BAH Calculator 2026: Basic Allowance for Housing by Location
BAH Calculator 2026: Basic Allowance for Housing by Location TL;DR: 2026 BAH rates increased an average of 4.2% nationwide, effective January 1. Use the calculator
Air Force Base Guide
TL;DR: F.E. Warren AFB is a historic ICBM installation in Cheyenne, Wyoming — home to the 90th Missile Wing and one of the most unique duty stations in the Air Force. This guide covers everything you need to know before your PCS: housing options (and the honest truth about Balfour Beatty), 2026 BAH rates, schools, medical, cost of living, and what life in Cheyenne is actually like.
If you just got orders to F.E. Warren, you’re probably Googling whether Cheyenne is actually a place people live — and yes, it is, and a lot of military families end up loving it. It’s small, it’s windy, it’s got more history than almost any Air Force installation in the country, and the cost of living will genuinely surprise you. Here’s what you need to know before you show up — because the more you know ahead of time, the better your PCS will go.
Ready to get your PCS move organized from day one? Start your free PCS plan here →
| Branch | U.S. Air Force (Space Force personnel also assigned) |
| Location | Cheyenne, Wyoming 82005 |
| Primary Mission | ICBM Operations — 90th Missile Wing (Minuteman III) |
| Installation Size | ~5,866 acres (base proper) + missile fields across three states |
| Nearest Major City | Denver, CO — 1.5 hours south on I-25 |
| Main Gate Phone | (307) 773-3381 |
| Installation Website | warren.af.mil |
F.E. Warren is the Air Force’s oldest continuously active military installation and the first ICBM base in the nation. If you’re a missileer, you’ll know this already. As a family member reading this, just know that your service member’s job is spread across a very large piece of Wyoming, Colorado, and Nebraska — and that reality affects your daily life more than you’d think.
From Denver International Airport (DEN): Head north on I-25 for approximately 95 miles. Then take Exit 12 (Missile Drive / Warren AFB) and follow signs to the Randall Gate. This is the most common route for families flying in before a PCS arrival.
From Cheyenne Regional Airport (CYS): Just 10 minutes from the main gate. Connections run through Denver — and overall, it’s a good option for a PCS flight if you can get it.
Pro tip from the community: If you’re driving in from the south with a loaded trailer, avoid downtown Cheyenne — take the bypass (I-80 West to Missile Drive) and save yourself a headache.
BAH rates at F.E. Warren increased 7.2% in 2026 over 2025 rates. These rates apply to the Cheyenne, WY area (ZIP codes 82001, 82005, and surrounding). Specifically, rates are tax-free and cover your housing costs whether you live on- or off-post. For more context on how BAH works, see our complete 2026 BAH guide →
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 | $1,539/mo | $1,161/mo |
| E-2 | $1,539/mo | $1,161/mo |
| E-3 | $1,539/mo | $1,161/mo |
| E-4 | $1,539/mo | $1,161/mo |
| E-5 | $1,653/mo | $1,326/mo |
| E-6 | $2,217/mo | $1,662/mo |
| E-7 | $2,301/mo | $1,725/mo |
| E-8 | $2,388/mo | $1,791/mo |
| E-9 | $2,520/mo | $1,935/mo |
| Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1 | $1,725/mo | $1,422/mo |
| O-2 | $2,211/mo | $1,728/mo |
| O-3 | $2,442/mo | $2,010/mo |
| O-4 | $2,715/mo | $2,298/mo |
| O-5 | $2,916/mo | $2,343/mo |
| O-6 | $2,937/mo | $2,424/mo |
| O-1E | $2,313/mo | $1,734/mo |
| O-2E | $2,427/mo | $1,899/mo |
| O-3E | $2,568/mo | $2,211/mo |
For the official DoD BAH calculator, visit travel.dod.mil. Questions about BAH and buying power? Our VA loan team can walk you through how your BAH translates to mortgage purchasing power →
On-base housing at F.E. Warren is managed by Balfour Beatty Communities. Before we get into the details, let’s be real with you: Balfour Beatty has a well-documented track record of issues at multiple bases across the country, and F.E. Warren is no exception. Residents have reported maintenance requests being delayed or ignored, disputes over move-out charges, and homes built with below-average quality materials.
That said, on-base housing is still a viable option — especially for junior enlisted families who want predictability, proximity to work, and community. However, go in with your eyes open, and document everything.
Here’s where F.E. Warren genuinely shines: Cheyenne is affordable. Wyoming has no state income tax, and consequently, compared to bases near major metro areas, your BAH goes significantly further here. Given the 2026 BAH rates, most families can comfortably cover rent — and many choose to buy instead.
| Property Type | Monthly Rent Range |
|---|---|
| 2BR apartment | $900–$1,200/mo |
| 3BR house | $1,200–$1,700/mo |
| 4BR house | $1,500–$2,100/mo |
Thinking about buying? That’s often a smart call at F.E. Warren because of the relatively low prices and no state income tax. Talk to a VA loan specialist here →
Additionally, check our military moving tips guide for more advice on navigating your PCS transition into Cheyenne.
Students living on or near F.E. Warren attend Laramie County School District 1 (LCSD1) schools. Importantly, there are no DoDEA schools at this installation. However, the district has a dedicated military liaison to help with mid-year enrollment and record transfers — call (307) 771-2100 before your arrival date.
Freedom Elementary School
Afflerbach Elementary School
Hebard Elementary School
Cheyenne has two main high schools — East High School and South High School — both within LCSD1. Most military families on the west/north side of the city are zoned for East; south-side families typically attend South. Both schools have solid extracurricular programs and strong sports traditions.
Laramie County Community College (LCCC) is located in Cheyenne and offers associate degrees, certificates, and workforce training programs. It’s a popular option for military spouses seeking flexible coursework during a PCS. Additionally, the University of Wyoming is just 45 minutes away in Laramie, with online programs available for those who prefer remote study. Overall, the higher education access in this area is better than many comparable-sized military communities.
Wyoming is one of the most homeschool-friendly states in the country. Laramie County also offers a public virtual school option through LCSD1. If your family PCSes mid-year, this can be a good bridge option until housing and schooling stabilize.
The primary care clinic for active-duty and TRICARE Prime enrollees at F.E. Warren provides outpatient primary and preventive care, pediatrics, flight medicine, optometry, pharmacy, lab, and immunizations. Notably, there is no emergency room on base.
Honest assessment: Reviews are mixed. Pediatrics gets consistently positive feedback — if your kids need care, the peds team is well-regarded. Adult primary care, however, is more hit-or-miss, with some patients experiencing long waits for referrals and appointments. If you have ongoing specialist needs, get your referral paperwork started before you arrive.
For emergencies and specialty care, Cheyenne Regional Medical Center is the primary referral hospital for F.E. Warren families. It provides comprehensive civilian care, including 24/7 emergency services.
F.E. Warren falls under the TRICARE West Region, managed by Health Net Federal Services. Therefore, update your DEERS information as part of in-processing to ensure continuity of care. For civilian care needs outside the MTF, your TRICARE network in Cheyenne is reasonably robust. TRICARE West information →
Waitlists for the on-base CDC can be long — register as early as possible, ideally the moment you receive orders. The CDC priority system gives preference to active-duty families with both parents working.
If the CDC waitlist is too long, the Child Care in Your Neighborhood program connects you to licensed civilian providers. Furthermore, the Youth Center at F.E. Warren offers after-school programs, sports leagues, and summer camps for school-age children. Contact AFRC Child and Youth Programs at (307) 773-3300 for both programs.
F.E. Warren has a solid amenity footprint for its size. Here’s what you’ll find on installation:
One of the biggest surprises for families PCSing to F.E. Warren: Cheyenne is genuinely affordable, especially compared to bases on the coasts or in major metro areas. Notably, Wyoming has no state income tax — a meaningful financial benefit for military families, particularly dual-income households.
| Category | Cheyenne, WY | National Average |
|---|---|---|
| Median Home Price | ~$320,000 | ~$420,000 |
| Average 3BR Rent | ~$1,400/mo | ~$1,950/mo |
| State Income Tax | None | Varies |
| Sales Tax | 6% | ~7.1% |
| Gas (avg 2026) | ~$3.20–$3.50/gal | ~$3.50–$3.80/gal |
Combined with the 2026 BAH rates above, most military families find that Cheyenne is one of the more financially comfortable assignments in the Air Force. Furthermore, see our 2026 military pay charts → to understand your full compensation picture.
Want to turn that affordability into equity? A VA loan requires no down payment and no PMI. See how a VA loan works at F.E. Warren →
Cheyenne gets underestimated. It’s small — around 65,000 residents — but it punches well above its weight for outdoor recreation, Western culture, and proximity to world-class destinations.
Here’s the honest version, because you deserve it before you sign a lease.
Connect with families who’ve already been through this — join the F.E. Warren AFB PCS Pay-It-Forward® Facebook Group for real, current advice from the community.
Getting your move organized is the single most important thing you can do in the weeks after receiving orders. Consequently, the earlier you start, the smoother your arrival will be — and the less stress your family will face on day one.
Wyoming winters are no joke. If you’re PCSing between November and March, build buffer days into your drive and check road conditions on I-25 before departing. Similarly, if you’re moving with a full trailer, avoid the I-80 mountain passes during winter storms. Full DITY/PPM guide here →
Moving expenses may be partially deductible. See what military families can write off →
| Office | Phone Number |
|---|---|
| F.E. Warren Main Line | (307) 773-3381 |
| Housing Office (Balfour Beatty) | (307) 432-0200 |
| Housing & Referral Office | (307) 773-1840 |
| 90th Medical Group | (307) 773-3461 |
| Child Development Center | (307) 773-3221 |
| Commissary | (307) 773-3509 |
| AFRC (Recreation / Youth Programs) | (307) 773-3300 |
| LCSD1 Military Liaison (Schools) | (307) 771-2100 |
| Cheyenne Regional Medical Center | (307) 634-2273 |
| Cheyenne VA Medical Center | (307) 778-7550 |
If you’re planning to buy a home in the Cheyenne area, a VA loan is almost always the right call. No down payment, no PMI, and competitive rates — and with Cheyenne’s price point, your BAH can often cover the mortgage payment. See how a VA loan works at F.E. Warren →
The primary tenant unit is the 90th Missile Wing, which operates Minuteman III ICBMs across three states. Additionally, other major units include the 90th Mission Support Group, 90th Operations Group, 90th Maintenance Group, 90th Medical Group, and the 20th Air Force headquarters. Space Force personnel are also assigned to the installation.
BAH rates increased 7.2% in 2026. Specifically, for enlisted members with dependents, rates range from $1,539/month (E1–E4) to $2,520/month (E9). For officers with dependents, rates range from $1,725/month (O1) to $2,937/month (O6). Use the official DoD BAH calculator for your exact rate, or see our full 2026 BAH guide.
Yes, with some caveats. Overall, the low cost of living, tight-knit community, and proximity to Denver make it a genuinely solid assignment for families. However, the main challenges are the wind, base housing quality issues, and the reality that missileers spend significant time on alert away from home. Most families who’ve been stationed here say they’d return.
Students attend Laramie County School District 1 schools. Notably, Freedom Elementary is closest to base, and there are no DoDEA schools at F.E. Warren. However, LCSD1 has a military liaison to help with mid-year enrollment and record transfers — call (307) 771-2100 before your arrival.
Approximately 90–100 miles, or about 1.5 hours on I-25 with normal traffic. In fact, Denver is the closest major metro area, and most military families make regular trips there for shopping, dining, concerts, sports, and airport travel.
On-base housing is managed by Balfour Beatty Communities and has a documented history of maintenance and move-out charge complaints. Therefore, families are strongly advised to document unit condition thoroughly at move-in. Off-base housing in Cheyenne is affordable, with 3BR homes typically renting for $1,200–$1,700/month. Furthermore, many military families choose to buy, given the low home prices and VA loan availability.
Yes. The CDC is located at 5000 Ft Russell Way and serves children 6 weeks through 5 years, Monday–Friday 7am–5pm. However, waitlists can be long — register as soon as you receive orders. Contact: (307) 773-3221.
Cheyenne itself offers Frontier Days in July, the Wyoming Heritage Museum, historic downtown, and Curt Gowdy State Park just 20 minutes away. Additionally, day trips include Denver (90 min), Laramie (45 min), Vedauwoo climbing area (30 min), Snowy Range skiing (1.5 hours), and Rocky Mountain National Park (2.5 hours). Overall, Wyoming’s hunting, fishing, and camping opportunities are exceptional.
Cheyenne Regional Medical Center is the primary civilian referral hospital, offering 24/7 emergency care, Level II trauma services, and comprehensive specialty programs including cardiology, cancer care, and women’s and children’s services. Specifically, it is located at 214 E 23rd St, Cheyenne, WY — phone: (307) 634-2273. For emergencies, it is the facility to use, since there is no on-base emergency room.
Still working through your PCS move? Connect with families who’ve been through it: F.E. Warren AFB PCS Pay-It-Forward® Facebook Group
BAH Calculator 2026: Basic Allowance for Housing by Location TL;DR: 2026 BAH rates increased an average of 4.2% nationwide, effective January 1. Use the calculator
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This guide covers everything military families need to know about the VA home loan benefit — eligibility, how BAH counts as qualifying income, the four VA loan types (including IRRRL for refinancing a higher rate), funding fees, and how to use your benefit more than once when you PCS.
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