BAH Calculator 2026: Basic Allowance for Housing by Location
BAH Calculator 2026: Basic Allowance for Housing by Location TL;DR: 2026 BAH rates increased an average of 4.2% nationwide, effective January 1. Use the calculator
Air Force Base Guide
Orders to Minot AFB? You’re heading to the only dual-wing nuclear-capable base in the entire Air Force — home to B-52H bombers and Minuteman III ICBMs, and a duty station that earns its own brand of loyalty from families who’ve served there. Yes, the winters are real. So is the community. Start your move now with a personalized PCS Plan©, then read everything below before you arrive.
Join the Minot AFB PCS Pay It Forward® Facebook group — families already stationed here share housing leads, weather survival tips, school info, and everything the welcome packet skips.
Minot AFB is located approximately 13 miles north of Minot, North Dakota, about an hour south of the Canadian border. The base is home to roughly 5,550 active duty service members, 1,060 civilian employees, and 5,580 family members. The official base website is minot.af.mil. The base operator is (701) 723-6326.
Minot holds a genuinely unique distinction in the U.S. military: it is the only installation in the Air Force that houses both a bomber wing and a missile wing simultaneously, making it one of the most strategically critical bases in the country.
| Unit | Mission | Type |
|---|---|---|
| 5th Bomb Wing (Host Wing) | B-52H Stratofortress operations — one of only two B-52H bases in the Air Force; conventional and strategic nuclear strike | Air Force Global Strike Command |
| 91st Missile Wing | Operates, maintains, and secures Minuteman III ICBMs across the North Dakota missile fields — one of three operational ICBM wings in the Air Force | Air Force Global Strike Command |
| 5th Medical Group | Outpatient primary care and medical support for all base personnel and families | Tenant |
The missile mission in particular shapes daily life at Minot in a way that other bases don’t experience. Missileers and support personnel are frequently in the field — sometimes for days at a stretch. Families here learn quickly how to support each other during those rotations, and the community that emerges from it is genuinely tight-knit in a way that isn’t common at larger, more urban bases.
Minot AFB’s 2026 BAH rates increased 5.2% from 2025 — slightly above the national average of 4.2% and reflecting modest growth in the Minot rental market. Minot ranks 47th highest out of all Air Force bases for BAH, and the with-dependents rate runs 25% higher than the without-dependents rate.
Honest heads-up about BAH at Minot: Multiple sources including military families themselves note that the off-base rental market can be tight relative to BAH, particularly at junior enlisted rates. Median home prices in Minot sit around $225,000. On-base housing — which is well-regarded here — is often the financially smarter choice for families who can get a spot. Use the DoD BAH Calculator for your exact grade and status, and read the full 2026 BAH rates guide to understand your options.
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 through E-4 | $1,428 | $1,206 |
| E-5 | $1,548 | $1,260 |
| E-6 | $1,980 | $1,485 |
| E-7 | $2,052 | $1,539 |
| E-8 | $2,127 | $1,638 |
| E-9 | $2,229 | $1,764 |
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1 | $1,605 | $1,302 |
| O-2 | $1,977 | $1,542 |
| O-3 | $2,175 | $1,824 |
| O-4 | $2,367 | $2,049 |
| O-5 | $2,508 | $2,088 |
| O-6 | $2,526 | $2,154 |
If buying makes sense for your situation, North Dakota’s home prices are well below the national average and the VA home loan — zero down payment, no PMI — can make ownership achievable at most pay grades here. Many families who own at Minot convert the home to a rental when they PCS, as the demand from the next rotation of military families is reliable.
On-base family housing is privatized and managed by Balfour Beatty Communities. Given Minot’s winters, living on base is the near-universal preference among families who can get a spot — proximity to base amenities, shorter commutes, and not driving 13 miles on icy roads at 6 AM genuinely matters here. There are three on-base neighborhoods, all pet-friendly, with 2–4 bedroom floor plans including garages, master suites, washer/dryer hookups, and open floor plans.
| Neighborhood | Eligibility | Key Amenities |
|---|---|---|
| Prairie Rose Estates | E1–E8; O1–O5; military retirees; DoD civilians; general public | Near main gate, Memorial Middle School, and Dakota West Elementary; community center, indoor splash park, dog park, multiple playgrounds; 2–4BR with garage, patio, deck |
| Sunflower Haven | E1–E9; O1–O6; military retirees; DoD civilians | Near North Plains Elementary, commissary, exchange, fitness center, Youth Center; neighborhood center; 2–4BR with walk-in closets and garage |
| North Point | E1–E9; O1–O6; military retirees; DoD civilians | On-base neighborhood with similar 2–4BR layouts; garages and spacious yards |
| Contact | Phone | Address |
|---|---|---|
| Housing Management Office (HMO) | (701) 723-4660 | Minot AFB, ND 58705 — contact immediately upon receiving orders |
| Balfour Beatty Communities (privatized housing) | (701) 727-0007 | 164 Summit Drive, Minot AFB, ND 58705 |
| Unaccompanied Housing (E1–E3, E4 <3 yrs service) | (701) 723-7284 | 221 Missile Ave, Bldg 221, Minot AFB, ND 58704 |
Unaccompanied housing features private sleeping rooms with furnishings, linens, and supplies. Four dormitories offer four private rooms sharing a common living and kitchen space; nine dormitories offer two sleeping rooms sharing a bathroom with common areas down the hall. Amenities include billiards, foosball, ping pong, a common laundry room, and TV rooms.
For more information on privatized housing details, visit minotafbhomes.com. Use the Air Force Housing Early Assistance Tool (HEAT) to begin connecting with Minot’s housing office before your move date.
The city of Minot is approximately 13 miles south of the base — about a 25–30 minute drive in normal conditions, longer in winter. The North Hill area of Minot is the most popular off-base choice for military families, offering newer duplexes and single-family homes with a shorter relative commute to the base entrance. Median home prices in Minot run approximately $225,000 at around $112 per square foot.
| Area | Drive to Base | Vibe | Best For |
|---|---|---|---|
| North Hill, Minot | ~25 min | Newer construction, duplexes, single-family; most popular military area | Families wanting off-base options closest to Minot amenities and schools |
| Downtown / Central Minot | ~30 min | Mix of older homes, character properties, walkable downtown | Families or singles who want city walkability and local restaurants |
| South / Southwest Minot | ~30–35 min | Established neighborhoods; varied housing stock | Families who prioritize price point and proximity to south Minot schools |
Winter reality check: The drive from Minot to base in a North Dakota blizzard is a different calculation than a clear-day commute. Families who live off-base consistently recommend an AWD or 4WD vehicle, quality winter tires (not all-seasons), and always keeping your gas tank above half. On-base housing removes this variable entirely — one of the strongest arguments for staying on-base at this particular duty station.
There are no DoDEA schools at Minot AFB. The Minot Public School (MPS) District operates all schools serving base families, including two elementary schools and one middle school physically located on the installation.
| School | Grades | Location | Notes |
|---|---|---|---|
| Dakota West Elementary School | K–5 | On base, near Prairie Rose Estates | Serves families on the east side of base; operated by Minot Public Schools |
| North Plains Elementary School | K–5 | On base, near Sunflower Haven | Serves families on the west side of base; a canal divides the two elementary attendance areas |
| Memorial Middle School | 6–8 | On base | All base middle school students attend Memorial; also operated by Minot Public Schools |
| School | Grades | Notes |
|---|---|---|
| Minot High School (Magic City Campus) | 11–12 | Located in Minot; ~30 min from base; base students bused during school year |
| Central Campus | 9–10 | 9th and 10th graders attend Central Campus before moving to Magic City |
| Minot North High School | 9–12 | Alternative campus for families residing in north Minot area |
Important bus note: Base is a 13-mile drive from Minot schools. Bus service runs from November through March for Dakota West, North Plains, and Memorial students. High school students are bused year-round between the Central Campus and Magic City Campus. Families living in Minot off-base should be aware that city bus service is the primary option for in-town students — busing to school is not automatically provided for most in-town families.
Minot Public Schools has a dedicated relationship with the base community. The district is aware of PCS transitions and has enrollment processes designed to accommodate mid-year arrivals. For enrollment assistance, school records transfer, and transition support, contact the Minot AFB School Liaison Office at mafb.school.liaison@us.af.mil or call Minot Public Schools at (701) 857-4400. Private school options include Bishop Ryan Catholic School and Our Redeemer’s Christian School, both in Minot. For additional PCS school transition resources, visit the PCS Toolkit.
Minot AFB is in the TRICARE West Region, managed by Health Net Federal Services. Update your DEERS record immediately upon in-processing. The base clinic is solid for primary and preventive care but has no emergency room — plan accordingly given the remote location.
| Detail | Info |
|---|---|
| Address | 194 Missile Avenue, Minot AFB, ND 58705 |
| Phone (Appointments & Nurse Advice) | (701) 723-5633 |
| Hours | Mon–Fri 7:30 AM – 4:30 PM | Closed 2nd Thursday afternoon (mandatory training) and on ACC family days and holidays |
| Key Services | Primary care, pediatrics, pharmacy, lab, immunizations, radiology, mental health, optometry (limited), dental (active duty), health and wellness, flight medicine |
| Dental Clinic | (701) 723-5565 | Mon–Fri 0800–1600 |
| Mental Health | (701) 723-5527 | Mon–Fri 0730–1630 |
| Emergency Room | No — for emergencies call 911; go to Trinity Hospital in Minot |
| Facility | Phone | Location / Notes |
|---|---|---|
| Trinity Hospital | (701) 857-5000 | 101 3rd Avenue SW, Minot, ND | ~13–14 miles from base | 24/7 ER; surgical services; inpatient care; primary civilian referral center for Minot AFB |
| CHI St. Alexius Health — Minot | (701) 530-7000 | Minot, ND | Additional hospital system serving the Minot metro area |
For TRICARE plan information, network providers, and enrollment, visit minot.tricare.mil or call the TRICARE Nurse Advice Line at (800) 874-2273 for after-hours care coordination.
| Facility | Notes |
|---|---|
| Commissary | Full-service commissary on base; particularly valuable given the remote location and limited off-base grocery options |
| Base Exchange (BX) | On-base retail; clothing, electronics, household goods |
| Fitness Center | On-base gym with group exercise and equipment |
| Indoor Splash Park | Rare amenity — on base near Prairie Rose Estates; a major quality-of-life win for families with young children, especially during long winters |
| Dog Park | On-base, fenced dog park in housing area |
| David C. Jones Youth Center | (701) 723-2838 | After-school and teen programs (ages 5–18); registration through militarychildcare.org |
| Child Development Center (CDC) | On-base infant and preschool childcare; register early via militarychildcare.org — waitlists are common |
| Airman & Family Readiness Center (A&FRC) | Relocation workshops, financial counseling, spouse employment support, deployment resources |
| Base Training and Education Center (BTES) | On-base college courses; CLEP/DANTES testing; tuition assistance; walk-in counselors Mon–Fri 1000–1500 |
| Chapel | Multiple services weekly; family support programs |
| Legal Assistance | Wills, POAs, and PCS legal support |
Minot AFB routinely experiences some of the harshest weather of any CONUS duty station. This is not hyperbole — it’s the information you need to plan your move well. The good news is that families who prepare properly find it completely manageable. The ones who don’t prepare are the ones who struggle.
| Season | What to Expect |
|---|---|
| Winter (Nov–Mar) | Average January high of 15°F; lows regularly reach -10°F to -20°F; wind chills can push to -40°F or below; heavy snow; white-out blizzard conditions possible; base may restrict driving during severe storms |
| Spring (Apr–May) | Highly variable — 50°F one day, snow the next; flooding can be an issue as snowmelt runs off; brief but beautiful when it settles |
| Summer (Jun–Aug) | Warm and pleasant; 80–85°F average; long days with 15+ hours of sunlight; genuinely wonderful; residents say summer at Minot is among the best of any duty station |
| Fall (Sep–Oct) | Short and spectacular; brilliant foliage; temperatures drop fast — snow can arrive in October |
Winter prep checklist every family needs: AWD or 4WD vehicle with winter tires (not all-seasons), a quality battery warmer or engine block heater, an emergency kit for your car (blanket, jumper cables, sand/kitty litter, shovel, hand warmers), quality cold-weather gear for every family member including children, and a general mindset that outdoor plans are subject to weather cancellation at any point from November through March.
The flip side: the Northern Lights are visible multiple times per year at Minot — a genuinely spectacular phenomenon that families consistently cite as one of their most memorable experiences from this assignment. Summer evenings are long, mild, and beautiful. And the sense of community that develops when everyone is weathering the same conditions together is something families who’ve been through it describe as unlike anything else in military life.
In Minot: The Roosevelt Park Zoo is the oldest zoo in North Dakota and a great family option year-round. The Dakota Territory Air Museum is a must-visit for aviation families — an impressive collection that resonates especially when you’re stationed at a bomber base. The Scandinavian Heritage Park honors the area’s deep Norwegian roots and is a beautiful, unique spot. Downtown Minot has a legitimate restaurant scene for its size: locals recommend Prairie Sky Breads for breakfast, The Starving Rooster and Off the Vine for dinner, and 10th North Main for a night out.
Outdoors: The Souris River runs through the Minot area and offers fishing, kayaking, and walking trails. Lake Sakakawea — one of the largest reservoirs in the United States — is within driving distance and draws families for boating, fishing, and camping. The International Peace Garden straddles the North Dakota-Manitoba border about an hour north and is a genuinely unique North American experience.
Annual events: The North Dakota State Fair comes to Minot each July and is a major regional event. The Norsk Høstfest in October is North America’s largest Scandinavian festival — draws visitors from across the country and is something families at Minot look forward to every year.
Day trips: Bismarck is approximately 2 hours south, offering a full mid-size city experience, the State Capitol, the North Dakota Heritage Center, and more restaurants and shopping options than Minot. Fargo is about 3 hours east. Winnipeg, Canada, is a genuine city about 2.5 hours north — a passport and a weekend makes for a memorable PCS-era trip.
The Minot AFB PCS Pay It Forward® group is where families who’ve done this assignment share what they know. Housing leads, weather tips, schools feedback, contractor recommendations, and the social network you’ll want before you arrive. Join early — the relationships you build here often start before you’ve loaded a single box.
For your full move toolkit, visit PCS Resources. For guides on other installations, use the Find Your Base directory. If you’re doing a DITY/PPM move, the DITY move guide is essential reading — especially for a northern winter PCS where planning timing around weather matters.
Contact the Housing Management Office at (701) 723-4660 the day you receive orders. The HMO will walk you through the application process and waitlist status. For privatized housing availability and lease questions, contact Balfour Beatty Communities directly at (701) 727-0007 at 164 Summit Drive, Minot AFB, ND 58705. You can also use the Air Force Housing HEAT tool to begin the process before your arrival date. On-base housing is strongly recommended at Minot given the winter driving conditions — contact as early as possible.
2026 BAH at Minot increased 5.2% from 2025. An E-5 with dependents receives $1,548/month; an E-6 with dependents receives $1,980/month; an O-3 with dependents receives $2,175/month. Important context: the off-base rental market in Minot can be tight relative to BAH, particularly at junior enlisted rates. On-base housing is often the more financially sound option. Use the DoD BAH Calculator for your exact grade and dependency status.
No. Minot Public Schools operates all schools serving base families, including two elementary schools and one middle school physically located on the installation. Dakota West Elementary serves the Prairie Rose Estates side; North Plains Elementary serves the Sunflower Haven side; Memorial Middle School serves all on-base 6th–8th graders. High schoolers attend Minot High School (9th–10th at Central Campus, 11th–12th at Magic City Campus) — bus service runs from base to Minot during the school year. Contact the School Liaison Office at mafb.school.liaison@us.af.mil for enrollment help and records transfer.
No. The 5th Medical Group provides outpatient primary care, Monday through Friday 7:30 AM–4:30 PM at (701) 723-5633. The clinic closes 2nd Thursday afternoons for mandatory training. For emergencies, call 911 or go to Trinity Hospital in Minot at (701) 857-5000, approximately 13–14 miles from the base. Given the remote location and potential for winter driving conditions, having a plan for off-base emergencies before they occur is especially important at Minot.
Very cold. Average January highs are around 15°F; lows regularly reach -10°F to -20°F; wind chills can push to -40°F or below during severe weather events. Blizzard conditions can reduce visibility to near zero and the base may restrict vehicle travel during severe storms. This is genuinely one of the coldest duty stations in CONUS. Prepare accordingly: AWD or 4WD with winter tires, block heater for your engine, quality cold-weather gear for the entire family, and a car emergency kit. Families who prepare find it completely manageable — North Dakotans live this every year. The summers, conversely, are beautiful.
The North Hill area of Minot is the top off-base choice, offering newer duplexes and single-family homes at a relatively shorter drive to the base entrance compared to south Minot. Downtown and central Minot provide more character and walkability. However, given the winter driving conditions — 13 miles on North Dakota roads in a blizzard is not trivial — many families who initially plan to live off-base end up preferring on-base housing once they’ve experienced a full winter here.
Minot is in the TRICARE West Region, managed by Health Net Federal Services. Update your DEERS record immediately upon in-processing — gaps in coverage occur when this step is skipped. For plan information, network providers, and enrollment, visit minot.tricare.mil. The TRICARE Nurse Advice Line at (800) 874-2273 provides after-hours care coordination.
For families planning longer tours or interested in building equity, buying in Minot can make sense. Median home prices sit around $225,000 — well below the national average — and the VA home loan eliminates the down payment and PMI barriers. Many Minot families retain the property as a rental after PCSing, since the consistent military rotation provides reliable rental demand. The key consideration is tour length and your confidence you can rent or sell if orders move you sooner than expected. Learn how your benefit works at pcspayitforward.com/va-home-loan.
The community. Minot’s relative isolation means families rely on each other in a way that doesn’t always happen at larger, more urban bases. The missile mission means frequent field rotations, which creates a culture of mutual support among families on base. The Northern Lights, summer sunsets, and genuinely spectacular outdoor recreation add up. And families who’ve served at high-cost, high-traffic installations often find that Minot’s pace — its quiet, its stars, its lack of traffic — becomes something they didn’t know they needed until they had it.
BAH Calculator 2026: Basic Allowance for Housing by Location TL;DR: 2026 BAH rates increased an average of 4.2% nationwide, effective January 1. Use the calculator
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