Wing (AFRC) | Combat search and rescue; one of only two Air Force Reserve rescue wings |
| Air Force Technical Applications Center (AFTAC) | Nuclear treaty monitoring and detection — a one-of-a-kind mission |
| Defense Equal Opportunity Management Institute (DEOMI) | DoD-wide equal opportunity and human relations training |
| Cape Canaveral Space Force Station | Space and missile launch operations; commercial and government launch pads |
For the current unit list and mission updates, visit the official installation website at patrick.spaceforce.mil.
Patrick SFB falls under Military Housing Area FL059, which covers Brevard County ZIP codes from Titusville south through Melbourne and Palm Bay. BAH here ranks among the highest of all Air Force and Space Force installations nationally, reflecting the coastal Florida market. Most enlisted families with dependents see allowances in the roughly $2,300–$2,950 range, while officers generally fall in the $2,900–$3,300 range. Run your exact figure by rank and dependency status with the BAH Calculator, the DoD BAH Calculator, or our full BAH rates guide.
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 through E-4 | $2,325/mo | $1,845/mo |
| E-5 | $2,502/mo | $2,037/mo |
| E-6 | $2,883/mo | $2,163/mo |
| E-7 | $2,907/mo | $2,331/mo |
| E-9 | $2,955/mo | $2,691/mo |
| O-3 | $2,922/mo | $2,742/mo |
| O-4 | $3,108/mo | $2,883/mo |
| O-5 | $3,267/mo | $2,892/mo |
Data last verified: June 2026 (DoD MHA FL059). Confirm your exact rate with the BAH Calculator before signing anything.
Real talk on Space Coast housing costs. Beach-adjacent rentals near Cocoa Beach and Satellite Beach carry a premium, and vacation-rental demand pushes some units above what BAH covers. You stretch your allowance much further by looking slightly inland — Merritt Island, Rockledge, Melbourne, and Viera all sit in the same BAH area at better value. Just as important, budget for flood and wind insurance on coastal properties. These costs are real on a barrier island, and BAH does not account for them.
Want to see exactly what your BAH buys near Patrick SFB at current rates? Your free VA Home Loan Snapshot runs the real numbers and factors in local taxes and insurance — no credit pull, no obligation, takes 60 seconds.
Florida is one of the strongest financial states in the country for military families, and it is a major reason buying often beats renting here. The state has no income tax, so your military pay, retirement pay, and VA disability compensation are all state tax-free. Many service members establish Florida as their state of legal residence during a Patrick tour and keep it for the rest of their career.
Florida also offers some of the most generous veteran property tax benefits in the nation. A few that matter most:
All property tax exemptions are filed with your county property appraiser, and the standard deadline is March 1 of the tax year. Verify current amounts and eligibility with the Florida Department of Veterans’ Affairs. For what you can write off on the move itself, see our guide to PCS tax write-offs.
Patrick SFB sits on a barrier island, so your off-base options are either beach communities or the mainland across the Banana River. Your commute, home price, and school zone all shift depending on which side of the water you choose. Here is the honest breakdown.
Directly adjacent to the base and the most popular military choice. Commutes to the gate run 5–10 minutes, and the area has a tight-knit feel, relatively low crime, and strong Brevard County schools. Expect roughly $350,000–$550,000+ for 3–4 bedroom homes, with smaller or older properties running lower. South Patrick Shores, inside the Satellite Beach mailing area, is especially popular — slightly lower taxes than the city proper with the same school zones.
Three miles north of the base, Cocoa Beach is a true surf town with walkable restaurants and that everyday-vacation energy families either love or find too touristy. Commute runs 5–15 minutes via A1A. The catch: vacation-rental demand drives rents above BAH in many areas, and tourist season brings real traffic. Oceanfront and canal homes sit well above BAH, while streets further west are more manageable.
Across the Banana River via the Pineda Causeway, Merritt Island is quieter and more suburban, with larger lots and better value than the beach. Commute runs 10–20 minutes, and home prices generally fall in the $290,000–$450,000 range. It is also the closest off-base option to Cape Canaveral Space Force Station, which makes it popular with CCSFS-assigned personnel.
About 15–25 minutes from the base, Rockledge and the planned community of Viera offer newer construction, A-rated schools, and the most family-friendly suburban infrastructure near Patrick. Viera in particular has excellent amenities and a growing dining and shopping district, with newer homes commonly in the $350,000–$500,000+ range. This is where most families with school-age kids who do their research tend to land.
About 12–20 minutes south, Melbourne is more affordable and home to Orlando Melbourne International Airport for easy travel. Indialantic sits beachside with a feel similar to Satellite Beach, slightly further from the gate. Both fall within Brevard Public Schools.
The budget option in Brevard County, Palm Bay sits about 23–30 minutes south. Home prices run well below the coastal communities, and it is a large, growing city of roughly 100,000 residents. The longer commute and distance from the beach make it best for families optimizing for housing budget over beach proximity.
| Area | Commute | Home Price Range | Best For |
|---|---|---|---|
| Satellite Beach | 5–10 min | $350,000–$550,000+ | Shortest commute, schools, beach |
| Cocoa Beach | 5–15 min | $350,000–$650,000+ | Beach lifestyle, walkability |
| Merritt Island | 10–20 min | $290,000–$450,000 | Space, value, close to CCSFS |
| Rockledge / Viera | 15–25 min | $320,000–$500,000+ | Top schools, newer construction |
| Melbourne / Indialantic | 12–20 min | $270,000–$450,000 | Mid-range pricing, airport access |
| Palm Bay | 23–30 min | $220,000–$340,000 | Most affordable, budget buyers |
Price ranges are directional and shift with the market — confirm current pricing with a local market expert.
Stuck between two communities? Start your free PCS Plan© and our local experts will help you weigh commute, schools, and BAH against each area. For unfiltered neighborhood reviews from families stationed here now, join the Patrick SFB & Cape Canaveral PCS Pay It Forward® group.
On-base family housing is privatized and operated as Patrick Family Housing, with roughly 616 renovated single-family homes across three communities. Residents pay an allotment equal to their BAH, so there are no out-of-pocket upfront costs for active-duty members. Homes are pet-friendly, with breed and deposit policies set by the housing partner.
All newly assigned personnel must report to the Military Housing Office before signing any off-base lease or purchase contract. Single and unaccompanied E-4 and below should also check with Dormitory Management before going off base. Apply as soon as your orders are cut — waitlists exist, and early application gives you more options.
| Resource | Contact |
|---|---|
| Military Housing Office (MHO) | 514 Falcon Avenue, Patrick SFB, FL 32925 | (321) 494-2594 | M–F 0800–1630 |
| Patrick Family Housing — Leasing | (321) 613-3810 or (888) 678-4589 |
| Unaccompanied Housing (E-4 and below) | (321) 494-3647 |
| Patrick Family Housing website | patrick-family-housing.com |
Weighing renting on base against buying off base? Our VA Home Loan guide walks through how BAH counts as qualifying income and how the $0-down, no-PMI benefit changes the rent-versus-buy math — especially in a no-income-tax state.
On-base temporary lodging is handled by the Space Coast Inn, located in Bldg 720 on Falcon Avenue near the Fitness Center. The inn accommodates both PCS and TDY travelers and offers visiting quarters, temporary lodging facilities (TLF) for families, and distinguished visitor quarters. Reservations run 24 hours a day at (321) 494-6590.
| Room Type | Approx. Nightly Rate |
|---|---|
| Visiting Airman Quarters (VAQ) | $94 |
| Visiting Quarters (VQ) | $105 |
| Temporary Lodging Facility (TLF, family units) | $113 |
| Distinguished Visitor Quarters (DVQ) | $129+ |
Rates subject to change. Pet fees apply (a limited number of pet-friendly family units are available, with breed restrictions). Confirm current rates and availability at booking.
All rooms include a refrigerator, microwave, coffee maker, free Wi-Fi, cable TV, and access to self-serve laundry. Book as early as possible — during PCS season (late spring through summer) rooms fill fast, and all official travelers must go through the Space Coast Inn to obtain a non-availability form before booking a local hotel on orders.
Families at Patrick SFB attend Brevard Public Schools, one of the stronger districts in Florida and consistently above the state average in math and reading proficiency. There are no DoDEA schools in Brevard County, so your zone depends entirely on your home address — which makes neighborhood selection a school decision as much as a housing one.
Families in the on-base River’s Edge and Oceanside communities are zoned for Roosevelt Elementary, feeding up to Cocoa Beach Junior/Senior High School, with bus transportation provided. Pelican Coast is zoned for Holland Elementary, DeLaura Middle School, and Satellite Beach High School. Confirm your exact zone with Brevard Public Schools based on your specific address before signing any lease.
| School | Level | Notable Feature | Location |
|---|---|---|---|
| Satellite High School | High | A-graded; strong AP program | Satellite Beach |
| Cocoa Beach Jr/Sr High | Middle/High | International Baccalaureate (IB) + AP | Cocoa Beach |
| Edgewood Jr/Sr High | Middle/High | Among the top-ranked in Florida | Merritt Island |
| West Shore Jr/Sr High | Middle/High | Top-ranked STEM magnet | Melbourne |
| Freedom 7 Elementary | Elementary | IB Primary Years magnet | Cocoa Beach |
Brevard runs active charter and magnet programs through its School Choice office, so families can apply for seats at top performers outside their zone. Florida also operates a Purple Star program recognizing military-friendly schools — worth asking about during enrollment. For zoning questions and enrollment help, reach the School Liaison Program through the Airman & Family Readiness Center at (321) 494-2102.
Patrick SFB operates a Child Development Center (CDC) offering full-day, part-day, and hourly care from infants through school age. Waitlists are common, especially during PCS season, so register early through MilitaryChildCare.com as soon as you have orders. The A&FRC can point you to additional youth programs and certified off-base options if the CDC is full when you arrive.
Patrick SFB is accessed from A1A on the western side of the barrier island. Gate status is currently affected by construction, so confirm the latest before you arrive.
| Gate | Location | Status |
|---|---|---|
| Main Gate (East Gate) | A1A, north side of base near Cocoa Beach | Open 24/7; currently handling all traffic |
| South Gate | Pineda Causeway / S. Patrick Drive | Currently closed for a reconstruction project; reopening expected mid-2026 |
With the South Gate closed for its rebuild, all inbound and outbound traffic routes to the Main Gate, accessible from both northbound and southbound A1A. Check patrick.spaceforce.mil for the current gate status before your move.
Visitor Control Center: Matador St, Patrick SFB | (321) 494-0427 | daily 0600–2200. Anyone without a DoD or federal-issued ID must stop here for a base access pass.
ID Card & DEERS Office: 620 O’Malley Rd, Bldg 537, Patrick SFB | (321) 494-6144. Schedule your ID and DEERS appointment immediately on arrival to avoid any gap in benefits. Keep your orders, DD-214 (if applicable), and dependent documents handy. Our PCS binder checklist keeps all of it organized in one place.
The 45th Medical Group at 1381 S. Patrick Drive is the primary military treatment facility, serving more than 54,000 eligible beneficiaries. Services include family health, pediatrics, flight medicine, immunizations, physical therapy, optometry, mental health, family advocacy, diagnostic imaging, laboratory, and pharmacy. Dental care on base is for active duty only.
Importantly, the 45th Medical Group is a clinic — there is no emergency room on base. For emergencies, the nearest civilian ERs are within the Health First network, including Cape Canaveral Hospital and Holmes Regional Medical Center in Melbourne. Patrick SFB falls under the TRICARE East Region, so update your DEERS information immediately on arrival to keep coverage continuous.
| Service | Contact |
|---|---|
| 45th Medical Group (Appointments) | (321) 494-8241 or 1-888-728-2873 |
| Pharmacy | (321) 494-8739 |
| TRICARE East (Appointment Line) | (800) 444-5445 |
| TRICARE Nurse Advice Line (24/7) | (800) 874-2273, option 1 |
| MTF website | patrick.tricare.mil |
The closest commercial airport is Orlando Melbourne International Airport (MLB), about 13 miles and a 20–25 minute drive south of the base. Orlando International Airport (MCO) is the larger hub, roughly 57 miles and about an hour west.
From MCO, take SR 528 (the Beachline Expressway) east toward Cocoa Beach and Port Canaveral. SR 528 curves south and becomes A1A — follow A1A south to the Patrick SFB Main Gate. From I-95, exit toward the Pineda Causeway (SR 404) east to A1A; with the South Gate currently closed, continue on A1A to the Main Gate. Shuttle service from the airports is available through some local operators, but most PCS families arrange a rental or POV given how spread out Brevard County is.
This is one of those rare assignments where the duty station sells itself. You are going to watch rocket launches — sometimes from the parking lot, sometimes from your backyard, sometimes at 2 a.m. when a scrubbed launch finally goes and the sky lights up orange over the Atlantic. It does not get old.
The Kennedy Space Center Visitor Complex sits 20–30 minutes north and offers military discounts and designated launch viewing — plan a full day and go more than once. Canaveral National Seashore protects 24 miles of undeveloped Atlantic beach with no crowds or development, regularly ranked among Florida’s best. Port Canaveral has grown into a serious waterfront dining destination, and the Brevard Zoo in Melbourne is one of the best small zoos in the Southeast. Orlando is about 60 miles west — close enough for a Disney or Universal day trip, far enough that it is a deliberate choice, not a commute.
Brevard County’s economy is uniquely wired for military-connected talent. The aerospace and defense sector — SpaceX, Blue Origin, Boeing, Lockheed Martin, L3Harris, United Launch Alliance, Northrop Grumman, and dozens of contractors — actively recruits both service members and spouses with technical backgrounds. Even non-technical spouses benefit from the education, healthcare, and service-sector jobs a fast-growing county brings. The A&FRC at (321) 494-2102 has employer connections, and the Patrick SFB PCS Pay It Forward® group is full of peer-to-peer leads that never make it to a job board.
It is not all rocket launches and beach days. Brevard County is on Florida’s east coast and faces structural hurricane exposure — the Space Coast has weathered Matthew, Irma, Dorian, Ian, and Nicole in recent years. A1A traffic spikes during tourist season, and coastal flood and wind insurance adds real money to a housing budget. None of this should scare you off; it should just be in your plan before you arrive.
| Resource | Phone |
|---|---|
| Base Operator | (321) 494-1110 |
| Visitor Control Center | (321) 494-0427 |
| Military Housing Office | (321) 494-2594 |
| Patrick Family Housing | (321) 613-3810 / (888) 678-4589 |
| Unaccompanied Housing (E-4 and below) | (321) 494-3647 |
| Space Coast Inn (Lodging) | (321) 494-6590 |
| 45th Medical Group (Appointments) | (321) 494-8241 / (888) 728-2873 |
| Pharmacy | (321) 494-8739 |
| TRICARE Nurse Advice Line (24/7) | (800) 874-2273, option 1 |
| Airman & Family Readiness Center | (321) 494-2102 |
| DEERS / ID Card Office | (321) 494-6144 |
Phone numbers last verified: June 2026. Confirm directly with the installation if a number has changed.
It is Patrick Space Force Base. The installation was officially redesignated from Patrick Air Force Base on December 9, 2020, becoming one of the first Space Force installations alongside Cape Canaveral Space Force Station. Searching “Patrick AFB” will still surface relevant results because many local databases have not updated, but the correct official name is Patrick Space Force Base, or Patrick SFB.
Patrick SFB falls under Military Housing Area FL059, covering Brevard County from Titusville south to Melbourne and Palm Bay. Most enlisted families with dependents fall in roughly the $2,300–$2,950 range and officers in the $2,900–$3,300 range, but your exact rate depends on rank and dependency status. Florida has no state income tax, which improves your effective buying power. Confirm your figure with the DoD BAH Calculator or our BAH Calculator.
The Main Gate (East Gate) on A1A is open 24 hours a day, 7 days a week and is currently handling all traffic. The South Gate off the Pineda Causeway is closed for a reconstruction project, with reopening expected mid-2026. All inbound and outbound traffic routes to the Main Gate, accessible from both directions on A1A. Confirm current gate status at patrick.spaceforce.mil before you arrive.
They are two separate installations, both managed under Space Launch Delta 45. Patrick SFB sits on A1A between Satellite Beach and Cocoa Beach and holds the housing, commissary, exchange, medical group, and family services. Cape Canaveral Space Force Station is a few miles north on Cape Canaveral proper, where the launch pads are, and it has its own access controls. If your unit is on CCSFS, confirm housing and commute logistics separately.
Contact the Military Housing Office at (321) 494-2594, located at 514 Falcon Avenue, Patrick SFB, FL 32925. All newly assigned personnel must visit the MHO before signing any off-base lease or purchase contract. On-base housing is privatized as Patrick Family Housing across the River’s Edge, Oceanside, and Pelican Coast communities, reachable at (321) 613-3810 or (888) 678-4589. Rent equals your full BAH allotment, with no upfront out-of-pocket cost for active duty.
Satellite Beach is the most popular choice — adjacent to the base with 5–10 minute commutes, strong schools, and beach proximity, though prices reflect that. Merritt Island offers more space and value and is closest to CCSFS. Viera and Rockledge are the go-to for newer construction and top-rated suburban schools at a slightly longer commute. Cocoa Beach has lifestyle appeal but vacation-rental pricing makes it tight on BAH, and Palm Bay is the most affordable at 23–30 minutes out.
Families at Patrick SFB attend Brevard Public Schools, which performs above the Florida state average. On-base River’s Edge and Oceanside families are zoned for Roosevelt Elementary feeding to Cocoa Beach Junior/Senior High, with busing provided, while Pelican Coast is zoned for Holland Elementary, DeLaura Middle, and Satellite Beach High School. There are no DoDEA schools in the county, so confirm your zone by exact address at brevardschools.org before signing a lease. Charter and magnet seats are available through BPS School Choice.
Yes. The Space Coast Inn in Bldg 720 on Falcon Avenue handles on-base temporary lodging for PCS and TDY travelers, with reservations available 24 hours a day at (321) 494-6590. Options include visiting quarters and family-sized temporary lodging facilities, with a limited number of pet-friendly units. Book as early as possible during PCS season, since family units fill fast from late spring through summer.
No. The 45th Medical Group at 1381 S. Patrick Drive is a clinic, not a hospital, and there is no emergency room on base. It provides primary care, pediatrics, family health, optometry, physical therapy, mental health, lab, and pharmacy to more than 54,000 beneficiaries. For emergencies, the nearest civilian ERs are in the Health First network, including Cape Canaveral Hospital and Holmes Regional Medical Center in Melbourne.
Orlando Melbourne International Airport (MLB) is the closest, about 13 miles and a 20–25 minute drive south of the base. Orlando International Airport (MCO) is the larger hub, roughly 57 miles and about an hour west via SR 528. From MCO, take SR 528 east until it becomes A1A, then follow A1A south to the Main Gate.
Yes, and it is one of the real highlights of this assignment. SpaceX and ULA launches from Cape Canaveral’s nearby pads are visible from A1A, the beach, and often from anywhere in Brevard County on clear nights. The base maintains viewing areas for authorized personnel, and the Kennedy Space Center Visitor Complex offers official viewing packages. Check the SpaceX and ULA manifests and ask your unit — families quickly learn the best local spots.
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Most enlisted families with dependents fall in roughly the $2,300-$2,950 range and officers in the $2,900-$3,300 range, but your exact rate depends on rank and dependency status. Florida has no state income tax, which improves your effective buying power. Confirm your figure with the DoD BAH Calculator or our BAH Calculator.” } }, { “@type”: “Question”, “name”: “What are the current gate hours at Patrick SFB?”, “acceptedAnswer”: { “@type”: “Answer”, “text”: “The Main Gate (East Gate) on A1A is open 24 hours a day, 7 days a week and is currently handling all traffic. The South Gate off the Pineda Causeway is closed for a reconstruction project, with reopening expected mid-2026. All inbound and outbound traffic routes to the Main Gate, accessible from both directions on A1A. 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The base maintains viewing areas for authorized personnel, and the Kennedy Space Center Visitor Complex offers official viewing packages. Check the SpaceX and ULA manifests and ask your unit – families quickly learn the best local spots.” } } ] }
BAH Calculator 2026: Basic Allowance for Housing by Location TL;DR: 2026 BAH rates increased an average of 4.2% nationwide, effective January 1. Use the calculator
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