BAH Calculator 2026: Basic Allowance for Housing by Location
BAH Calculator 2026: Basic Allowance for Housing by Location TL;DR: 2026 BAH rates increased an average of 4.2% nationwide, effective January 1. Use the calculator
Airforce Base Guide
TL;DR: Joint Base San Antonio is the largest joint base in the Department of Defense, and JBSA-Randolph is its northeast anchor — home to AETC, AFPC, and the 12th Flying Training Wing. This guide covers everything your family needs before you arrive: BAH rates, neighborhoods, schools, gate access, base facilities, and what life actually looks like on San Antonio’s northeast side.
San Antonio earned the nickname “Military City USA” the hard way — decades of service members, families, and retirees who chose to stay. If you have orders to JBSA-Randolph, you’re headed to one of the most military-savvy communities in the country. Lenders know VA loans. Schools know mid-year enrollments. Neighbors have PCS’d before and they’ll help you figure it out. The northeast corridor is established, affordable, and genuinely welcoming to military families. Use this guide to arrive ready — not playing catch-up. Ready to see what your BAH buys here? Start your free PCS Plan and connect with someone who knows this market.
JBSA-Randolph sits in Universal City on the northeast side of San Antonio. The base is formally part of Joint Base San Antonio, which consolidated Randolph, Fort Sam Houston, and Lackland Air Force Base under unified installation management in 2010. All three installations fall within the same Military Housing Area (TX285), which means your BAH rate is identical regardless of which JBSA installation appears on your orders.
Randolph carries the unofficial title “Showplace of the Air Force” — a reference to its iconic Spanish Colonial Revival architecture, where every structure including the hangars was built in the same style. The base’s symbol is Building 100, a water tower atop the AETC headquarters that locals call the Taj Mahal.
The primary commands at JBSA-Randolph include:
If your assignment is to AFPC, expect a community of mostly senior NCOs and officers who are deeply familiar with how the Air Force personnel system works. That institutional knowledge tends to make the Randolph community particularly useful for families navigating complicated PCS situations.
Understanding how JBSA works matters for your housing decision. The four installations span roughly 35 miles across the metro, which means a family at Randolph on the northeast side faces a completely different commute picture than a family at Lackland on the west side.
| Installation | Location | Primary Mission | Primary Off-Base Communities |
|---|---|---|---|
| JBSA-Randolph | Universal City (NE) | Pilot training, AETC HQ, AFPC | Universal City, Schertz, Cibolo |
| JBSA-Fort Sam Houston | Near downtown (N) | Army medicine, BAMC, medical training | Live Oak, Stone Oak, Alamo Heights |
| JBSA-Lackland | West San Antonio | Air Force BMT, 37th Training Wing | Helotes, Alamo Ranch, Leon Valley |
| Camp Bullis | NW (Leon Springs) | Medical field training | Boerne, Fair Oaks Ranch |
Data last verified: March 2026. Installation missions and housing corridors can change — confirm current details at jbsa.mil.
Have your JBSA orders and want to know which neighborhoods match your BAH and your gate? Start your free PCS Plan — our team knows every corner of this market.
All JBSA installations share MHA code TX285, so these rates apply whether you’re assigned to Randolph, Fort Sam Houston, Lackland, or Camp Bullis. Your BAH is determined by your pay grade and dependency status — not by which installation is on your orders.
| Pay Grade | Without Dependents | With Dependents |
|---|---|---|
| E-1 | $1,359 | $1,563 |
| E-2 | $1,359 | $1,563 |
| E-3 | $1,359 | $1,563 |
| E-4 | $1,359 | $1,563 |
| E-5 | $1,497 | $1,785 |
| E-6 | $1,533 | $1,893 |
| E-7 | $1,638 | $2,010 |
| E-8 | $1,743 | $2,094 |
| E-9 | $1,887 | $2,241 |
| O-1 | $1,494 | $1,833 |
| O-2 | $1,593 | $1,968 |
| O-3 | $1,794 | $2,181 |
| O-4 | $2,004 | $2,370 |
| O-5 | $2,124 | $2,430 |
| O-6 | $2,136 | $2,475 |
Data last verified: January 2026. Rates reflect the DoD 2026 BAH table for MHA TX285. Verify your exact rate at travel.dod.mil before making any housing commitments. Note: 2026 JBSA BAH rates decreased approximately 2.9% from 2025 across most pay grades — if you were already receiving 2025 rates, DoD rate protection typically preserves your higher rate as long as your eligibility is continuous. New arrivals receive 2026 rates.
San Antonio’s housing costs run well below the national average, which makes JBSA one of the better BAH-to-purchasing-power markets in the country. At E-5 and above with dependents, your BAH supports homeownership in the most popular Randolph corridors. Want to know exactly what your BAH buys near JBSA-Randolph right now? Your VA home loan benefit plus San Antonio prices is a combination worth understanding before you sign a lease. Learn more about 2026 BAH rates and how to use them effectively.
The housing decision near Randolph comes down to one central trade-off: gate proximity versus school district quality and long-term resale value. Universal City gives you the shortest commute at the most accessible price points. Schertz and Cibolo give you SCUC ISD schools and stronger appreciation — at 15 to 25 minutes from the gate. Neither choice is wrong. The right answer depends on your family’s priorities, your assignment length, and whether you’re renting or using a VA loan to build equity.
On-base family housing at Randolph is managed by Hunt Military Communities. Homes are privatized and range from 3 to 4 bedrooms, with amenities including washer/dryer hookups, private back yards, and central A/C. Community amenities include a pool, playground, and fitness center.
Waitlist times vary by rank and family size. Contact the JBSA-Randolph Housing Management Office at (210) 652-1840 as soon as you receive orders — not after you arrive. Hunt Military Communities can be reached directly at (888) 310-6942. For policy questions about eligibility and BAH rules in on-base housing, contact the JBSA Housing Office.
Single Airmen ranked E-1 through E-4 with under three years of service are required to live on-base in the barracks. For unaccompanied housing questions at Randolph, call (210) 652-3600.
The northeast corridor has served military families for decades. Every community listed below has lenders fluent in VA loans, schools with well-established mid-year enrollment processes, and neighbors who understand PCS cycles. The communities are organized by commute distance — start with your gate and work outward.
Best for: Junior enlisted families, single members buying for the first time, anyone prioritizing the shortest possible commute.
What surprises most families researching Universal City is the school district situation. Despite being the closest off-base community, Universal City falls within SCUCISD — the same strong district serving Schertz and Cibolo. Additionally, you get SCUCISD school access at the shortest commute and generally the lowest home prices in the Randolph corridor. That combination makes it one of the better values in the entire northeast metro. The housing inventory skews older than Schertz or Cibolo — expect established neighborhoods rather than new master-planned developments.
Best for: Families prioritizing school quality and long-term resale value, dual-military households split between Randolph and Fort Sam Houston.
Schertz is the most consistently recommended community for Randolph families — and for good reason. SCUCISD covers the entire community, newer construction inventory is active, and the combination of military and civilian buyers means resale isn’t dependent on PCS rotation cycles. For dual-military families with one member at Randolph and one at Fort Sam Houston, Schertz sits almost exactly between both installations. Additionally, the northeast corridor continues to grow, which supports long-term appreciation for families buying with a VA loan.
Best for: Families wanting newer homes, growing communities, and strong school options.
Cibolo has the highest concentration of active new construction in the Randolph corridor, with multiple builder communities selling in the $300,000–$400,000 range. Families who want a modern floor plan with builder warranties tend to land here. The trade-off is commute — Cibolo is the farthest of the three primary Randolph communities, but the SCUCISD schools and community atmosphere make it a strong choice for families planning a 3-year-plus assignment.
Best for: Junior enlisted buyers maximizing purchasing power, families wanting a short commute without Universal City price points.
Live Oak sits just west of Universal City with a small-town feel centered around The Forum shopping area on I-35. The housing inventory is mature and affordable. Judson ISD serves most of Live Oak — evaluate at the campus level rather than district level, as individual campuses vary in performance. However, for families where the monthly payment is the deciding factor, Live Oak offers the most accessible entry point in the corridor.
Not sure which neighborhood fits your BAH, your gate, and your family’s priorities? Start your free PCS Plan and get matched with a local expert who has navigated this exact decision dozens of times.
Knowing your gate before you arrive saves real time every morning. Your neighborhood choice directly impacts which gate you use and how long your commute actually takes.
| Gate | Hours | Notes |
|---|---|---|
| Main Gate (Lindsey Gate) | 24/7 | Primary entry; Visitor Control Center (VCC) located on Harmon Drive outside this gate |
| South Gate | Mon–Fri, 0600–1800 (Inbound Only 0600–0830) | Peak-hour inbound restriction applies |
| East Gate | Mon–Fri: 0600–0830 Inbound Only; 1500–1730 Outbound Only | Rush-hour only; not usable for mid-day access |
| West Gate | Mon–Fri, 0600–1800 | Bidirectional during operating hours |
Gate hours are subject to change. Verify current hours at jbsa.mil/Gate-Hours before your arrival.
Visitors without a DoD ID must process through the Visitor Control Center on Harmon Drive before entering the Main Gate. Bring a valid government-issued photo ID and your sponsor’s information. Confirm current Real ID requirements at the JBSA-Randolph Visitor Info page before bringing guests on base.
The school picture near Randolph is one of the clearer situations in the JBSA metro. Most of the primary off-base communities — Universal City, Schertz, and Cibolo — fall within a single strong district, which simplifies the decision considerably.
Randolph Field ISD operates on-base schools serving families who live in JBSA-Randolph family housing. The district serves Pre-K through 12th grade and is specifically structured to serve military families, including well-developed processes for mid-year transfers and frequent enrollment changes. Families living off-base may apply for non-resident transfers, though placement is not guaranteed. Contact RFISD directly for enrollment timelines, transfer eligibility, and campus information.
SCUCISD is the district that comes up in almost every Randolph family conversation, and it earns that reputation. It serves Universal City, Schertz, and Cibolo — meaning most families choosing those communities stay within the same district regardless of exactly where they buy. The district has strong academics, well-maintained facilities, active parent involvement, and genuine expertise supporting military students through frequent transitions. For school-specific ratings and campus-level data, contact the SCUCISD district office.
Judson ISD serves Live Oak, Converse, and portions of the close-in northeast corridor. Evaluate at the campus level rather than district level — some individual campuses are strong performers. The district is accustomed to military families given its geographic overlap with JBSA communities.
The JBSA School Liaison Office is your best first call for any education question. They connect families with local school systems, help navigate mid-year enrollments, and advocate when your student has a unique situation. The School Liaison is located at 555 F Street West, Randolph AFB, TX 78150. Contact them through the Military and Family Readiness Center at (210) 652-5321.
Healthcare for military families at JBSA is among the best in the DoD system. Randolph families have access to on-base primary care and the full resources of the regional medical enterprise at Fort Sam Houston.
The Randolph Clinic provides primary care for active-duty members and their enrolled family members. For appointments and enrollment questions, contact the clinic directly through the TRICARE regional portal or call the Nurse Advice Line at 1-800-874-2273. Enroll in TRICARE Prime at Randolph as soon as your orders are finalized — don’t wait until you arrive.
Brooke Army Medical Center, located at JBSA-Fort Sam Houston, serves as the flagship military hospital for the entire JBSA region. BAMC holds the distinction of being the U.S. Army’s only Level I Trauma Center within the DoD — meaning if you need advanced care, surgery, or specialist referrals, BAMC is where you’re going. It provides inpatient care, outpatient care, advanced rehabilitative services, and specialty clinics across virtually every medical field.
JBSA offers robust mental health and family support resources across all installations. The Vogel Resiliency Center provides mental health and wellness programs. The Military and Family Readiness Center (M&FRC) at Randolph — Building 693, 555 F Street West, (210) 652-5321 — coordinates deployment support, financial assistance, family advocacy, relocation assistance, and new parent support programs.
Bookmark these before your arrival. Getting the right phone numbers on your first day saves hours of frustration.
| Facility | Location | Phone |
|---|---|---|
| Housing Management Office | 610 Harmon Drive | (210) 652-1840 |
| Military & Family Readiness Center | 555 F St West, Bldg 693 | (210) 652-5321 |
| Legal Office (JAG) | 1 Washington Circle, Bldg 100 | (210) 652-6781 |
| Unaccompanied Housing | On-base | (210) 652-3600 |
| Hunt Military Communities | Family housing | (888) 310-6942 |
| JBSA Main Line | Randolph | (210) 652-1110 |
| BAMC (Fort Sam Houston) | JBSA-Fort Sam Houston | (210) 916-4141 |
| School Liaison Office | 555 F St West | (210) 652-5321 |
Phone numbers last verified: March 2026. Always confirm current numbers at jbsa.mil before your arrival.
Texas has no state income tax. That is not a minor detail — it is one of the most significant financial advantages of being stationed at any Texas installation. For a typical military family earning BAH plus base pay, the absence of state income tax represents meaningful savings over a standard 3-year tour that you simply don’t get at duty stations in states like California, Virginia, or Colorado.
Additionally, Texas offers a disabled veteran property tax exemption. Veterans with a 100% disability rating from the VA pay zero property taxes on their primary residence. Partial exemptions scale down from there based on disability rating. The Texas Veterans Commission administers these benefits — visit tvc.texas.gov for current exemption amounts and application procedures.
San Antonio’s overall cost of living runs approximately 21% below the national average, which means your BAH goes further here than at most duty stations. Combined with no state income tax and Texas’s relatively low property tax rates in Bexar County, JBSA is one of the better financial assignments in the Air Force. Learn more about how your VA home loan benefit works in this market and explore your 2026 military pay to understand your total compensation picture.
San Antonio is a genuinely great military family city. The culture here is warm, the cost of living is manageable, and the city has built its identity around military service for over 300 years. However, a few real-talk items are worth knowing before you arrive.
San Antonio summers are legitimately hot. Temperatures routinely exceed 100°F from June through August, and the humidity adds to it. Central A/C is non-negotiable — every home listing you see will have it, but confirm before signing anything. Your utility bills from July through September will be higher than you expect if you’re coming from a northern state. Budget accordingly.
The I-35 corridor between Universal City and downtown San Antonio is heavily traveled during morning and evening rush hours. Your commute estimate at 0900 on a Tuesday is not the same as your commute at 0700 on a Monday. Drive your specific route at your specific shift start time before committing to a neighborhood — the difference between 10 minutes and 35 minutes can be real depending on your gate and your schedule.
The Randolph community is consistently described as tight-knit and welcoming. The combination of AETC mission focus and AFPC presence means many families here understand how the assignment system works — which makes navigating PCS questions easier than at installations where that institutional knowledge is less concentrated. The city itself offers extraordinary variety: world-class food, the River Walk, the Alamo, Hill Country day trips, NBA basketball, and outdoor recreation within easy reach. Corpus Christi is about two hours south for beach weekends. Austin is an hour and a half north. San Antonio’s Fiesta festival each spring is a legitimate cultural event worth planning your leave around.
Connect with other families already at Randolph — join the JBSA San Antonio PCS Pay It Forward® group for real-time housing advice, neighborhood recommendations, and community support before and after your arrival.
JBSA MWR operates across all three primary installations. At Randolph specifically, families have access to gyms, pools, a golf course, recreational facilities, and the JBSA Today (FSS/MWR) portal for current programming, tickets, and recreation information. The JBSA Connect App — available on iOS and Android — provides access to base news, gate status, and installation resources from your phone. Download it before your arrival date.
A PCS to San Antonio is genuinely manageable when you plan in advance. Use these resources to build your timeline:
Also connect with the JBSA San Antonio PCS Pay It Forward® group — 127,000+ military families in our network, including hundreds who have PCS’d through San Antonio and are ready to answer your specific questions.
JBSA-Randolph is home to Air Education and Training Command (AETC) headquarters, the Air Force Personnel Center (AFPC), Air Force Recruiting Service, and the 12th Flying Training Wing. The base conducts instructor pilot training, remotely piloted aircraft training, and combat systems officer training, while also managing Air Force-wide assignments and personnel programs through AFPC.
Yes. All four JBSA installations — Randolph, Fort Sam Houston, Lackland, and Camp Bullis — fall within the same Military Housing Area (TX285). Your BAH rate is identical regardless of which installation is on your orders. The difference is where your BAH goes furthest, which varies by neighborhood and commute corridor.
The most popular communities for JBSA-Randolph families are Universal City (closest to base, most affordable, SCUCISD schools), Schertz (15–25 minutes out, strong SCUCISD schools, best resale), and Cibolo (20–30 minutes, newer construction, SCUCISD). Live Oak is popular for families prioritizing the shortest possible commute at the lowest entry price. Each community has different trade-offs between commute time, school quality, home age, and price.
Randolph Field ISD (RFISD) serves families living in on-base housing and operates Pre-K through 12th grade with military-family-focused policies. Off-base, Schertz-Cibolo-Universal City ISD (SCUCISD) serves Universal City, Schertz, and Cibolo — making it the dominant district for most Randolph families choosing off-base housing. Judson ISD covers Live Oak and Converse. Contact the School Liaison Office at (210) 652-5321 for enrollment guidance and mid-year transfer support.
Contact the JBSA-Randolph Housing Management Office at (210) 652-1840 as soon as your orders are finalized — not after you arrive. On-base family housing is managed by Hunt Military Communities at (888) 310-6942. Waitlist times vary by rank and family size, so earlier contact significantly improves your chances of on-base placement at your arrival date.
The Main Gate (Lindsey Gate) is the only 24/7 entry point and the primary gate for most families. The South Gate is open Monday–Friday 0600–1800 with inbound-only restriction from 0600–0830. The East Gate operates in rush-hour windows only — inbound 0600–0830 and outbound 1500–1730 weekdays. The West Gate is open Monday–Friday 0600–1800. Verify current hours at jbsa.mil/Gate-Hours before your arrival, as hours change periodically.
No. Texas has no state income tax, which is a significant financial advantage for military families stationed at any JBSA installation. Combined with San Antonio’s below-average cost of living, JBSA-Randolph is one of the better financial assignments in the Air Force. Disabled veterans with a 100% VA rating pay zero property taxes on their primary Texas residence.
The Randolph Clinic provides primary care for active-duty members and enrolled family members on base. For specialist care and all inpatient needs, Brooke Army Medical Center (BAMC) at JBSA-Fort Sam Houston serves as the regional hospital for the entire JBSA enterprise and is the DoD’s only Level I Trauma Center. Enroll in TRICARE Prime through the TRICARE portal or call the Nurse Advice Line at 1-800-874-2273 as soon as your orders are finalized.
Join the JBSA San Antonio PCS Pay It Forward® group — it’s the largest military family community network for San Antonio and covers families at all JBSA installations. You’ll find real-time housing recommendations, school advice, neighborhood intel, and moving tips from families who have PCS’d through Randolph recently.
For families with 2-year or longer orders, buying with a VA loan is worth evaluating seriously. San Antonio’s below-average home prices, combined with your zero-down VA loan benefit and no-PMI financing, mean your monthly payment can be comparable to or less than rent — while building equity instead. The Schertz and Cibolo corridors have historically appreciated well. That said, student pilots with uncertain follow-on assignments or families with less than 2 years remaining may find renting the lower-risk choice. Explore your VA home loan options and run your numbers before deciding.
The JBSA Connect App is the official mobile app for Joint Base San Antonio, available on iOS and Android. It provides real-time gate status updates, base news, installation resource directories, and emergency notifications. Download it before your arrival date — gate closures and construction changes are common enough that having real-time alerts matters, especially during your first weeks on base.
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The East Gate operates in rush-hour windows only — inbound 0600–0830 and outbound 1500–1730 weekdays. The West Gate is open Monday–Friday 0600–1800. Verify current hours at jbsa.mil/Gate-Hours.” } }, { “@type”: “Question”, “name”: “Does Texas have a state income tax for military members?”, “acceptedAnswer”: { “@type”: “Answer”, “text”: “No. Texas has no state income tax, which is a significant financial advantage for military families at any JBSA installation. Combined with San Antonio’s below-average cost of living, JBSA-Randolph is one of the better financial assignments in the Air Force. Disabled veterans with a 100% VA rating pay zero property taxes on their primary Texas residence.” } }, { “@type”: “Question”, “name”: “Where do I get primary care at JBSA-Randolph?”, “acceptedAnswer”: { “@type”: “Answer”, “text”: “The Randolph Clinic provides primary care for active-duty members and enrolled family members on base. 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It provides real-time gate status updates, base news, installation resource directories, and emergency notifications. Download it before your arrival date — gate closures and construction changes are common enough that having real-time alerts matters during your first weeks on base.” } } ] }
BAH Calculator 2026: Basic Allowance for Housing by Location TL;DR: 2026 BAH rates increased an average of 4.2% nationwide, effective January 1. Use the calculator
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