BAH Calculator 2026: Basic Allowance for Housing by Location
BAH Calculator 2026: Basic Allowance for Housing by Location TL;DR: 2026 BAH rates rose an average of 4.2% nationwide, effective January 1. Use the calculator
Naval Base Guide
TL;DR: If you have orders to NAS JRB Fort Worth, this guide covers BAH, neighborhoods, gate hours, schools, lodging, and medical care at the country’s first joint reserve base. Because on-base family housing here is small, most families house-hunt off base early — so start your free PCS Plan© and get a roadmap built around your rank, family size, and timeline.
NAS JRB Fort Worth is an unusual assignment, and that shapes almost every decision you will make. It is primarily a reserve installation, so the on-base footprint is small while the surrounding metro is enormous. Roughly 10,000 personnel work across about 40 commands here, yet the base sits inside Dallas–Fort Worth, one of the fastest-growing metros in the country. Consequently, your quality of life depends far more on which suburb you choose than on anything happening inside the gate. Our free PCS Plan© walks you through that choice before you sign a lease.
Additionally, the Fort Worth PCS Pay It Forward® Facebook group is where families already stationed here answer the questions this guide cannot — which landlord to avoid, which commute actually works, which CDC has openings.
Naval Air Station Joint Reserve Base Fort Worth was established on October 1, 1994, as the first joint reserve base in the United States. Before that, the installation was Carswell Air Force Base. Today it sits on the west side of Fort Worth, about five miles from downtown.
The tenant list is genuinely joint. Navy, Marine Corps, Air Force, Army, and Texas Air National Guard units all operate here. Major commands include the Fleet Logistics Support Wing, the Air Force Reserve Command’s Tenth Air Force, the 301st Fighter Wing, and the 136th Airlift Wing of the Texas Air National Guard.
Because the active-duty population is smaller than at a fleet concentration area, expect a quieter installation. However, the support infrastructure is fully operational. You will find a commissary, an AAFES Exchange, MWR facilities, a medical and dental clinic, a fitness center, a chapel, legal services, and a Navy College office.
Notably, the trade-off runs in your favor. Although the base is compact, the metro around it offers world-class healthcare, a deep spouse job market, and far more housing inventory than a typical duty station. For full details on the installation itself, see the official NAS JRB Fort Worth website. If you are still comparing assignments across the state, our Texas military bases guide covers every installation here.
NAS JRB Fort Worth falls in the Fort Worth, TX Military Housing Area, MHA code TX356. Rates are set by duty station ZIP code, not by where you live. Therefore, moving out to Aledo or Keller does not change your allowance.
Here is the general range across pay grades. For your exact figure, run your rank and ZIP rather than working from a table.
| Category | With Dependents | Without Dependents |
|---|---|---|
| Enlisted (E-1 through E-9) | $1,938 – $2,490 | $1,494 – $2,268 |
| Officer (O-1 through O-6) | $2,163 – $2,814 | $1,752 – $2,433 |
Data last verified: August 2026. Source: Defense Travel Management Office, effective January 1. Confirm current figures before you sign anything.
Look up your exact rate with the BAH Calculator or the official DTMO BAH rate lookup. For how rates get calculated and why yours may differ from a neighbor’s, read the 2026 BAH rates guide.
Fort Worth is moderately priced compared with coastal duty stations. As a result, most families find their allowance covers a solid rental with room to spare. Buying is realistic at this installation in a way it is not at San Diego or Norfolk.
Texas also has no state income tax. Over a typical three-year tour, that difference is real money for a family arriving from California or New York. Furthermore, BAH itself is tax-free, which means your housing payment comes out of pre-tax dollars. Our guide to what your BAH can actually buy breaks down the affordability math.
Want to see exactly what your BAH buys near NAS JRB Fort Worth at current rates? Your free VA Home Loan Snapshot runs the real numbers — no credit pull, takes 60 seconds.
Most families here live off base, and honestly, most prefer it. The DFW market gives you genuine choice across price, schools, and commute. Below are the communities military families choose most, ordered roughly by drive time to the Main Gate on Pumphrey Drive.
These are the closest communities to the gate, at roughly 5–10 minutes. Rent runs lower than the northern suburbs, and the convenience is hard to beat during a duty day. White Settlement ISD serves most of this area. Families generally describe the schools as steady rather than standout.
Both sit within about 10–15 minutes of the Main Gate. Prices stay reasonable, and the lakefront is a genuine lifestyle perk rather than a listing gimmick. Lake Worth ISD and portions of Fort Worth ISD cover these neighborhoods. Similarly, Benbrook Lake gives you weekend water access without a drive.
Aledo sits southwest of the base, roughly 15–25 minutes from the Main Gate. Aledo ISD is among the highest-rated districts in Tarrant County, and the small-town feel is authentic. Because school quality drives demand here, inventory moves quickly. Plan to be pre-approved before you tour.
Northeast of base, North Richland Hills runs about 20–30 minutes to the Main Gate. Birdville ISD and portions of Keller ISD serve the area. Additionally, you get established suburban infrastructure — parks, retail, and medical all close by.
Keller is the school-first choice, and families accept a 25–35 minute commute to get it. Keller ISD ranks among the strongest in the region. Master-planned communities and easy Loop 820 access round out the appeal. However, that commute is real on a Monday morning, so drive it before you commit.
For families who want walkable restaurants and city proximity, west Fort Worth delivers a 10–20 minute drive. Fort Worth ISD serves this area. Although the district has improved, campus quality varies considerably. Therefore, research the specific school, not the district rating.
Loop 820 and I-30 both back up at peak hours, particularly near the interchange. A 30-minute commute from Keller can stretch to 45 on a bad day. Consequently, families who test-drive their route at 0630 make better decisions than those who trust a mapping app at noon.
One more warning worth taking seriously. Rental scams targeting incoming military families are common in high-turnover metros like DFW. Before you send a deposit for a place you have not seen, read our guide to spotting fake rental listings near military bases.
Not sure which neighborhood fits your family? Start your free PCS Plan© — our local ambassadors know this market from every angle.
Privatized family housing is managed by Balfour Beatty Communities. The community is small, which matters more here than at a large installation. Because inventory is limited, wait times swing widely by pay grade and bedroom requirement.
Apply through the Housing Early Assistance Tool at HOMES.mil before you detach from your current command. Do not wait until you arrive. Moreover, call the Housing Service Center directly for a realistic waitlist projection, since online estimates lag. Full program details sit on the Navy Housing page for NAS JRB Fort Worth.
Unaccompanied Housing accommodates roughly 340 personnel across four buildings. E-1 through E-3, plus E-4 with under four years of service, are generally required to live on base. Building 1568 is your check-in point, and linens are issued on arrival. Amenities include laundry, vending, fitness access, and lounges.
This is one of the few duty stations where buying genuinely pencils out for mid-grade enlisted families. Prices sit below the national metro average, and inventory is deep. Additionally, the VA loan’s zero-down structure removes the biggest barrier for a family who just paid for a move.
That said, a three-year tour is short. If you are weighing rent against buy, our VA Home Loan guide covers eligibility, funding fees, and how BAH counts as qualifying income. For the numbers specific to your rank and this market, request your free VA Home Loan Snapshot.
Navy Gateway Inns & Suites handles both PCS and TDY lodging here. Check-in happens in Building 1324, near the front gate. Pets are welcome, though fees and policy restrictions apply.
Rates and availability subject to change. Book through Navy Gateway Inns & Suites and confirm current policy before you travel.
Book early during summer PCS season, ideally six to eight weeks out. Rooms fill quickly between May and August. If NGIS is full, commercial hotels along the I-30 West corridor sit within a few minutes of the gate.
There are no DoDEA schools at NAS JRB Fort Worth. Your children will attend local public schools, and your address determines the district. Notably, 76 public school districts fall inside the School Liaison’s area of responsibility, so this decision carries more weight here than at most installations.
The School Liaison works out of the Fleet and Family Support Center and should be your first call. They handle registration questions, sports eligibility, records transfers, and special education transitions.
| District | Area Served | What Families Report |
|---|---|---|
| Keller ISD | Keller, north suburbs | Consistently among the strongest in the region |
| Aledo ISD | Aledo, southwest | Highly rated, small-town environment |
| Birdville ISD | North Richland Hills | Solid, established suburban district |
| Eagle Mountain-Saginaw ISD | Northwest Tarrant County | Growing fast, strong elementary programs |
| White Settlement ISD | Closest to the gate | Convenient, mixed ratings by campus |
| Lake Worth ISD | Lake Worth | Small district, affordable area |
| Fort Worth ISD | West Fort Worth | Large urban district, quality varies widely by campus |
| Castleberry ISD | West of base | Small district, check individual campuses |
District information last verified: August 2026. Ratings change — confirm current campus data before you enroll.
Texas has a deep charter school network, which gives you options beyond your zoned campus. Search by address through the Texas Education Agency. Texas also runs a Purple Star Campus designation for schools that support military-connected students well. Ask the School Liaison to name the designated campuses near your housing choice.
Furthermore, the Military Interstate Children’s Compact applies to every public enrollment here. It protects course placement, extracurricular eligibility, and graduation requirements when you transfer mid-year.
The Child Development Center serves infants through pre-K, and demand runs ahead of supply during PCS season. Register through MilitaryChildCare.com as soon as you have orders. Waiting until arrival costs you months.
For summer coverage, our roundup of summer camps for military kids covers programs that accept military families arriving mid-season.
The Personnel Support Detachment handles check-in for incoming personnel. Report there before anything else. PSD processes pay and allowances, updates your record, and confirms your family’s DEERS enrollment is current.
| Gate | Hours |
|---|---|
| Main Gate (1303 Pumphrey Drive) | Manned 24 hours a day, 7 days a week |
| East Gate | Monday–Friday and drill weekends, 0600–0800 and 1500–1700, excluding holidays |
| Commercial Vehicle Inspection Gate | 0830–1430 · No POV traffic authorized |
Gate hours last verified: August 2026. Confirm on the official gate hours page before you travel.
Use the Main Gate for your first arrival, since it is the only 24-hour option. Visitors need a valid government-issued ID and a sponsor on base. Contact the Visitor Control Center at 817-782-3058 to arrange access in advance.
Moving trucks route through the Commercial Vehicle Inspection Gate, which closes at 1430. Therefore, coordinate your delivery window with your carrier well ahead of the date. Schedule ID card appointments through RAPIDS before you arrive, because walk-in availability is limited.
Keep your orders, DEERS documents, and school records together and accessible during travel. Our PCS binder and checklist lays out exactly what to carry rather than pack.
The Branch Health Clinic handles primary and dental care on base. It is a branch clinic, not a hospital, so plan accordingly.
Clinic hours last verified: August 2026. Confirm before you go.
There is no emergency room on base. For specialty care, obstetrics, surgery, or anything urgent, you will use the civilian network. Fortunately, DFW has exceptional civilian medical infrastructure, including nationally ranked children’s hospitals. In practice, most families consider this an upgrade rather than a limitation.
NAS JRB Fort Worth falls under TRICARE East, administered by Humana Military. Enroll and establish a Primary Care Manager promptly after you arrive, because referrals depend on it. Reach the East Region line at 1-800-444-5445 or the active-duty hotline at 1-877-249-9179. Plan details sit at TRICARE.mil.
A car is not optional here. Public transit does not meaningfully serve the areas around the base, and DFW is built for driving. However, highway access is genuinely good, and parking is easy compared with coastal metros.
Dallas–Fort Worth International Airport sits roughly 25–30 minutes east, which makes leave and deployment travel straightforward. Loop 820 and I-30 are your primary arteries. For turn-by-turn routing to the gate, use the official directions page.
Driving your household goods yourself? A personally procured move can pay well on a long haul into Texas. Our DITY and PPM move guide covers weight tickets, reimbursement, and the paperwork that trips families up.
Fort Worth surprises people who arrive expecting a Dallas suburb. It has its own identity, and families tend to leave fond of it.
The Stockyards National Historic District runs a twice-daily cattle drive and sits about five miles from base. The Cultural District holds the Kimbell Art Museum and the Modern Art Museum, both genuinely world-class and both cheap. Sundance Square anchors downtown. Additionally, the Fort Worth Zoo and Botanic Garden are reliable weekend defaults with kids.
Lake Worth sits minutes from the gate, and Eagle Mountain Lake is not much farther. The Fort Worth Nature Center and Refuge offers real trails and a bison herd inside city limits. Benbrook Lake covers the southwest side.
MWR punches above its weight for a reserve installation. Community Recreation at 817-782-6121 sells discounted tickets to regional attractions, sports venues, and theme parks. In a metro this size, that discount adds up quickly. The Ten Grill serves seven days a week, and Movie Reel runs weekend screenings. Browse current offerings at NAS JRB Fort Worth MWR.
Summers are brutal. Expect sustained triple-digit heat from June into September, and plan indoor activities accordingly. Winters are mild overall, yet ice storms occasionally shut the region down because the infrastructure is not built for them. If a freeze warning appears, take it seriously and stock up early.
DFW is one of the better spouse job markets in the country. Defense contractors, healthcare systems, tech, and financial services all hire heavily here. Moreover, remote work is widely accepted, and the Military Spouse Employment Partnership has active partners across the metro. The Fleet and Family Support Center runs employment counseling at 817-782-5287.
| Office | Phone | Notes |
|---|---|---|
| Base Operator | 817-782-5900 | General inquiries |
| Navy Housing Service Center | 817-782-5711 | Family housing, waitlist, HOMES.mil |
| Balfour Beatty Communities | 817-386-5207 | Privatized housing management |
| Unaccompanied Housing | 817-782-3388 | Barracks check-in |
| Navy Gateway Inns & Suites | 817-769-6872 | Temporary lodging, Building 1324 |
| Branch Health Clinic | 817-782-5900 | Monday–Friday, 7:30 a.m.–4:30 p.m. |
| Pharmacy | 817-782-5906 | Refill line 817-782-5929 |
| Dental Clinic | 817-782-5905 | On-base dental |
| Fleet & Family Support Center | 817-782-5287 | School Liaison, employment, EFMP |
| Child Development Center | 817-782-7520 | Infant through pre-K |
| Youth Programs (Action Zone) | 817-782-7566 | School-age and teen programs |
| Visitor Control Center | 817-782-3058 | Base access passes |
| Commissary | 817-782-3664 | DeCA |
| Main Exchange | 817-738-1943 | AAFES |
| Command Chaplain | 817-782-5665 | Religious services and counseling |
| MWR Community Recreation | 817-782-6121 | Discount tickets, ITT |
| Ombudsman | 682-710-2119 | Family advocacy and referral |
| SAPR Duty Victim Advocate | 817-204-3081 | 24/7 crisis support |
| TRICARE East (Humana Military) | 1-800-444-5445 | Regional contractor |
Phone directory last verified: August 2026. Confirm numbers on the official installation directory.
On-base inventory is small, so the waitlist matters more here than at a large installation. Submit through HOMES.mil the week your orders drop. Then call 817-782-5711 for a realistic projection.
Map estimates lie about Loop 820. Drive your candidate route at 0630 on a weekday, not on a Saturday afternoon. Families who skip this step often regret the Keller decision by month three.
Ratings vary enormously within Fort Worth ISD and, to a lesser degree, within Keller ISD. Confirm the exact zoned campus for the exact address before you sign a lease. Call the School Liaison at 817-782-5287 first.
CDC waitlists stretch through PCS season. Get into MilitaryChildCare.com the day you have orders, because the queue is date-stamped.
Moving in July means unloading a truck in triple-digit temperatures. Schedule your delivery for early morning if you have any flexibility. Additionally, have utilities and air conditioning confirmed active before your goods arrive.
Every smooth PCS starts with a plan. Start your free PCS Plan© and get a personalized roadmap for your move to NAS JRB Fort Worth — housing, schools, neighborhoods, and timeline in one place.
NAS JRB Fort Worth uses the Fort Worth, TX Military Housing Area, MHA code TX356. Enlisted rates with dependents range from roughly $1,938 to $2,490 per month, while officer rates with dependents range from about $2,163 to $2,814. Your exact rate depends on pay grade and dependency status. Look it up through the BAH Calculator or the official DTMO lookup.
Yes, but the community is small. Balfour Beatty Communities manages privatized family housing at 1330 Military Parkway, reachable at 817-386-5207. Because inventory is limited, most families live off base in the surrounding Tarrant County communities. Apply through HOMES.mil before you leave your current command.
Use the Main Gate at 1303 Pumphrey Drive, which is manned 24 hours a day, seven days a week. The East Gate opens only Monday through Friday and drill weekends, from 0600 to 0800 and 1500 to 1700. The Commercial Vehicle Inspection Gate runs 0830 to 1430 and allows no privately owned vehicles.
Navy Gateway Inns & Suites handles PCS and TDY lodging, with check-in at Building 1324 on Military Parkway. Call 817-769-6872 or 1-877-NAVY-BED to reserve. Check-in is 1600 and check-out is 1100, and pets are allowed with fees. Book six to eight weeks ahead during summer PCS season.
No. There are no DoDEA schools at this installation, so children attend local public school districts based on your address. Keller ISD, Aledo ISD, Birdville ISD, and White Settlement ISD are the districts military families choose most often. Call the School Liaison at 817-782-5287 before you commit to a neighborhood.
Westworth Village and White Settlement sit closest at 5–10 minutes from the Main Gate. Benbrook and Lake Worth run 10–15 minutes and stay affordable. Aledo and Keller draw families prioritizing schools, at 15–25 and 25–35 minutes respectively. Ask families already here in the Fort Worth PCS Pay It Forward® Facebook group.
No. The Branch Health Clinic provides primary and dental care only, Monday through Friday from 7:30 a.m. to 4:30 p.m. For emergencies, specialty care, or obstetrics, you will use civilian facilities through TRICARE East. The DFW metro has extensive high-quality hospital coverage, so access is rarely a problem.
NAS JRB Fort Worth falls under TRICARE East, administered by Humana Military. Call 1-800-444-5445 for the East Region or 1-877-249-9179 for the active-duty line. Enroll and select a Primary Care Manager soon after arrival, since specialty referrals depend on having one.
Yes. The Child Development Center at 817-782-7520 serves infants through pre-K, and Youth Programs at 817-782-7566 cover school-age children. However, waitlists build quickly during PCS season. Register through MilitaryChildCare.com the day your orders arrive, because placement is date-stamped.
Yes. Public transit does not meaningfully serve the areas around the base, and Fort Worth is built for driving. Highway access is good, though Loop 820 and I-30 congest at peak hours. Dallas–Fort Worth International Airport sits about 25–30 minutes away.
No. Texas has no state income tax, which means your military pay is not taxed at the state level. Over a typical three-year tour, that is a meaningful financial advantage for families arriving from high-tax states. Texas also offers disabled veteran property tax exemptions, so verify current amounts with the Texas Veterans Commission.
Yes, and this is one of the more buyer-friendly duty stations in the country. Prices sit below the national metro average, inventory is deep, and VA offers are routine with local sellers. Your free VA Home Loan Snapshot runs your actual numbers — no credit pull, no obligation.
BAH Calculator 2026: Basic Allowance for Housing by Location TL;DR: 2026 BAH rates rose an average of 4.2% nationwide, effective January 1. Use the calculator
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