BAH Calculator 2026: Basic Allowance for Housing by Location
BAH Calculator 2026: Basic Allowance for Housing by Location TL;DR: 2026 BAH rates increased an average of 4.2% nationwide, effective January 1. Use the calculator
Air Force Base Guide
TL;DR: Fairchild AFB is a mid-size Air Force installation just west of Spokane, WA. It’s home to the 92nd Air Refueling Wing and the Air Force’s premier SERE training school. Overall, it’s one of the most livable bases in the Pacific Northwest. This guide covers housing, BAH rates, schools, medical facilities, off-base neighborhoods, and what life actually looks like in the Spokane area.
Spokane has four seasons and outdoor recreation that most bases can’t compete with. It also has a military community that genuinely looks out for each other. It’s not flashy, but it’s a place a lot of families end up loving way more than they expected.
Here’s everything you need to know to plan your move.
| Detail | Info |
|---|---|
| Branch | U.S. Air Force |
| Location | Airway Heights, WA (12 miles west of Spokane) |
| Major Units | 92nd Air Refueling Wing (KC-135), 141st ARW (WA ANG), 336th Training Group (SERE) |
| Installation Size | ~13,000 acres |
| Main Gate Address | 100 Chennault Ave, Fairchild AFB, WA 99011 |
| Base Main Number | (509) 247-5492 |
| Nearest Major City | Spokane, WA (~20 min east) |
| Nearest Airport | Spokane International Airport (GEG) — ~10 min from base |
| State Income Tax | None — Washington has no state income tax |
Fairchild falls under the Spokane, WA BAH area. Additionally, Washington has no state income tax, which effectively stretches your BAH further than it looks on paper. The tables below reflect the official 2026 rates effective January 1, 2026.
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 / E-2 / E-3 / E-4 | $1,947 | $1,611 |
| E-5 | $2,184 | $1,665 |
| E-6 | $2,553 | $1,914 |
| E-7 | $2,658 | $1,995 |
| E-8 | $2,772 | $2,262 |
| E-9 | $2,901 | $2,367 |
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1 | $2,235 | $1,707 |
| O-1E | $2,679 | $2,181 |
| O-2 | $2,550 | $2,106 |
| O-2E | $2,826 | $2,343 |
| O-3 | $2,844 | $2,418 |
| O-3E | $2,937 | $2,547 |
| O-4 | $3,048 | $2,658 |
| O-5 | $3,195 | $2,721 |
| O-6 | $3,222 | $2,826 |
Always verify current rates at the official DoD BAH calculator — rates are updated annually each January.
The good news: Spokane’s housing market is genuinely competitive at BAH rates for most ranks. Specifically, E-5s and E-6s can typically find 3-bedroom homes off base without going significantly out of pocket. Meanwhile, O-3s and above have solid options in the better school districts throughout the metro area.
Use our full 2026 BAH rates guide to look up rates for every pay grade and compare them across duty stations.
On-base family housing at Fairchild is managed by Balfour Beatty Communities. Separately, unaccompanied personnel housing (UPH) is available for junior enlisted through a different office.
What to know before you sign a lease with Balfour Beatty: Fairchild’s on-base housing gets mixed reviews, and you should go in with eyes open. The community managers are generally responsive and maintenance issues tend to get addressed. However, the homes use lower-quality materials — things wear out faster than you’d expect, especially with kids or pets. If you have pets, read the lease terms carefully. Specifically, residents have reported unexpected pet-related charges at move-out.
On the flip side, living on base means you’re five minutes from the flight line and within walking distance of the BX and commissary. You’re also plugged into the base community from day one — a real advantage for first-duty-station families. Therefore, request your housing application as soon as your orders are confirmed. Waitlists can run 3–6 months depending on rank and family size.
Additionally, ask specifically about the condition of your unit before signing. Do a thorough move-in inspection and document everything with photos.
Most families at Fairchild live off base in the communities west of Spokane. Furthermore, off-base living often gives you more space and a quieter feel than on-base neighborhoods. Here’s a breakdown of the most popular areas:
The closest community to base — 5–10 min commute.
Airway Heights is the small city directly adjacent to Fairchild’s main gate. It’s affordable, convenient, and heavily military. You’ll find newer construction, easy access to the commissary and BX, and a real sense of community among military families. The trade-off is that it’s more suburban with limited dining and entertainment options. However, Billie’s Diner (a local institution at 13008 W Sunset Hwy) and West Plains Brewing are solid spots worth knowing about.
15–25 min commute. More city feel, more options.
If you want Spokane’s amenities — restaurants, shops, parks, Riverfront Park, the Centennial Trail — West Spokane and the Valley give you that without a prohibitive commute. These areas have good schools and more housing variety. They also offer better long-term appreciation if you’re considering buying with your VA home loan. Overall, this is a popular choice for families prioritizing schools and community amenities.
10–15 min from base. Small town, quiet, affordable.
Medical Lake is a small town about 10 miles southeast of Fairchild — close to base and noticeably more affordable than Airway Heights. It has its own school district (Medical Lake School District) that gets solid reviews from military families. Consequently, this area attracts families wanting space, quiet, and lower rent without a long commute.
Spokane’s housing market has tightened over the past few years, but it remains more affordable than most major metro areas with an Air Force base. BAH generally keeps up with the market for most pay grades. Start your housing search at least 60–90 days out — the best rentals go fast, especially in June and July.
Join the Fairchild AFB PCS Pay-It-Forward® Facebook group — this is the best resource for real-time housing leads, landlord recommendations, and neighborhood intel from families who just made this move.
If you’re planning to be at Fairchild for 3+ years, buying with a VA home loan is worth serious consideration. Spokane has seen steady home appreciation. Moreover, Washington’s lack of state income tax means your overall financial picture here is favorable. The VA loan’s zero-down-payment benefit is significant in this market — it lets you build equity immediately rather than putting BAH toward someone else’s mortgage.
| Area | Typical Home Price Range |
|---|---|
| Airway Heights / Medical Lake | $280,000–$380,000 |
| West Spokane | $320,000–$450,000 |
| Spokane Valley | $300,000–$420,000 |
Learn how your VA home loan benefit works →
School options near Fairchild depend entirely on where you live. Notably, Fairchild does not have a DoDEA school — all schools serving families here are public schools. However, the school options are solid and military-connected families are well-supported throughout the area.
Michael Anderson Elementary is physically located on Fairchild AFB, but it is a public school operated by the Medical Lake School District — not a DoDEA school. Students in grades PK–5 living on base typically attend here. After 5th grade, on-base students are bused to Medical Lake Middle School and Medical Lake High School, approximately 8 miles away.
The school is well-regarded and has a strong culture of supporting military-connected students. In addition, the district has a dedicated Military Family Advocate who works directly with FAFB and transitioning families. For questions, contact rornelas@mlsd.org or call (509) 565-3273.
Families living in Medical Lake feed into this same small, well-regarded district (~2,500 students). The district has built K-12 STEM programs in partnership with DoD. It’s also known for strong teacher-student relationships, thanks to smaller class sizes.
Families renting or buying in Airway Heights and surrounding communities attend West Valley schools. The district is accustomed to military families and transitions smoothly through PCS cycles.
Larger urban district with more program variety, including IB, STEM, and arts-focused schools. However, quality varies significantly by school — research individual schools before choosing your neighborhood.
Pro tip: If you have a child with special needs or an IEP, request records transfer before you arrive. Contact Fairchild’s School Liaison Officer (SLO) through the Airman & Family Readiness Center at the base main number — they’ll help with school placement, district enrollment, and transition support.
The 92nd MDG offers primary care, women’s health, pediatrics, mental health, and specialty referrals. Pharmacy service is available at the MTF and at a separate refill pharmacy near the BX.
For specialist needs, expect referrals into the Spokane civilian network. Fortunately, TRICARE’s civilian network in Spokane is strong — Providence and MultiCare both have robust networks in the area. If you have a family member with ongoing specialty care needs, verify your provider network before arriving.
Fairchild is home to the 92nd Air Refueling Wing, flying KC-135 Stratotankers. The 92 ARW is one of the Air Force’s largest air refueling wings. Additionally, the 141st Air Refueling Wing (Washington Air National Guard) also operates from Fairchild, flying the same KC-135 platform. Both wings conduct strategic air refueling missions that extend the reach of U.S. airpower worldwide.
Fairchild also hosts the 336th Training Group, which runs the Air Force’s SERE (Survival, Evasion, Resistance, and Escape) school. As a result, the base has a unique population of instructors and students that adds a distinct character to the community.
The 92 ARW mission comes with a real deployment tempo — TDYs are frequent. Therefore, if you’re the spouse at home managing the household, connect with the Airman & Family Readiness Center early. They have resources specifically for deployed and TDY families.
Fairchild is a mid-size base. Here’s what you’ll find on installation:
The honest truth: Fairchild’s on-base retail options are limited. However, Spokane has what you need — you’ll be driving into the city for most shopping, dining, and entertainment, and that’s perfectly manageable given the short distance.
Spokane is a real city of about 230,000 people, and the metro area is closer to 600,000. It’s not a military town that revolves around the base — it has its own economy, culture, and identity. For military families, that’s mostly a good thing.
What Spokane has going for it:
What to prepare for:
From Spokane International Airport (GEG): Take US-2 West approximately 10 miles. The base is on your right. Total drive time: roughly 10–15 minutes.
From I-90 heading west: Take Exit 277B onto Highway 2 heading west. Follow signs to the installation.
From I-90 heading east: Continue through Spokane and take Exit 277, which connects to Highway 2. Remain on Highway 2 through Airway Heights and follow signs to the base.
Gate Access: All visitors require a valid ID and vehicle registration. Government ID holders enter through the main gate on Chennault Ave. Contractors and visitors should use the visitor control center. Commercial vehicles have a designated gate — follow signs clearly marked on approach.
Start your full PCS plan here →
| Office | Phone |
|---|---|
| Base Main Number | (509) 247-5492 |
| Housing — Balfour Beatty (Family) | (509) 244-6500 |
| Military Housing Office | (509) 247-5185 |
| Unaccompanied Housing (UPH) | (509) 247-3275 |
| 92nd Medical Group | (509) 247-2361 |
| Pharmacy (Refill) | (509) 247-5567 |
| Michael Anderson Elementary | (509) 565-3600 |
| Medical Lake School District | (509) 565-3100 |
| West Valley School District | (509) 922-5467 |
| Spokane Public Schools | (509) 354-5900 |
| TRICARE West Region | 1-844-866-9378 |
Washington State is one of the better states for VA loan purchases. There’s no state income tax, no mortgage tax, and the Spokane housing market — while it has grown — remains attainable on a VA loan for most military pay grades.
If you’re thinking about buying near Fairchild, the VA loan’s zero-down-payment benefit is especially valuable in a market where home prices have climbed. You’re preserving cash while building equity, and you’re not paying PMI.
Moreover, because BAH is treated as qualifying income by lenders, your 2026 BAH rate directly boosts your home-buying power. Talk to a VA-experienced lender before your PCS move — not after you arrive.
Learn how to use your VA home loan benefit →
Fairchild AFB is technically located in Airway Heights, Washington — a small city approximately 12 miles west of downtown Spokane. Most people, however, refer to it as the Spokane area. The base ZIP code is 99011.
The primary active-duty unit is the 92nd Air Refueling Wing (92 ARW), which flies the KC-135 Stratotanker. Additionally, the 141st Air Refueling Wing (Washington Air National Guard) operates from Fairchild, also flying KC-135s. Fairchild is also home to the 336th Training Group, which operates the Air Force’s SERE school.
On-base family housing is managed by Balfour Beatty Communities and is available for most ranks. However, waitlists can run 3–6 months. Unaccompanied housing is available for E-1 through E-3 and E-4 members with under three years of service. Many families, consequently, choose to live off base in Airway Heights, Medical Lake, or the broader Spokane area. BAH rates are generally competitive with local rental prices for most pay grades.
Fairchild consistently gets positive reviews from military families. The Spokane area offers a lower cost of living than most Pacific Northwest cities, excellent outdoor recreation, and no state income tax. However, the main trade-off is frequent TDYs and deployments associated with the refueling mission — so build your local support network early.
No — Fairchild does not have a DoDEA school. Michael Anderson Elementary is physically located on base, but it is a public school operated by the Medical Lake School District (grades PK–5). After 5th grade, students are bused to Medical Lake Middle and High Schools. Notably, the district has a dedicated Military Family Advocate to support transitioning families.
Fairchild uses the Spokane, WA BAH area. Specifically, rates range from $1,611/month (E-1 through E-4 without dependents) to $3,222/month (O-6 with dependents). See the full BAH tables above or use the DoD BAH calculator for your specific grade and dependency status.
The 92nd Medical Group (MTF) provides primary care, women’s health, pediatrics, pharmacy, and specialty referrals. Hours are Monday–Friday, 7:30 AM–4:30 PM. For after-hours urgent care, TRICARE West Region (1-844-866-9378) can direct you to network urgent care facilities in Spokane. In addition, TRICARE’s civilian network through Providence and MultiCare is strong in the Spokane area.
No — Washington State has no state income tax. As a result, this is a meaningful financial benefit for military members stationed at Fairchild. It effectively increases take-home pay compared to many other duty stations.
Spokane International Airport (GEG) is approximately 10 miles east of the base — about a 10–15 minute drive. It’s a manageable regional airport with direct flights to Seattle, Portland, Denver, Las Vegas, Phoenix, and other hub cities. Furthermore, the airport is notably uncrowded compared to major metro airports.
For members expecting a tour of 3 years or more, buying with a VA loan is worth serious consideration. Spokane home prices are moderate, the no-income-tax environment is favorable, and the VA loan’s zero-down benefit is significant. Moreover, BAH counts as qualifying income for your loan approval. Talk to a VA-experienced lender before your PCS to understand your options.
BAH Calculator 2026: Basic Allowance for Housing by Location TL;DR: 2026 BAH rates increased an average of 4.2% nationwide, effective January 1. Use the calculator
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