BAH Calculator 2026: Basic Allowance for Housing by Location
BAH Calculator 2026: Basic Allowance for Housing by Location TL;DR: 2026 BAH rates increased an average of 4.2% nationwide, effective January 1. Use the calculator
Orders to Moody Air Force Base drop you into the heart of South Georgia — about 10 miles north of Valdosta, 30 miles from the Florida border, and squarely in one of the most affordable housing markets at any Air Force installation in the country. Moody is home to the legendary 23rd Wing — the Flying Tigers — and serves as the Air Force’s premier close air support and combat search and rescue installation. The pace here is slower than a major metro, the community is tight-knit, summers are hot, and your dollar goes further than almost anywhere else in the Air Force. Get your PCS Plan started now and join the Moody AFB PCS Pay-It-Forward® group to connect with families already on the ground in Valdosta.
Moody AFB was established in 1941 as a World War II Army Air Corps pilot training site and named for Major George Putnam Moody, a pilot killed in a 1941 training accident. Today it is the home of Air Combat Command’s premier close air support and combat rescue wing, operating the A-10C Thunderbolt II and HH-60W Jolly Green II combat rescue helicopter. The 23rd Wing carries on the legacy of General Claire Chennault’s famed Flying Tigers.
| Detail | Info |
|---|---|
| Installation | Moody Air Force Base, Georgia |
| Branch | U.S. Air Force / Air Combat Command |
| Location | ~10 miles north of Valdosta, GA (Lowndes County) |
| ZIP Code | 31699 |
| Established | 1941 |
| Personnel | ~4,500 Airmen and joint service members; ~500 civilian employees |
| Base Operator | (229) 257-1110 |
| Official Website | moody.af.mil |
| Unit | Mission / Aircraft |
|---|---|
| 23rd Wing (“Flying Tigers”) | Host wing; Close Air Support (CAS) and Combat Search and Rescue (CSAR) |
| 75th Fighter Squadron | A-10C Thunderbolt II (“Warthog”) — ground attack and troop support |
| 74th Fighter Squadron | A-10C Thunderbolt II — CAS training and operations |
| 347th Rescue Group | HH-60W Jolly Green II — combat rescue helicopter; personnel recovery |
| 93rd Air Ground Operations Wing (AGOW) | Integrates air and space power with ground combat operations; joint terminal attack controllers (JTACs) |
| 23rd Medical Group | Primary care, dental, flight medicine, behavioral health; serves 17,000+ beneficiaries |
Moody sits in a genuinely rural part of Georgia, and that’s part of the appeal for families who love the outdoors, affordable living, and a slower pace. Valdosta — population ~60,000 — is your home city for shopping, restaurants, and services. The Florida border is 30 miles south, putting beaches within easy weekend reach.
| Destination | Distance / Drive Time |
|---|---|
| Downtown Valdosta | ~10 miles / 15–20 min |
| Hahira, GA | ~8 miles north / 12 min |
| Florida state line | ~30 miles south / 30 min |
| Tallahassee, FL | ~75 miles south / 75 min |
| Jacksonville, FL | ~115 miles east / 1 hr 45 min |
| Daytona Beach, FL | ~165 miles / 2.5 hours |
| Atlanta, GA | ~235 miles north / 3.5 hours |
| Valdosta Regional Airport (VLD) | ~5 miles from Valdosta / 15 min from base |
Moody’s main gate is on Inner Perimeter Road off US-221. A valid CAC or military ID is required for base access. Visitor passes are available at the Visitor Control Center. For gate questions, call the base operator at (229) 257-1110.
Moody AFB is one of the most affordable duty stations in the Air Force for housing. Whether you go on-base or off, your BAH will typically cover your housing cost — and in many cases leave room to spare. The Valdosta area housing market is competitive during PCS season but manageable year-round.
Before signing any lease or purchase contract, you are required to visit the Housing Management Office (HMO) for counseling and guidance. You can also use the Air Force’s Housing Early Assistance Tool (HEAT) to begin the process before you arrive.
Housing Management Office (HMO): 3131 Coney Street, Building 320, Moody AFB, GA 31699 | Phone: (229) 257-4417
On-base family housing at Moody is privatized and managed by two companies. Contact your housing office early — waitlists can develop during peak PCS season, especially for larger units.
| Neighborhood | Provider | Home Type | Eligible Ranks |
|---|---|---|---|
| Azalea Commons | Hunt Military Communities | 2–4 bedroom homes; walking distance to community center, fitness center, pool, playground, sports courts | E1–E9, O1–O5; ADA homes available in 4-bedroom |
| Quiet Pines | Hunt Military Communities | Single-family homes and duplexes with attached garages; playgrounds, walking paths, community center | E1–E9, O1–O5 |
| Magnolia Grove | Hunt Military Communities | Mix of new and traditional style homes | E1–E9, O1–O5 |
| Mission Point | Hunt Military Communities | 4-bedroom two-story single-family homes; 2-car garage, fenced backyard, playground, near Shoppette and BX | E9; O5–O6 (Key & Essential only) |
| Mission Creek | Balfour Beatty Communities | Newly constructed 3–4 bedroom homes; modern finishes, 2-car garages, pool, fitness center, lighted trail; gated community in Valdosta | Active duty Air Force families |
Mission Creek contact: missioncreekhomes.com
Unaccompanied Housing is provided for E-1 through E-3 and E-4 with fewer than 3 years of service.
Address: 5350 Berger Street, Building 547, Moody AFB, GA 31699 | Phone: (229) 257-2682
Most Moody families choose to live off-post. The Valdosta area is affordable, the commutes are short, and you get significantly more space for your money than at coastal or urban installations. Average rent for a 3-bedroom home runs $1,100–$1,700/month — well within BAH for most pay grades.
| Community | Distance to Gate | Character | Best For |
|---|---|---|---|
| Bemiss | ~5 min | Closest to base, newer housing options, convenient | Short commute priority; frequent deployments |
| Hahira | ~12 min north | Most sought-after family community in the county; quiet streets, tight-knit community, top-rated schools | Families prioritizing school quality; small-town feel |
| Valdosta (north/central) | ~15–20 min | City amenities, restaurants, shopping, VSU; mix of historic and newer homes | Families wanting city convenience; spouse employment access |
| Lake Park | ~15 min south | Small, quiet community just north of Florida line | Affordable single-family homes; easy I-75 access |
| Lakeland | ~25 min | Rural, lakes nearby, very affordable, slower pace | Outdoor lifestyle; lower cost of living |
| Ray City | ~20 min northeast | Small town, affordable, peaceful | Budget-conscious families; rural lifestyle |
Georgia has no state income tax on military pay — a meaningful financial benefit that most other states don’t offer. Combined with Moody’s low cost of living, your total financial picture here is very strong. For those thinking about buying, the VA home loan with $0 down and no PMI is an especially powerful tool in this affordable market. Get your free VA Loan Snapshot here.
Moody AFB falls under the Moody AFB Military Housing Area (MHA GA081). For 2026, BAH rates increased 11.1% from 2025 — one of the largest single-year jumps in the Air Force. Service members with dependents receive 22.8% more BAH than those without. The Valdosta area rental market is affordable enough that your BAH will typically cover your full housing cost. Use the official DTMO BAH Calculator (ZIP code 31699) to confirm your rate. For a full guide, see our 2026 BAH rates guide.
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 through E-4 | $1,503/mo | $1,320/mo |
| E-5 | $1,524/mo | $1,416/mo |
| E-6 | $1,917/mo | $1,479/mo |
| E-7 | $1,950/mo | $1,512/mo |
| E-8 | $1,980/mo | $1,608/mo |
| E-9 | $2,097/mo | $1,722/mo |
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| W-1 | $1,938/mo | $1,509/mo |
| W-2 | $1,962/mo | $1,605/mo |
| W-3 | $2,007/mo | $1,737/mo |
| W-4 | $2,130/mo | $1,920/mo |
| W-5 | $2,289/mo | $1,956/mo |
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1 | $1,578/mo | $1,476/mo |
| O-2 | $1,914/mo | $1,521/mo |
| O-3 | $2,004/mo | $1,773/mo |
| O-4 | $2,340/mo | $1,941/mo |
| O-5 | $2,589/mo | $1,959/mo |
| O-6 | $2,607/mo | $1,980/mo |
| O-7 | $2,622/mo | $2,013/mo |
The 23rd Medical Group provides comprehensive outpatient care for Moody’s 17,000+ beneficiaries. It is a primary care facility — there are no emergency services on base. For emergencies on or off base, dial 911. The Medical Group’s ambulances transport patients to local civilian emergency departments.
| Service | Details |
|---|---|
| 23rd Medical Group (Main Clinic) | 3278 Mitchell Boulevard, Building 899, Moody AFB, GA 31699 |
| Appointments / Same-Day Care | (229) 257-2778 | DSN: 312-460-2778 | Mon–Fri 0730–1630 |
| Outside Local Area (toll-free) | 1-800-889-3041 |
| Services Available On Base | Primary care, pediatrics, women’s health, dental, optometry, flight medicine, physical therapy, behavioral health/life skills, family advocacy, allergy/immunizations, pharmacy, diagnostic imaging, lab |
| Specialty Care / OB / Inpatient | Arranged through civilian providers in the local area (no on-base inpatient) |
| TRICARE Website | moody.tricare.mil |
| TRICARE 24/7 Nurse Advice Line | 1-800-TRICARE (874-2273), option 1 |
South Georgia Medical Center — 2501 North Patterson Street, Valdosta, GA | Full emergency room, surgical facilities, and inpatient care | Approximately 10 miles from base.
For complex specialty care, Tallahassee Memorial Hospital in Tallahassee, FL (~75 miles south) is the next level of civilian referral for families needing services not available locally.
There are no DoDEA schools at Moody AFB. Military children attend local public schools based on their residential address. Most on-base families fall under the Lowndes County School System, which is one of the stronger rural school districts in Georgia.
School Liaison Officer (SLO): (229) 257-3333 | Located in the A&FRC, Building 400 — contact for enrollment assistance, school records transfer, EFMP coordination, and school choice guidance.
| District | Serves | Phone | Notes |
|---|---|---|---|
| Lowndes County School System | On-base families and most surrounding communities (Hahira, Bemiss, Lake Park, Dasher, Remerton) | (229) 245-2250 | 7 elementary schools, 3 middle schools, 1 high school (Lowndes High); ranks in top 30% of Georgia public schools |
| Valdosta City Schools | Families living inside Valdosta city limits | (229) 333-8500 | Separate district from Lowndes County; serves urban Valdosta neighborhoods |
| Lanier County Schools | Families in Lakeland and Lanier County area | (229) 482-3966 | Small rural district southwest of base |
| Berrien County Schools | Families in Ray City / Berrien County | (229) 686-2081 | Small rural district northeast of base |
Lowndes County public schools average an 8/10 rating on major school review platforms — placing them in the top 30% of Georgia public schools. Math proficiency averages 46% versus 38% statewide, and the district consistently outperforms the Georgia average. Top-rated schools include Scintilla Charter Academy, Hahira Elementary School, and Lowndes High School. Bus transportation is provided for students living at least 1.5 miles from their school.
Moody’s on-base CDC provides care for children ages 6 weeks through age 12 and is located near the A&FRC. The program can have a waitlist for some age groups — if immediate care isn’t available, complete a DD Form 2606 to get on the waitlist. A Family Child Care (FCC) program also provides home-based care options for families needing evening, weekend, swing-shift, or special needs care. Contact the SLO or CDC directly through the base operator at (229) 257-1110 for current availability.
Valdosta State University (VSU) is approximately 10 miles from base and is one of the most valuable assets for Moody military families. VSU offers undergraduate and graduate programs, is a significant employer for military spouses, and has veteran/military student services. Wiregrass Georgia Technical College in Valdosta provides certificate and associate degree programs in healthcare, technology, and skilled trades — a strong option for spouses building a career in a PCS-flexible field.
| Facility / Service | Phone | Address / Notes |
|---|---|---|
| Base Operator | (229) 257-1110 | All general base inquiries |
| Housing Management Office (HMO) | (229) 257-4417 | 3131 Coney Street, Bldg 320 — required stop before signing any lease or purchase contract |
| Unaccompanied Housing | (229) 257-2682 | 5350 Berger Street, Bldg 547 |
| Airman & Family Readiness Center (A&FRC) | (229) 257-3431 | 4343 George Street, Building 400; relocation assistance, financial readiness, spouse employment, family support |
| Base Transportation / Personal Property | (229) 257-3333 | Household goods, vehicle shipping, PCS entitlements |
| School Liaison Officer | (229) 257-3333 | Building 400 (A&FRC) — enrollment, records transfer, EFMP school coordination |
| Commissary | (229) 257-3384 | 4333 George Street, Bldg 902 | Hours: Tue–Thu 0930–1800, Fri 0930–1900, Sat 0900–1800, Sun 1000–1800, closed Mon |
| Base Exchange (BX) | (229) 257-1110 | Mon–Sat 9am–7pm, Sun 11am–5pm | Dry Cleaning, Military Clothing Sales, Optical Shop, Flower Shop inside |
| Moody Inn (Lodging) | (229) 257-3893 | 38 family units, 61 VQs, 6 DVQs; pets allowed in 10 rooms; call ahead — limited availability |
| Air Force Aid Society (AFAS) | (229) 257-3431 | Located in A&FRC; emergency financial assistance, loans, grants, educational assistance |
| Command Post (after-hours emergencies) | (229) 257-3501 | For urgent matters outside duty hours |
| 23rd Medical Group (Medical Clinic) | (229) 257-2778 | 3278 Mitchell Blvd, Bldg 899 | Mon–Fri 0730–1630 | No emergency services on base |
| Swamp Fox Golf Course | (229) 257-1110 | On-base 18-hole golf course; open to military and DoD community |
| Outdoor Recreation | (229) 257-1110 | Fishing, hunting areas, proximity to Okefenokee; rental equipment available |
Use our PCS Binder and Checklist to track every action from orders to in-processing. For the DITY/PPM move option, see our complete DITY move guide — Moody’s rural location makes PPM an attractive option for many families.
Valdosta’s economy is smaller than a major military metro, but the opportunities are real. Healthcare is the strongest sector — South Georgia Medical Center is a major employer and actively hires nurses, allied health professionals, and administrative staff. Valdosta State University employs educators, administrators, and researchers and offers tuition discounts for spouses. Lowndes County and Valdosta City public schools are perennial employers for teachers and paraprofessionals.
The A&FRC at (229) 257-3431 offers resume assistance, career counseling, networking events, and access to the SECO (Spouse Education and Career Opportunities) program. Remote work has become increasingly viable for Moody spouses — Valdosta has improving broadband infrastructure, and the Eastern time zone works well for employers nationwide. Check USAJobs.gov for federal positions in the Valdosta area.
Moody’s location in South Georgia rewards the families who lean into what the region does best: the outdoors, affordable living, and short drives to spectacular natural areas and Florida beaches.
Moody AFB is home to the 23rd Wing — the “Flying Tigers” — and serves as Air Combat Command’s premier close air support (CAS) and combat search and rescue (CSAR) installation. The base operates the A-10C Thunderbolt II and the HH-60W Jolly Green II combat rescue helicopter. The 93rd Air Ground Operations Wing integrates air and space power with ground combat operations and trains Joint Terminal Attack Controllers (JTACs). Combined, these missions make Moody one of the most operationally significant non-fighter Air Force bases in the country.
Moody AFB falls under the Moody AFB Military Housing Area (MHA GA081). BAH rates increased 11.1% in 2026 — one of the largest increases of any Air Force installation. For 2026, rates range from $1,320/month (E-1 to E-4 without dependents) to $2,607/month (O-6 with dependents). An E-5 with dependents receives $1,524/month. Service members with dependents receive 22.8% more than those without. Use the official DTMO BAH Calculator with ZIP code 31699 to confirm your exact rate.
On-base housing is managed by Hunt Military Communities (Azalea Commons, Quiet Pines, Magnolia Grove, Mission Point for key/essential personnel) and Balfour Beatty Communities (Mission Creek, a gated community in Valdosta with newly constructed 3–4 bedroom homes). Contact the Housing Management Office at (229) 257-4417 to apply. Waitlists can form during peak PCS season, so apply as early as possible. You are required to visit the HMO before signing any lease or purchase contract in the area.
There are no DoDEA schools at Moody. On-base and most surrounding community families attend Lowndes County School System schools, which include Lowndes High School, three middle schools, and seven elementary schools. Lowndes County schools rank in the top 30% of Georgia public schools, with math proficiency (46%) above the state average. Families living inside Valdosta city limits attend Valdosta City Schools. Contact the School Liaison Officer at (229) 257-3333 for enrollment help, records transfers, or EFMP school coordination. Lowndes County Schools: (229) 245-2250 | Valdosta City Schools: (229) 333-8500.
The 23rd Medical Group provides outpatient primary care, dental, optometry, flight medicine, physical therapy, behavioral health, pharmacy, diagnostic imaging, and lab services for Moody’s 17,000+ beneficiaries. Appointments: (229) 257-2778, Monday through Friday 0730–1630. There are no emergency services on base — dial 911 for emergencies. The nearest civilian hospital is South Georgia Medical Center (2501 North Patterson Street, Valdosta). For TRICARE information, visit moody.tricare.mil. 24/7 Nurse Advice Line: 1-800-TRICARE (874-2273), option 1.
It depends on your priorities. Hahira (12 minutes north) is the most sought-after community for families — excellent schools, quiet neighborhoods, and a genuine small-town feel. Bemiss is closest to base for the shortest commute. Valdosta offers the most city amenities, dining, shopping, and spouse employment access. Families looking for more rural living at a lower price point choose Lakeland (~25 min) or Ray City (~20 min). Most families find that Hahira and north Valdosta are the sweet spot of school quality, commute, and affordability.
No. Georgia exempts military basic pay from state income tax for active duty service members. This is a significant financial benefit — combined with Moody’s low cost of living and one of the largest BAH increases in the Air Force in 2026, the overall financial package at Moody is very favorable. Talk to your Tax Center or the A&FRC at (229) 257-3431 for guidance on establishing Georgia residency and filing.
Florida beaches are 1.5 to 2 hours from Moody depending on your destination. The Jacksonville beaches (Atlantic side) are approximately 115 miles east — about 1 hour 45 minutes. Daytona Beach is roughly 165 miles and 2.5 hours. Gulf Coast beaches (Panama City, Destin) are further at 2.5–3 hours west. Families who love beach weekends consistently rate this as one of the best perks of a Moody assignment. The Florida state line is just 30 miles south — it truly is that close.
The Moody AFB PCS Pay-It-Forward® group is an active community of current and incoming Moody families. It’s your best resource for neighborhood recommendations, housing reviews, school feedback, contractor referrals, and general South Georgia life advice from families who’ve already navigated the PCS to Moody. Join before you arrive — it will save you significant time and stress.
BAH Calculator 2026: Basic Allowance for Housing by Location TL;DR: 2026 BAH rates increased an average of 4.2% nationwide, effective January 1. Use the calculator
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