BAH Calculator 2026: Basic Allowance for Housing by Location
BAH Calculator 2026: Basic Allowance for Housing by Location TL;DR: 2026 BAH rates increased an average of 4.2% nationwide, effective January 1. Use the calculator
Air Force Base Guide
TL;DR: Offutt Air Force Base sits just south of Omaha in Bellevue, Nebraska — home to the 55th Wing and one of the most important ISR missions in the Air Force. This guide covers 2026 BAH rates, on-base and off-base housing with real prices, school districts ranked by quality, medical contacts, check-in steps, and everything you need to land in Nebraska ready to go.
When your orders say Offutt Air Force Base, you’re heading to one of the Air Force’s most mission-critical installations — and one of the most livable duty stations in the Midwest. Offutt sits in Bellevue, Nebraska, just south of Omaha, and the surrounding community is genuinely family-friendly, affordable, and deeply supportive of military families.
The 55th Wing’s intelligence, surveillance, and reconnaissance mission means this base punches well above its size. It’s also a base with real history — Offutt was originally established in 1896 as Fort Crook, and it was here that President Eisenhower established Strategic Air Command in 1948. More recently, the base showed remarkable resilience after devastating 2019 floods that damaged large portions of the installation, rebuilding faster than most expected.
The Omaha metro gives you a real city — great restaurants, world-class zoo, affordable neighborhoods, strong job market for military spouses — without the traffic, cost, or chaos of coastal duty stations. BAH covers housing in most neighborhoods with room to spare, and the VA loan market here is one of the best in the country.
Start with the Offutt AFB PCS Pay-It-Forward® group — thousands of military families already in the area who will answer your specific questions faster than any guide can.
| Official Name | Offutt Air Force Base |
| Location | Bellevue, Nebraska (Sarpy County) |
| Nearest City | Omaha, NE — approximately 8 miles north |
| Size | ~3,800 acres |
| Population | ~7,986 active military, 6,212 dependents, 2,764 DoD civilians, 26,000+ retirees in area |
| Branch | U.S. Air Force (Air Combat Command) |
| Climate | Four full seasons — hot humid summers, cold snowy winters, severe thunderstorm and tornado risk in spring/summer |
| Official Website | offutt.af.mil |
Offutt’s identity is built around intelligence, surveillance, and reconnaissance. The 55th Wing — known as “The Fightin’ Fifty-Fifth” — is the largest wing in Air Combat Command and operates some of the most sophisticated ISR aircraft in the world, including the RC-135 family of reconnaissance aircraft.
Deployment tempo for the 55th Wing varies significantly by aircraft and assignment. Globally deployed ISR missions are ongoing — if you’re flying RC-135s, expect regular TDYs and rotational deployments. Headquarters and support roles at USSTRATCOM typically have more stable schedules.
Your first stop during duty hours is the Offutt Welcome Center. Meet your sponsor there if you arrive between 0730 and 1630, Monday through Friday. Your unit will schedule you for in-processing and newcomer orientation once you arrive — contact your gaining unit and sponsor before you land in Nebraska so you know where to report.
In-processing appointments need to be completed promptly upon arrival. Bring copies of your orders, all moving paperwork, all personnel records including dental and immunizations, and school records for any children. Your unit will walk you through the full in-processing sequence.
| Office | Address | Phone |
|---|---|---|
| Offutt Welcome Center | 1600 Highway 370, Bellevue, NE 68005 | 402-827-8554 |
| Base Operator | Offutt AFB, NE 68113 | 402-294-1110 |
| TMO / Household Goods | 705 Nelson Drive, Bldg 323C, Rm 301, Offutt AFB, NE 68113 | 402-294-5044 |
| Billeting (lodging — confirm reservations 24 hrs prior) | Offutt AFB, NE 68113 | 402-294-3671 |
Weather note: Nebraska weather is no joke. If you’re arriving in winter, be prepared for wind chill warnings. Tornado season runs spring through summer — local warning systems are excellent both on and off base, but have a plan from day one.
Don’t arrive scrambling for paperwork. The PCS binder checklist will make sure you have everything organized before wheels-down.
BAH for Offutt AFB increased 2.7% from 2025 and is set for the Omaha/Offutt AFB, NE Military Housing Area (MHA). Effective January 1, 2026. Members with dependents receive 25.1% more than members without dependents at this location. Source: Defense Travel Management Office.
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 | $1,887 | $1,425 |
| E-2 | $1,887 | $1,425 |
| E-3 | $1,887 | $1,425 |
| E-4 | $1,887 | $1,425 |
| E-5 | $2,085 | $1,587 |
| E-6 | $2,376 | $1,779 |
| E-7 | $2,457 | $1,893 |
| E-8 | $2,547 | $2,148 |
| E-9 | $2,706 | $2,229 |
| W-1 | $2,394 | $1,827 |
| W-2 | $2,493 | $2,145 |
| W-3 | $2,604 | $2,241 |
| W-4 | $2,742 | $2,388 |
| W-5 | $2,913 | $2,475 |
| O-1 | $2,127 | $1,683 |
| O-2 | $2,373 | $2,022 |
| O-3 | $2,601 | $2,268 |
| O-4 | $2,967 | $2,454 |
| O-5 | $3,231 | $2,502 |
| O-6 | $3,258 | $2,583 |
| O-7+ | $3,279 | $2,625 |
BAH goes far in the Omaha market. Median home prices in Bellevue run around $360,000, Papillion $300,000–$450,000, La Vista ~$305,000, and Ralston ~$260,000 — all ranges where BAH at E-5 and above with dependents supports a VA loan purchase with no down payment and no PMI. Many Offutt families find their mortgage payment on a purchased home is equal to or less than comparable rent — and they leave the assignment with equity instead of a stack of receipts. For a full national BAH breakdown, visit our 2026 BAH rates guide.
🏠 Omaha is one of the best VA loan markets in the country. Prices are below national medians and inventory is solid. Get your free VA Home Loan snapshot and see exactly what your BAH supports in this market.
On-base housing at Offutt is privatized and managed by Burlington Capital Properties. There are approximately 1,950 total homes across two areas: Hoffman Heights (within the installation gates) and Rising View (off-base but technically on-base housing, located in Bellevue). Burlington leases to active duty, National Guard, Reserve, retired military, and DoD federal civilians.
| Provider | Burlington Capital Properties (America First Communities) |
| Housing Management Office | 402-991-9840 |
| Housing Services Office | 402-294-6242 |
| Website | offutthousing.com |
What’s included: Pet-friendly 2–4 bedroom single-family homes based on rank and family size. Water, gas, and electric are included in rent. The Rising View Community (~1,600 homes) is divided into eight smaller neighborhoods with tot lots, playgrounds, a dog park, walking trails, picnic areas, and sports courts and fields. On-base also features 61 playgrounds, 12 sports courts, three elementary schools in the community, a commissary, Exchange, pharmacy, 18-hole golf course, and what many consider the largest Field House in the DoD — a converted hangar with an indoor track, lap pool, basketball courts, racquetball, tennis, soccer, CrossFit section, and kids’ play area.
Unaccompanied Housing is available for E1–E3 and E4 with fewer than three years of service. Four dormitories on one campus on the northern portion of base, with private sleeping rooms, free Wi-Fi, flat-screen TVs, and fully equipped kitchen. Contact: 402-232-6726 (Mon–Fri 0730–1615).
Important: Waitlists vary by rank bracket and family configuration — don’t assume on-base housing will be waiting when you arrive. Have an off-base backup plan ready and contact the Housing Management Office as soon as orders are in hand.
The Omaha metro is one of the most military-friendly housing markets in the country. Here’s an honest breakdown of where Offutt families actually live and why.
Bellevue is the most established military town in Nebraska and the go-to choice for short commutes and strong community. Median home price is around $360,000. Bellevue Public Schools serve most of the on-base and Bellevue families — the district has 15 elementary schools, three middle schools, and two high schools, both with Air Force JROTC programs and dedicated military liaisons. For E-5 and above with dependents, BAH covers a solid Bellevue purchase on a VA loan with no down payment. Commute: 5–15 min to main gate.
Papillion consistently ranks among Nebraska’s best places to live. The Papillion–La Vista School District is one of the highest-rated in the state, making it the top pick for families prioritizing academics. Median home prices range from $300,000 to $450,000+ depending on the neighborhood. New construction is actively available in this range. This is O-3 and above territory with dependents — BAH at $2,601+ comfortably supports a Papillion purchase. Commute: 15–25 min.
La Vista sits between Bellevue and Papillion and offers the best of both: quick base access, proximity to Omaha’s dining and shopping, and median home prices around $305,000. Schools fall under the Papillion–La Vista School District — solid ratings. Strong choice for E-6 through O-3 with dependents. Commute: 15–20 min.
Ralston offers the most affordable housing in the corridor, with median prices around $260,000. Entry-level homes start in the low $200s. Ralston is a solid choice for junior enlisted looking to buy rather than rent — VA loan at E-5 or E-6 BAH supports a Ralston purchase comfortably. Commute: 15–20 min.
Growing suburb southwest of Omaha with excellent schools, newer builds, and more space. Perfect for families seeking larger homes or extra land. Trade-off is the commute. Additionally, school bus transportation in Gretna may come with annual fees — ask about this before signing a lease or closing on a home.
Across the Missouri River in Iowa, just 15 miles from base. Average home prices run roughly $70,000 less than comparable Omaha properties. More space, less traffic. Note that you’ll be crossing state lines daily and dealing with Iowa taxes if you change your residency. Verify school districts and commute route carefully before committing.
Insider tip: School zoning in the Omaha metro can be surprising — an address that looks like it belongs to one district may actually feed into another. Always verify your exact address against the official district maps before signing anything. The Offutt AFB PCS Pay-It-Forward® group has current residents who know exactly which streets feed which schools.
| District | Best For | Notes |
|---|---|---|
| Papillion–La Vista School District | Families prioritizing academics | Top-ranked in Nebraska; serves Papillion and La Vista |
| Bellevue Public Schools | Families living in Bellevue or on-base | 15 elementary, 3 middle, 2 high schools; military liaisons at every school; JROTC at both high schools |
| Millard Public Schools | West Omaha families | Strong ratings; one of the largest districts in Nebraska |
| Ralston Public Schools | Ralston-area families | Smaller district; solid and improving |
| Plattsmouth Community Schools | Families south of base | Small-town feel; newer construction in the area |
| Omaha Public Schools (OPS) | Urban Omaha families | Largest district in state; quality varies widely by school and neighborhood |
For military child education resources, school transfer policies, and special education support, visit dodea.edu. Contact the School Liaison Officer (SLO) through the A&FRC at 402-294-4329 for enrollment help, school record transfers, and guidance on choosing the right district for your family.
The Child Development Center (CDC) at Offutt has a waitlist. To get your child’s name on the list before you arrive, visit your current installation’s CDC and request an Air Force Form 2606 — then mail or fax it to the Offutt CDC ahead of your move. Family Child Care homes are also available on-base.
Family Child Care Homes:
📍 101 Union Drive, Offutt AFB, NE 68113
📞 402-294-9016/7
The 55th MDG serves over 50,000 TRICARE beneficiaries with extensive outpatient clinic capabilities. Note: there are no emergency services at the clinic. For emergencies, ambulatory services will transport to a nearby civilian hospital — Midlands Hospital is located at 84th Street South and Highway 370 in Papillion.
| Address | 2501 Capehart Road, Bellevue, NE 68123 |
| Main / Appointments | 402-232-2273 (402-232-CARE) |
| Acute Care Clinic (daily appointments) | 402-232-2273 | Hours: Mon–Fri 1000–2000 |
| Dysplasia Clinic | 402-294-9235 |
| SARC / Victim Advocate | 402-232-9999 |
| EFMP Enrollment | 402-294-2989 |
| Patient Portal | my.mhsgenesis.health.mil |
| TRICARE Website | offutt.tricare.mil |
Set up your MHS GENESIS Patient Portal account before you arrive — it’s the fastest way to book appointments and transfer records from your previous installation.
24/7 Nurse Advice Line: 800-TRICARE (874-2273), option 1
TRICARE West: 1-888-TRIWEST (874-9378) | tricare.mil
The A&FRC is your one-stop resource for PCS support, financial counseling, spouse employment help, deployment preparation, and community connection. All services are free for active duty, Guard/Reserve, retired military, and DoD civilians.
| Location | 705 Nelson Drive, Bldg 323C, Rm 206, Offutt AFB, NE 68113 |
| Main Phone | 402-294-4329 |
| Hours | Mon–Fri: 7:30 AM – 12:00 PM | Mon–Thu: walk-ins welcome | Fri: appointment only |
| EFMP Enrollment | 402-294-2989 | 106 Peacekeeper Drive, Suite 2N3 |
| Air Force Aid Society | 402-294-4329 (same building) |
| Family Advocacy | 402-294-7886 | 2501 Capehart Rd |
The EFMP program is mandatory for all DoD active-duty members with family members who have special medical or educational needs — enroll before your move, not after arrival.
Nebraska’s cost of living runs slightly below the national average, and the Omaha metro punches well above its weight for quality of life. Here’s what you can expect:
Omaha is a genuine mid-size city with a functioning economy, strong healthcare sector (Nebraska Medicine, Methodist Health System, CHI Health), and one of the best zoo experiences in the world.
Location-wise, Omaha’s central position makes weekend trips easy: Kansas City is 3 hours, Denver about 8, Des Moines just 2.5. If you love road trips, you picked a great hub.
The Offutt AFB PCS Pay-It-Forward® group has current residents posting local restaurant finds, family event recommendations, and real talk about what life here is actually like week to week.
📄 Ready to get your move locked in? Use the PCS Plan tool to build your move timeline, connect with a local real estate expert, and get your VA loan snapshot. Also grab the PCS Toolkit for checklists and calculators.
| Office | Phone |
|---|---|
| Base Operator | 402-294-1110 |
| Offutt Welcome Center | 402-827-8554 |
| TMO / Household Goods | 402-294-5044 |
| Billeting (confirm reservations 24 hrs prior) | 402-294-3671 |
| Housing Management Office (Burlington Capital) | 402-991-9840 |
| Housing Services Office | 402-294-6242 |
| Unaccompanied Housing | 402-232-6726 |
| A&FRC (Family Readiness) | 402-294-4329 |
| EFMP Enrollment | 402-294-2989 |
| Family Child Care Homes | 402-294-9016 |
| Family Advocacy | 402-294-7886 |
| 55th MDG — Main / Appointments | 402-232-2273 |
| SARC / Victim Advocate | 402-232-9999 |
| TRICARE Nurse Advice Line (24/7) | 800-874-2273 |
| TRICARE West | 888-874-9378 |
| SAC Federal Credit Union (on base) | 402-292-8000 |
Yes — it’s consistently rated one of the best duty stations in the Air Force for quality of life. Omaha offers big-city amenities without big-city cost or chaos. BAH covers housing across most neighborhoods. Schools are strong, especially in Papillion and Bellevue. The 55th Wing’s ISR mission is demanding and important, and the USSTRATCOM headquarters presence creates a wide range of career opportunities for both flying and support roles.
BAH increased 2.7% in 2026 for the Omaha/Offutt AFB Military Housing Area. Key rates: E-5 with dependents = $2,085/month; E-6 with dependents = $2,376/month; O-3 with dependents = $2,601/month; O-5 with dependents = $3,231/month. Members with dependents receive 25.1% more than those without. See the full table above for all pay grades, or verify your exact rate at the DTMO BAH Calculator.
Bellevue is the most established military community — great schools, short commute (5–15 min), median homes ~$360K. Papillion offers the top-rated schools in Nebraska with a 15–25 min commute and median prices $300K–$450K+. La Vista is the sweet spot for access and amenities at ~$305K median. Ralston is the most affordable entry point at ~$260K. Ask current residents in the Offutt AFB PCS Pay-It-Forward® group for block-level recommendations.
Housing is privatized through Burlington Capital Properties with approximately 1,950 homes in two areas: Hoffman Heights (on-base) and Rising View (off-base, in Bellevue). Water, gas, and electric are included in rent. BAH is auto-deducted. Waitlists vary by rank and family configuration — contact the Housing Management Office at 402-991-9840 as soon as orders arrive.
The primary districts are Bellevue Public Schools (military liaisons at every school, JROTC at both high schools), Papillion–La Vista School District (top-ranked in Nebraska, serves Papillion and La Vista), Millard Public Schools (strong ratings in west Omaha), and Ralston Public Schools. Gretna and Plattsmouth districts serve families further south. Contact the School Liaison Officer at 402-294-4329 for enrollment help.
During duty hours (Mon–Fri 0730–1630), report to the Offutt Welcome Center at 1600 Highway 370, Bellevue, NE 68005 (phone: 402-827-8554). Meet your sponsor there. Your unit will schedule in-processing and newcomer orientation. Bring copies of your orders, all moving paperwork, personnel records, and school records for any children.
One of the best in the country. Home prices are below the national median across Bellevue, La Vista, Ralston, and entry-level Papillion — all within VA loan reach for most pay grades with dependents. No down payment and no PMI means your BAH typically covers the full mortgage payment on a comparable property, and you leave the assignment with equity. Get your free VA loan snapshot to see your numbers.
It varies significantly by unit and aircraft. The 55th Wing’s globally deployed ISR platforms (RC-135 variants) involve regular TDYs and rotational deployments — expect meaningful time away if you’re on a flying crew. USSTRATCOM headquarters and support roles typically have steadier, more predictable schedules. Know your unit before making housing and school decisions that depend on deployment predictability.
Omaha has far more to offer than most people expect. Highlights include Henry Doorly Zoo & Aquarium (one of the best in the world, military membership available), the Old Market District for dining and entertainment, Fontenelle Forest for hiking, Werner Park for AAA baseball, and the Joslyn Art Museum and Durham Museum for culture. Weekend trips to Kansas City (3 hrs), Denver (8 hrs), and Des Moines (2.5 hrs) are easy from Omaha’s central location.
Use the PCS Plan tool to build your full move timeline and connect with a local real estate expert who knows the Bellevue–Papillion corridor. And join the Offutt AFB PCS Pay-It-Forward® group — your community is already waiting for you.
BAH Calculator 2026: Basic Allowance for Housing by Location TL;DR: 2026 BAH rates increased an average of 4.2% nationwide, effective January 1. Use the calculator
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