BAH Calculator 2026: Basic Allowance for Housing by Location
BAH Calculator 2026: Basic Allowance for Housing by Location TL;DR: 2026 BAH rates increased an average of 4.2% nationwide, effective January 1. Use the calculator
Navy and Army Base Guide
Orders to Joint Expeditionary Base Little Creek–Fort Story mean you’re headed to Virginia Beach — one of the most sought-after duty stations on the East Coast and arguably the best coastal posting in the Navy. JEBLC-FS is the nation’s hub for Amphibious and Expeditionary Warfare, home to Naval Special Warfare, and surrounded by one of the largest concentrations of military installations in the United States. The schools are strong, the beaches are minutes away, and the military community here is as tight-knit as it gets. Start locking in your housing and timeline now at PCS PLAN, and join the JEB Little Creek PCS Pay-It-Forward® group to connect with families already here.
JEBLC-FS was established in 2009 as the first joint base in Hampton Roads — one command operating two distinct properties: JEB Little Creek (Virginia Beach, on the Chesapeake Bay) and JEB Fort Story (located at the northern tip of Virginia Beach near Cape Henry). Together they support Navy, Marine Corps, and Army missions and anchor the broader Hampton Roads military ecosystem.
| Detail | Info |
|---|---|
| Official Name | Joint Expeditionary Base Little Creek–Fort Story (JEBLC-FS) |
| Branch | U.S. Navy (host) / Multi-Service |
| Location | Virginia Beach, Virginia |
| Established as Joint Base | 2009 (first joint base in Hampton Roads) |
| Properties | JEB Little Creek + JEB Fort Story |
| Primary Mission | Amphibious and Expeditionary Warfare training and operations |
| Base Operator (Little Creek) | (757) 462-4444 |
| Base Operator (Fort Story) | (757) 422-7141 |
| Official Website | cnrma.cnic.navy.mil |
| Command / Mission | Notes |
|---|---|
| Naval Amphibious Forces, Atlantic | Amphibious ship and landing force readiness for East Coast |
| Naval Special Warfare Command Units | NSW units operate from both Little Creek and Fort Story |
| Expeditionary Combat Command (NECC) | Riverine, EOD, construction battalion, and other expeditionary forces |
| Marine Corps Forces Command (MARFORCOM) | Marine Corps tenant units supporting amphibious operations |
| Cape Henry Lighthouse (Fort Story) | Historic landmark; Fort Story also supports Army Air Defense Artillery |
JEB Little Creek sits in the northern section of Virginia Beach, directly on the Chesapeake Bay, about 12 miles from downtown Norfolk. JEB Fort Story is approximately 8 miles northeast at the northern tip of Virginia Beach, adjacent to Cape Henry. The two properties are connected by Atlantic Avenue through the Virginia Beach resort corridor.
| Destination | Distance / Drive Time |
|---|---|
| Downtown Norfolk | ~12 miles / 20–25 min |
| Virginia Beach Oceanfront | ~10 miles / 15–20 min |
| Norfolk International Airport (ORF) | ~18 miles / 25–30 min |
| Naval Station Norfolk (NAVSTA) | ~15 miles / 20–25 min |
| NAS Oceana | ~12 miles / 15–20 min |
| Dam Neck Annex | ~20 miles / 25 min |
| Chesapeake, VA | ~20 miles / 25–30 min |
Traffic is real here. The Hampton Roads tunnel system (Hampton Roads Bridge-Tunnel and Downtown Tunnel) creates significant congestion during rush hour. If you’re considering living in Hampton or Newport News for lower housing costs, budget 45–60+ minutes each way during peak hours. Most JEBLC-FS families choose to live in Virginia Beach, Chesapeake, or Norfolk to keep commutes manageable.
| Gate | Hours | Notes |
|---|---|---|
| Gate 5 (Little Creek) | 24 hours / 7 days | 24-hour access gate |
| Gate 8 (Little Creek) | 24 hours / 7 days | 24-hour access gate |
| Main Gate 1 (Little Creek) | Mon–Fri 0500–1900 | Weekday access; closes evenings/weekends |
| Gate 3 (Little Creek) | Mon–Fri 0500–1900 | Weekday access only |
| LC CVIS Commercial Gate | 0500–1500 / 7 days | Commercial vehicle inspection |
| Gate 6 (Little Creek) | Seasonal — Spring & Summer only | Seasonal gate; check schedule before use |
Virginia Beach has a competitive housing market, especially during peak PCS season (May–August). The good news: your BAH is designed to cover the local market, and there are strong options both on and off post. On-post housing has waitlists, so start the process the moment your orders drop.
On-post family housing at JEBLC-FS is privatized and managed by two companies depending on which side of the installation you’re assigned to:
| Property / Company | Serves | Phone | Notes |
|---|---|---|---|
| Lincoln Military Housing | Navy / Little Creek personnel | (757) 802-3390 | Seven communities on and off base; 2–5 bedroom homes; pet-friendly; fireplaces and garages available |
| Balfour Beatty Communities | Fort Story / Army personnel | (757) 962-3511 | Fort Story-side family housing; varied floor plans |
| Navy Housing Service Center | All Navy families | (757) 462-8939 | 2600 Tarawa Court, Bldg 1602, Suite 105, Virginia Beach, VA 23459 |
Lincoln Military Housing operates seven communities in the Virginia Beach area, including Osprey Point, Port Lyautey, Sandpiper Crescent, Shelton Circle, and Wellings Court (2156 Wellings Court, Virginia Beach, VA 23455 — (757) 578-9051). Homes range from two to five bedrooms with spacious floor plans and community amenities including playgrounds, fitness centers, and walking trails.
Unaccompanied Housing: E-1 through E-3 and E-4 with fewer than three years of service are typically required to live in barracks. The unaccompanied housing building is located at Building 300, JEBLC-FS, VA 23459 — phone (757) 462-4860. Rooms house one or two personnel depending on pay grade, with shared lounges, laundry, and vending machines across eight barracks buildings.
Virginia Beach offers excellent variety — from beachfront neighborhoods to quiet suburban communities inland. Here’s a breakdown of where JEBLC-FS families most commonly settle:
| Neighborhood | Distance to JEBLC-FS | Character | Best For |
|---|---|---|---|
| Thoroughgood | ~10 min north | Tree-lined streets, historic homes, established community | Families wanting charm, excellent schools, short commute |
| Kings Grant | ~15 min | Suburban, parks, walkable — centrally located between Little Creek and NAS Oceana | Dual-military couples or those who may work multiple installations |
| Great Neck / North Virginia Beach | ~15–20 min | Water views, higher-end homes, quiet suburban feel | Families buying with VA loan; consistently top-rated schools |
| Kempsville | ~20 min | Established suburban, affordable, central Virginia Beach | Budget-conscious families; good schools; easy access to all bases |
| Ocean Lakes / Princess Anne | ~20–25 min | Newer construction, quiet neighborhoods, southern Virginia Beach | Families prioritizing newer homes and proximity to Dam Neck or Oceana |
| Red Mill / Landstown | ~25 min | Planned communities, larger lots, suburban | Families wanting newer homes and top-rated school zones |
| Chesapeake (Great Bridge / Greenbrier) | ~25–30 min | Slightly lower home prices, spacious lots, suburban | Families stretching the budget without sacrificing school quality |
JEBLC-FS falls under the Virginia Beach–Norfolk Military Housing Area. For 2026, BAH rates increased 3.5% from 2025 — JEBLC-FS ranks 10th highest among all joint bases nationally. Service members with dependents receive 20.2% more BAH than those without. For the official DoD calculator, visit DTMO’s BAH Calculator. For a full guide, see our 2026 BAH rates guide.
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 through E-4 | $2,229/mo | $1,707/mo |
| E-5 | $2,430/mo | $1,908/mo |
| E-6 | $2,559/mo | $2,043/mo |
| E-7 | $2,604/mo | $2,235/mo |
| E-8 | $2,661/mo | $2,463/mo |
| E-9 | $2,796/mo | $2,487/mo |
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| W-1 | $2,574/mo | $2,166/mo |
| W-2 | $2,628/mo | $2,460/mo |
| W-3 | $2,697/mo | $2,496/mo |
| W-4 | $2,832/mo | $2,562/mo |
| W-5 | $3,000/mo | $2,616/mo |
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1 | $2,454/mo | $2,022/mo |
| O-2 | $2,556/mo | $2,367/mo |
| O-3 | $2,694/mo | $2,505/mo |
| O-4 | $3,054/mo | $2,601/mo |
| O-5 | $3,318/mo | $2,625/mo |
| O-6 | $3,342/mo | $2,673/mo |
| O-7 | $3,366/mo | $2,718/mo |
Primary medical care for JEBLC-FS personnel is provided through the Boone Branch Health Clinic, a branch of Naval Medical Center Portsmouth. The full Naval Medical Center Portsmouth (NMCP) — one of the Navy’s premier medical centers — is approximately 20 minutes away and handles specialty care, surgery, inpatient services, and complex cases.
| Service | Details |
|---|---|
| Address | 1035 Nider Blvd, Suite 100, Virginia Beach, VA 23459 |
| Main Phone | (757) 953-8351 |
| Appointment Line (TRICARE) | 1-866-645-4584 |
| Primary Care Area A | Mon–Fri 0700–1530 (Wed 0820–1530); comprehensive primary care for enrolled TRICARE Prime patients |
| Primary Care Area B | Mon–Fri 0700–1900 (Wed 0820–1900); extended hours primary care |
| Primary Care Area C (Pediatrics) | Mon–Fri 0700–1530 (Wed 0820–1530); children 17 and under; acute and wellness appointments |
For specialty care, inpatient services, or emergencies: Naval Medical Center Portsmouth is the full-service military hospital for this region. For all TRICARE questions and the 24/7 Nurse Advice Line, call 1-800-TRICARE (874-2273), option 1.
There are no DoDEA schools at JEBLC-FS. All families are served by Virginia Beach City Public Schools (VBCPS) — one of the most highly rated large school districts in Virginia and the largest in Hampton Roads, serving nearly 65,000 students across 86 schools.
VBCPS is fully accredited and outperforms many Virginia school districts on state assessments: 69% of students are proficient in math and 78% in reading. The district has a strong military family liaison program and a Youth Sponsorship program that matches incoming students with current students to ease the transition. Contact VBCPS at (757) 263-1000 or 2512 George Mason Drive, Virginia Beach, VA 23456.
| School | Level | Address | Phone |
|---|---|---|---|
| Alanton Elementary | Elementary | 1441 Stephens Road, Virginia Beach, VA 23454 | (757) 648-2000 |
| Hermitage Elementary | Elementary | 1701 Pleasure House Road, Virginia Beach, VA 23455 | (757) 648-2600 |
| Bayside Elementary | Elementary | 5649 Bayside Road, Virginia Beach, VA 23455 | (757) 648-2080 |
| Diamond Springs Elementary | Elementary | 5225 Learning Circle, Virginia Beach, VA 23462 | (757) 648-4240 |
| Arrowhead Elementary | Elementary | 5549 Susquehanna Drive, Virginia Beach, VA 23462 | (757) 648-2040 |
For private school options near Little Creek, Cape Henry Collegiate (1320 Mill Dam Road, (757) 481-2446) and Catholic High School (4552 Princess Anne Road, (757) 467-2881) are two well-regarded options popular with military families. Contact the School Liaison Office for enrollment guidance, records transfer support, and EFMP school coordination.
| Facility | Ages | Phone |
|---|---|---|
| Little Creek CDC (Bldg 3432, A Street) | 6 weeks – 5 years | (757) 462-2400 |
| Little Creek CDC Annex (Bldg 3364, A Street) | 6 weeks – 5 years | (757) 462-2446 |
| Fort Story CDC (Bldg 531, Solomons Road) | 6 weeks – 5 years | (757) 422-7796 |
| 24/7 Center at Little Creek (Bldg 3365, A Street) | Nontraditional hours care | (757) 462-4841 |
CDC waitlists can be long — register at MilitaryChildCare.com as soon as you have orders. Do not wait until you arrive.
| Facility / Service | Phone | Address / Notes |
|---|---|---|
| Commissary (Little Creek) | (757) 464-3561 | 1180 Amphibious Drive, Bldg 3445; Mon–Sat 9am–8pm, Sun 9am–7pm |
| Navy Exchange (NEX) | See mynavyexchange.com | Full-service NEX on Little Creek side |
| Fleet & Family Support Center (Little Creek) | (757) 462-7563 | 1450 D Street, Bldg 3129, Virginia Beach, VA 23459 |
| Fleet & Family Support Center (Fort Story) | (757) 422-7311 | 517 Solomons Road, Fort Story, VA 23459 |
| Housing Office | (757) 462-8939 | 2600 Tarawa Court, Bldg 1602, Suite 105, Virginia Beach, VA 23459 |
| Personnel Support Det. (Little Creek) | (757) 462-4983 | 1155 Nider Blvd, Bldg 3510, Virginia Beach, VA 23459 |
| Military Personnel Office (Fort Story) | (757) 422-7754 | 517 Solomons Road, Virginia Beach, VA 23459 |
| Legal Services / JAG (Little Creek) | (757) 462-4759 | 1168 Gator Blvd, Bldg 3370, Virginia Beach, VA 23459 |
| ID / CAC Card (Little Creek) | (757) 462-4987 | 1155 Nider Blvd (Personnel Support Detachment), Virginia Beach, VA 23459 |
| ID / CAC Card (Fort Story) | (757) 422-7752 | 517 Solomons Road, Virginia Beach, VA 23459 |
| Youth Center (Little Creek) | (757) 462-2780 | 1332 Seascape Court, Virginia Beach, VA 23459 |
| Youth Center (Fort Story) | (757) 422-7714 | 457 Vera Cruz Road, Virginia Beach, VA 23459 |
| Law Enforcement (Emergency) | (757) 462-4444 | Little Creek Security; dial 911 for on-post emergencies |
| Law Enforcement (Fort Story) | (757) 422-7141 | Fort Story Security |
Use our PCS Binder and Checklist to track every action from orders to final in-processing — it works for Navy, Marine Corps, and Army personnel.
Virginia Beach is one of the strongest military spouse employment markets on the East Coast. The local economy is anchored by defense contracting, healthcare, tourism, retail, and education — all sectors that actively hire military spouses. The Fleet and Family Support Center at (757) 462-7563 offers resume workshops, career coaching, networking events, and access to the SECO (Spouse Education and Career Opportunities) program at no cost.
Defense contractors (Booz Allen, SAIC, Leidos, L3Harris, and dozens of others) maintain a major presence in Hampton Roads and actively recruit cleared military spouses. Check USAJobs.gov filtered to Virginia Beach and Norfolk for federal positions. For remote work, Virginia Beach’s broadband infrastructure is solid and the time zone (ET) works well for national employers.
This is genuinely one of the best quality-of-life duty stations in the military. Virginia Beach delivers year-round outdoor living, a thriving food and arts scene, and easy access to everything from Civil War battlefields to offshore fishing charters.
They are two separate properties under one command — Joint Expeditionary Base Little Creek–Fort Story (JEBLC-FS). JEB Little Creek is located in the northern part of Virginia Beach on the Chesapeake Bay and is the larger of the two, hosting the bulk of amphibious and expeditionary forces. JEB Fort Story is at the northern tip of Virginia Beach near Cape Henry and supports Navy and Army units. Your orders will specify which property you’re reporting to, though both fall under the same installation command.
JEBLC-FS falls under the Virginia Beach–Norfolk Military Housing Area. For 2026, BAH rates increased 3.5% from 2025, ranking 10th highest among all joint bases. Enlisted rates range from $1,707/month (E-1 to E-4 without dependents) to $2,796/month (E-9 with dependents). Officer rates go up to $3,366/month for O-7 with dependents. Use the DTMO BAH Calculator to confirm your specific rate by ZIP code and rank.
On-base family housing is managed by Lincoln Military Housing (Navy personnel, (757) 802-3390) and Balfour Beatty Communities (Fort Story Army personnel, (757) 962-3511). Lincoln operates seven communities with two- to five-bedroom homes in various neighborhoods. Contact the Navy Housing Service Center at (757) 462-8939 to start the application process. Because there are waitlists, contact both companies the moment you receive orders.
The Boone Branch Health Clinic (1035 Nider Blvd, Suite 100, (757) 953-8351) provides primary care for enrolled TRICARE Prime patients at Little Creek. Hours are Monday through Friday 0700–1530, with extended hours (0700–1900) in Primary Care Area B. Pediatric care is available for children 17 and under. For specialty care, surgery, inpatient services, or emergencies, Naval Medical Center Portsmouth is the regional military hospital. TRICARE appointment line: 1-866-645-4584. 24/7 Nurse Advice Line: 1-800-TRICARE (874-2273), option 1.
There are no DoDEA schools at JEBLC-FS. All families are enrolled in Virginia Beach City Public Schools (VBCPS), the largest school district in Hampton Roads with nearly 65,000 students across 86 schools. VBCPS is fully accredited, with 69% math proficiency and 78% reading proficiency on state assessments — among the stronger large districts in Virginia. The district has active military family liaisons and a Youth Sponsorship program for new students. Contact VBCPS at (757) 263-1000.
The most popular neighborhoods for JEBLC-FS families are Thoroughgood, Kings Grant, Great Neck, and Kempsville — all within 10–20 minutes of base and served by well-rated school zones. Families willing to commute 25–30 minutes find more home for their money in southern Virginia Beach (Red Mill, Landstown, Ocean Lakes) or Chesapeake. Avoid planning a cross-tunnel commute from Hampton or Newport News unless your duty hours are off-peak — the Hampton Roads Bridge-Tunnel can add 30–45+ minutes in rush hour.
Consistently one of the most sought-after East Coast postings. Virginia Beach offers excellent schools, strong BAH rates, no state income tax on military pay, year-round outdoor activities, a thriving job market for military spouses, and easy access to some of the East Coast’s best beaches. The Hampton Roads area has the largest concentration of military personnel in the United States, which means the community infrastructure — from military-friendly businesses to school liaison services — is exceptionally well-developed for military families.
Virginia exempts military basic pay from state income tax for active duty service members stationed in Virginia. This is a meaningful financial benefit and one reason many families stationed here choose to establish Virginia as their state of legal residence. For specifics on your tax situation, the Legal Services office at (757) 462-4759 can provide guidance, or contact the Fleet and Family Support Center’s financial counselors at (757) 462-7563.
The Navy Housing Service Center is located at 2600 Tarawa Court, Building 1602, Suite 105, Virginia Beach, VA 23459. The main phone number is (757) 462-8939, with an alternate line at (757) 462-7069. Lincoln Military Housing (for privatized family housing) can be reached at (757) 802-3390, and Balfour Beatty Communities (Fort Story) is at (757) 962-3511.
BAH Calculator 2026: Basic Allowance for Housing by Location TL;DR: 2026 BAH rates increased an average of 4.2% nationwide, effective January 1. Use the calculator
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