BAH Calculator 2026: Basic Allowance for Housing by Location
BAH Calculator 2026: Basic Allowance for Housing by Location TL;DR: 2026 BAH rates increased an average of 4.2% nationwide, effective January 1. Use the calculator
Air Force Base Guide
Orders to Nellis–Creech Air Force Base put you in the Las Vegas metro — desert mountains, year-round sunshine, and one of the most unique duty station packages in the Air Force. Nellis AFB, 12 miles northeast of the Las Vegas Strip, is the “Home of the Fighter Pilot” and houses more schools and squadrons than any other USAF installation in the world. Creech AFB is a separate, operationally distinct base 45 miles northwest in Indian Springs — the global hub of U.S. Air Force Remotely Piloted Aircraft (RPA) operations. Before you pick a neighborhood, know which base you’re reporting to: the two have very different commute realities. Start your housing research at PCS PLAN and connect with the Nellis–Creech PCS Pay-It-Forward® group for real-time advice from families already here.
| Detail | Info |
|---|---|
| Official Name | Nellis Air Force Base |
| Branch | U.S. Air Force / Air Combat Command |
| Location | North Las Vegas, Clark County, Nevada 89191 |
| Nickname | “Home of the Fighter Pilot” |
| Host Wing | 99th Air Base Wing |
| Distance to Las Vegas Strip | ~12 miles northeast |
| Distinction | More schools and squadrons than any other USAF installation; home of Red Flag exercises and the USAF Thunderbirds |
| Base Operator | (702) 652-1110 |
| Official Website | nellis.af.mil |
Nellis is divided into Main Side and Hospital Side — two distinct areas connected by roads on base. Knowing which side your unit is on affects your daily commute within the installation.
| Side | What’s There |
|---|---|
| Main Side | Dorms (Unaccompanied Housing), Nellis lodging, most operational job sites and offices, fitness center (renovated), Thunderbirds Museum |
| Hospital Side | Commissary, Base Exchange (BX), Mike O’Callaghan Military Medical Center, all family housing (3+ BR), most family support services |
| Unit / Command | Mission |
|---|---|
| U.S. Air Force Warfare Center (USAFWC) | Oversees world’s most advanced air combat training; Red Flag exercises; Weapons School |
| 57th Wing (Host) | Tactical training; composite wing with widest variety of aircraft in USAF |
| 99th Air Base Wing | Installation support; base operations for Nellis and Creech |
| USAF Thunderbirds (Air Demonstration Squadron) | Air Force flight demonstration team, home-based at Nellis |
| Nevada Test and Training Range (NTTR) | 12,000+ sq miles of restricted airspace; largest peacetime training range in the world |
| 53rd Test and Evaluation Group | Operational testing and evaluation of Air Force weapon systems |
| Detail | Info |
|---|---|
| Official Name | Creech Air Force Base |
| Location | Indian Springs, Clark County, Nevada 89191 |
| Nickname | “Home of the Hunters” |
| Host Wing | 432nd Wing / 432nd Air Expeditionary Wing |
| Distance from Las Vegas | ~45 miles northwest via US-95 |
| Distance from Nellis AFB | ~45–50 miles southeast via US-95 |
| Primary Aircraft | MQ-9 Reaper; MQ-1 Predator (legacy); RQ-170 Sentinel |
| Mission | Global hub for USAF Remotely Piloted Aircraft (RPA) operations — 24/7 ISR and precision strike worldwide |
| Official Website | creech.af.mil |
Creech’s mission is classified as uniquely high-stakes: the 432nd Wing executes continuous combat operations globally from a desert airstrip 45 miles from Las Vegas. There is no on-base family housing at Creech — families live in Las Vegas and commute, or in the small town of Indian Springs immediately outside the gate. The vast majority choose Las Vegas.
This is the first question you need to answer before choosing a neighborhood. The commute reality at Creech is fundamentally different from Nellis — and your family’s quality of life hinges on making the right housing decision before you arrive.
Nellis is accessible from a wide range of Las Vegas metro neighborhoods. Most popular family areas sit 15–30 minutes from the gate in normal traffic. North Las Vegas and nearby suburbs are the shortest commutes; Henderson and Summerlin add time but offer different lifestyle options.
| Neighborhood / Area | Approx. Commute to Nellis | Notes |
|---|---|---|
| North Las Vegas (near-base) | 10–20 min | Closest; abundant new construction; most affordable option near base |
| Aliante | 15–25 min | Master-planned community; quiet, suburban; good for families; strong military presence |
| Centennial Hills | 20–30 min | Most popular with Nellis families; excellent parks, pools, schools; NW Las Vegas |
| Skye Canyon / Providence | 25–35 min | Newer development, community amenities, good schools; growing military community |
| Summerlin | 35–45 min | Upscale master-planned community; top-rated schools; higher price point; most private school options |
| Henderson | 35–50 min (freeway) | South of Vegas; excellent schools, clean neighborhoods; longer drive to Nellis |
Creech personnel face a genuine commute challenge. The base is in Indian Springs — a small desert town of about 1,100 people with limited services. Most families choose to live in Northwest Las Vegas and commute via US-95. The Centennial Hills, Skye Canyon, and Providence areas are the most popular because they minimize the Las Vegas metro portion of the drive.
| Option | Commute Time to Creech | Honest Assessment |
|---|---|---|
| Centennial Hills / Skye Canyon / Providence (NW Las Vegas) | 35–50 min each way | Most recommended by Creech families; minimizes city driving; quality schools and amenities; best quality-of-life tradeoff |
| North Las Vegas (near Nellis) | 50–70 min each way | Cheaper, but the full drive across Las Vegas adds significant time; not preferred |
| Indian Springs (on-base / adjacent) | 5 min | Shortest commute by far; very limited services; isolated desert town; most families avoid for families with children |
| On-base at Nellis (Nellis housing) | ~45–60 min each way | Some Creech families take Nellis housing; use the base-to-base shuttle (FedVan program — free) |
FedVan Shuttle Program: Creech AFB offers a free base-to-base shuttle (operated by FedVan, a veteran-owned company) connecting Las Vegas area park-and-ride locations to Creech. This significantly reduces vehicle wear from the desert commute and fuel costs. Contact the 432nd Mission Support Group Logistics at (702) 404-1731 for current routes and pickup locations. Many Creech families park at a central location and shuttle in, making the Centennial Hills area even more attractive.
Both Nellis and Creech fall under the same NELLIS AFB / LAS VEGAS Military Housing Area (NV212). BAH rates decreased 1.9% from 2025 — reflecting a modest softening of the Las Vegas rental market. Service members with dependents receive 17.7% more BAH than those without. Nellis ranks 36th highest among all Air Force bases. Use ZIP code 89191 in the official DTMO BAH Calculator to confirm your exact rate. See our 2026 BAH rates guide for national context.
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 through E-4 | $1,941/mo | $1,629/mo |
| E-5 | $2,070/mo | $1,737/mo |
| E-6 | $2,208/mo | $1,818/mo |
| E-7 | $2,268/mo | $1,941/mo |
| E-8 | $2,337/mo | $2,103/mo |
| E-9 | $2,445/mo | $2,133/mo |
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| W-1 | $2,223/mo | $1,908/mo |
| W-2 | $2,298/mo | $2,100/mo |
| W-3 | $2,385/mo | $2,139/mo |
| W-4 | $2,469/mo | $2,214/mo |
| W-5 | $2,577/mo | $2,283/mo |
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1 | $2,094/mo | $1,806/mo |
| O-1E | $2,277/mo | $2,067/mo |
| O-2 | $2,205/mo | $2,031/mo |
| O-2E | $2,370/mo | $2,127/mo |
| O-3 | $2,382/mo | $2,151/mo |
| O-3E | $2,487/mo | $2,196/mo |
| O-4 | $2,610/mo | $2,265/mo |
| O-5 | $2,775/mo | $2,301/mo |
| O-6 | $2,796/mo | $2,361/mo |
| O-7 | $2,814/mo | $2,400/mo |
On-base family housing is managed by Hunt Military Communities. Communities feature ranch-style single-family homes and detached duplexes — most are gated, pet-friendly, and include washer/dryer hookups and AC. All family housing (3+ bedroom) is located on Hospital Side. Contact the Housing Management Office as soon as orders are confirmed.
| Office | Address | Phone |
|---|---|---|
| Housing Management Office (HMO) | 4601 Richard Kisling Drive, Las Vegas, NV 89115 | (702) 652-1840 |
| Hunt Military Communities | Nellis AFB, NV 89191 | (702) 677-3660 |
| Unaccompanied Housing (UPH) | Main Side, Nellis AFB | (702) 652-6769 |
| Hunt Website | — | housing.af.mil — Nellis AFB |
Unaccompanied housing (barracks) is reserved for E1–E4 with fewer than 3 years of service. Barracks units are furnished with private rooms, bed linens, and on-site laundry (12 buildings, multiple floor plans).
| Community | Eligible Ranks | Home Type / Features |
|---|---|---|
| Nellis Terrace | E1–E6 (JNCO community) | Ranch-style homes; 2, 3, and 4 BR; 1–2 bath; 950–1,400+ sq ft; pet-friendly |
| Various senior enlisted / officer communities | E7+ and officers | Larger floor plans; gated neighborhoods; AC, washer/dryer hookups; contact Hunt for current availability |
All communities have parks, playgrounds, and trails. A pool is available for residents. Contact Hunt Military Communities at (702) 677-3660 for current availability, waitlist status, and neighborhood specifics by rank and family size.
| Community | Best For | Commute (Nellis / Creech) | Character |
|---|---|---|---|
| North Las Vegas (near-base) | Short Nellis commute, new builds, affordability | 10–20 min Nellis / 50–70 min Creech | Abundant new construction; military-heavy community; most affordable area near Nellis gate; some areas vary in school quality |
| Aliante | Families wanting quiet suburban feel, strong schools | 15–25 min Nellis / 45–60 min Creech | Master-planned; strong community feel; parks, splash pads, trails; popular with military families; one of the safest NLV areas |
| Centennial Hills | Nellis and Creech families; top schools | 20–30 min Nellis / 35–50 min Creech | Most popular area for military families at both bases; excellent parks and retail; multiple school options; newer homes with community amenities |
| Skye Canyon | Creech families; newer builds | 25–35 min Nellis / 30–45 min Creech | Newer master-planned development in NW Las Vegas; community pool and clubhouse; closest major neighborhood to Creech via US-95 |
| Providence | Creech families; established community | 25–35 min Nellis / 35–50 min Creech | Established master-planned community; good schools; very popular with Creech personnel; clean, family-friendly streets |
| Summerlin | Officers; families prioritizing school quality | 35–45 min Nellis / 45–60 min Creech | Upscale master-planned community; highest-rated schools in Clark County; most private school options; higher home prices |
| Henderson | Families prioritizing schools and outdoor recreation | 35–50 min Nellis / 60+ min Creech | South of Vegas; nationally recognized as family-friendly; 180+ miles of bike routes; 64 parks; excellent schools; longer commute |
Real talk on neighborhoods: The area immediately surrounding Nellis gate is economically depressed — most families live several miles away in planned communities. Don’t choose an address based on proximity to the gate alone. Centennial Hills and Aliante consistently receive the strongest reviews from military families for safety, school quality, and community feel. For Creech families, Centennial Hills, Skye Canyon, and Providence are the go-to choices because they sit at the northern edge of Las Vegas metro — closer to the US-95 corridor that runs to Creech.
Nellis and Creech families are served by Mike O’Callaghan Military Medical Center (MOMMC) — a full-service military hospital on Nellis’s Hospital Side. Services include family health, internal medicine, pediatrics, dental, mental health, flight medicine, and emergency care. Creech-assigned personnel also have access to a smaller Creech Dental and Medical Clinic on site for acute and primary care needs.
| Facility | Address | Phone | Hours / Notes |
|---|---|---|---|
| Mike O’Callaghan Military Medical Center (MOMMC) | 4700 Las Vegas Blvd N, Nellis AFB, NV 89191 | (702) 653-2777 | Mon/Tue/Thu/Fri 0700–1630; Wed (Training Day) 0930–1630 |
| MOMMC Website | — | nellis.tricare.mil | Appointments, clinic directories, specialty referrals |
| EFMP Enrollment (inside MOMMC) | 4700 Las Vegas Blvd, Bldg 340, Las Vegas, NV 89191 | (702) 653-3367 | Mon–Fri; EFMP family support through A&FRC |
| Satellite Pharmacy (Main Side) | 4311 Carswell Ave, Building 340, Nellis AFB, NV 89191 | (702) 653-2273 | Mon–Fri 8am–5pm |
| Creech Medical Clinic | Creech AFB, Indian Springs, NV | Contact MOMMC main line | Acute care and primary care for Creech personnel; limited hours |
| Creech Dental Clinic | Creech AFB, Indian Springs, NV | Contact MOMMC main line | Dental services for Creech-assigned personnel |
| TRICARE Nurse Advice Line (24/7) | — | 1-800-TRICARE (874-2273), option 1 | 24 hours / 7 days |
A VA hospital is located approximately 5 miles from Nellis AFB — the Las Vegas VA serves the region’s large veteran community. Enroll in TRICARE before arriving at tricare.mil.
There are no DoDEA schools at Nellis or Creech. All students attend Clark County School District (CCSD) — the largest school district in Nevada and the 5th largest in the United States. School quality in CCSD varies significantly by zone. Neighborhood selection determines your children’s school — make the two decisions together.
School Liaison Officer (SLO): (702) 652-1406 — Contact for enrollment, records transfer, inter-district transfers, magnet school programs, and EFMP education coordination.
| Area | School Quality Notes | Best For |
|---|---|---|
| Centennial Hills / Aliante | Among the strongest CCSD zones in North Las Vegas; consistently recommended by military families; strong elementary options | Families with school-age children; primary choice for both Nellis and Creech families |
| Skye Canyon / Providence | Newer areas with newer school facilities; good ratings; growing military presence supports transition programs | Creech families; newer families to Nevada |
| Summerlin | Highest-rated CCSD schools in the metro; most private school options; academically competitive | Families prioritizing academics; O-grades; longer tour families |
| Henderson | Excellent schools; clean facilities; some of the highest graduation rates in Clark County | Families who can manage the longer Nellis commute |
| North Las Vegas (near-base) | Mixed; varies significantly by zone; verify at street level before choosing | Verify specific schools with SLO before committing |
CCSD also offers magnet school programs for students with specialized interests and abilities — contact the SLO for program information and eligibility. Visit ccsd.net for district information.
The Nellis Child Development Center (CDC) is on base, co-located with family services on Hospital Side. Waitlists are common — register at MilitaryChildCare.com immediately upon receiving orders. The Air Force Aid Society offers 20 hours of free childcare for PCS — both at your losing base before you leave and your gaining base upon arrival. Contact the A&FRC at (702) 652-3327 to access this benefit.
| Facility / Service | Phone | Address / Notes |
|---|---|---|
| Base Operator (Nellis) | (702) 652-1110 | General Nellis inquiries; 24/7 |
| Housing Management Office (HMO) | (702) 652-1840 | 4601 Richard Kisling Drive — required stop before any lease or purchase agreement |
| Hunt Military Communities | (702) 677-3660 | On-base family housing management |
| Unaccompanied Housing (UPH) | (702) 652-6769 | Main Side, Nellis AFB — E1–E4, under 3 years service |
| Airman & Family Readiness Center (A&FRC) — Nellis | (702) 652-3327 | 4311 N. Washington Blvd., Building 312, Suite 102 | Relocation, financial counseling, spouse employment, EFMP family support, Loan Closet |
| A&FRC — Creech | (702) 404-0864 / 0865 | Creech AFB — family readiness and relocation support for Creech personnel |
| School Liaison Officer (SLO) | (702) 652-1406 | CCSD enrollment, magnet programs, inter-district transfers, EFMP education |
| Commissary | (702) 632-5500 | 4200 Mountain Home Street, Nellis AFB, NV 89191 (Hospital Side) | Mon–Sat 8am–8pm; Sun 8am–6pm |
| Base Exchange (BX / AAFES) | (702) 643-3526 | 5691 Rickenbacker, Building 431, Nellis AFB (Hospital Side) | Mon–Sat 0900–2000; Sun 1000–1800 |
| Medical: Mike O’Callaghan MMC | (702) 653-2777 | 4700 Las Vegas Blvd N, Nellis AFB, NV 89191 | nellis.tricare.mil |
| Satellite Pharmacy (Main Side) | (702) 653-2273 | 4311 Carswell Ave, Building 340, Mon–Fri 8am–5pm |
| Air Force Aid Society | (702) 652-3327 | 4311 N. Washington Blvd., Building 312, Suite 102 — emergency financial assistance, interest-free loans |
| Creech Transportation (FedVan shuttle) | (702) 404-1731 | 432nd Mission Support Group Logistics — free base-to-base shuttle program for Creech personnel |
| Nellis Lodging | Contact base operator | Available Main and Hospital Side; book early for PCS season |
| TRICARE Nurse Advice Line (24/7) | 1-800-874-2273, option 1 | Available 24 hours / 7 days |
Use our PCS Binder and Checklist to track your full move. For the DITY/PPM option, see our DITY move guide.
Las Vegas summers are extreme and require preparation that most incoming families underestimate until they’ve experienced it. June through September brings consistent triple-digit temperatures — 105°F to 115°F+ is normal, not exceptional. The dry heat is more manageable than humid climates, but it demands daily adjustments.
They are two separate Air Force installations with different missions, locations, and commute realities. Nellis AFB is 12 miles northeast of Las Vegas — the largest Air Force training installation in the world, home to Red Flag, the Thunderbirds, and the U.S. Air Force Warfare Center. Creech AFB is 45 miles northwest of Las Vegas near Indian Springs — the global hub of U.S. Air Force Remotely Piloted Aircraft (RPA) operations, home to the 432nd Wing and the MQ-9 Reaper and MQ-1 Predator programs. Know which base you’re reporting to before you choose your neighborhood — the commute difference is significant.
Both bases share the NELLIS AFB / LAS VEGAS MHA (NV212). BAH decreased 1.9% from 2025, reflecting a softening in the Las Vegas rental market. Key rates: E-5 with dependents $2,070/month; E-6 with dependents $2,208; O-3 with dependents $2,382; O-4 with dependents $2,610; O-5 with dependents $2,775. Service members with dependents receive 17.7% more than those without. Use the DTMO BAH Calculator with ZIP 89191 to confirm your exact rate. Nevada has no state income tax, which meaningfully increases take-home pay.
There is no on-base family housing at Creech AFB. The vast majority of Creech families live in Northwest Las Vegas — Centennial Hills, Skye Canyon, and Providence are the three most recommended neighborhoods because they minimize the Las Vegas metro driving portion of the 45-mile US-95 commute. The FedVan free shuttle program allows personnel to park at designated locations and ride to Creech — contact (702) 404-1731 for current pickup locations. A small number of families live in Indian Springs (adjacent to the gate) for the short commute, but limited services and the remote desert setting make this uncommon for families with children.
Las Vegas summers are extreme. June through September regularly hits 105°F–115°F+. The dry heat is more manageable than humid climates, but it demands preparation: carry water everywhere, invest in quality cooling gear, avoid outdoor activities mid-day from June–September, budget for significantly higher summer power bills ($150–$300+/month for AC), and use windshield sun shades in your car. The trade-off is that October through May offers near-perfect weather — mild days, blue skies, and comfortable evenings that make up for the summer intensity.
All students attend Clark County School District (CCSD), the largest school district in Nevada and 5th largest in the U.S. School quality varies significantly by zone — Centennial Hills, Aliante, Summerlin, and Henderson are consistently rated strongest. Verify school assignments at the zone level before finalizing your housing address. Contact the School Liaison Officer at (702) 652-1406 for enrollment guidance, magnet program information, and EFMP education coordination. Visit ccsd.net for district details.
On-base family housing is privatized and managed by Hunt Military Communities at (702) 677-3660. Communities feature ranch-style single-family homes and gated duplexes with washer/dryer hookups, AC, and pet-friendly policies. All family housing (3+ bedrooms) is on Hospital Side. Nellis Terrace serves E1–E6 with 2–4 bedroom homes ranging from 950–1,400+ sq ft. Senior enlisted and officers have separate communities. Contact the Housing Management Office at (702) 652-1840 immediately when orders arrive — do not wait until in-processing. There is no on-base family housing at Creech AFB.
Mike O’Callaghan Military Medical Center (MOMMC) serves both installations from Nellis Hospital Side at 4700 Las Vegas Blvd N. Phone: (702) 653-2777. Website: nellis.tricare.mil. Hours: Mon/Tue/Thu/Fri 0700–1630; Wed 0930–1630 (training day). Services include family health, internal medicine, pediatrics, mental health, dental, flight medicine, and emergency care. A satellite pharmacy on Main Side is open weekdays. Creech AFB has a smaller on-site medical and dental clinic for personnel assigned there. A VA hospital is located approximately 5 miles from Nellis AFB. Enroll in TRICARE at tricare.mil before arriving.
Yes — consistently rated among the most requested Air Force assignments for a reason. The stereotype of “crazy Vegas life” fades quickly once you’re living 15–20 minutes from the Strip in a quiet suburban neighborhood. Families love the outdoor access (Red Rock Canyon, Lake Mead, Mount Charleston are all within an hour), affordable flights for visiting family, year-round entertainment options when you want them, and a climate that’s genuinely beautiful outside of summer. The military community is large and well-connected. Most families who serve here request a return assignment.
The Las Vegas area is one of the most outdoor recreation-rich bases in the country. Red Rock Canyon is 20 minutes from Nellis — world-class hiking and climbing. Lake Mead National Recreation Area is 30 minutes — boating, fishing, camping. Spring Mountains / Mount Charleston offers pine forests and skiing less than an hour away. Zion National Park in Utah is 2.5 hours north. The Grand Canyon South Rim is 4 hours. Death Valley (visit only October–March) is 2 hours. MWR provides gear rentals and group trips to most of these destinations throughout the year.
BAH Calculator 2026: Basic Allowance for Housing by Location TL;DR: 2026 BAH rates increased an average of 4.2% nationwide, effective January 1. Use the calculator
Start Your PCS Plan Start Your Free Pay it Forward PCS Plan© — Personalized Support for Your Next Move Tell us where you’re headed and
Free for All Branches · No Credit Pull · No Obligation Your VA Home Loan Benefit.$0 Down. No PMI. No Guessing. A free personalized report
Free PCS Planning Toolkit — Military Families Since 2016 Your Personal Guide to Every Military Move Whether it’s your first PCS or your fifth, you