Military Bases in Maine: PCS Guide

TL;DR: Maine’s military footprint is small, strategically important, and unlike any duty station you’ve probably had before — centered on Portsmouth Naval Shipyard in Kittery, the Bangor Air National Guard Base, and Coast Guard Sector Northern New England in South Portland. This guide covers every active installation, 2026 housing and BAH data, TRICARE access, state tax benefits, and the honest reality of military life in the Pine Tree State.

If your orders say Maine, get ready for a genuinely different PCS experience. This state doesn’t have a sprawling mega-base with tens of thousands of service members, miles of military housing, and a PX the size of a Walmart. However, it offers something harder to find at larger installations — a tight-knit community, stunning outdoor access, low crime, and quality of life that military families here consistently describe as underrated.

Additionally, Maine stands out financially. Military retirement pay faces zero state income tax. Active-duty members stationed outside Maine keep their Maine residency without owing state income tax on their military pay. Furthermore, the state’s veteran property tax exemptions and the SaluteME mortgage program give military homebuyers real advantages that many service members overlook.

Before you dive in, start your PCS Plan here to map out your timeline, checklist, and housing budget. Then use this guide for the installation-specific details you need to land well.

Also, review the 2026 military pay charts so you know exactly what you’re working with before you start calculating housing options.

Military Installations in Southern Maine

Southern Maine anchors the state’s largest and most historically significant active military installation. Kittery sits at the very tip of Maine, separated from Portsmouth, New Hampshire, by the Piscataqua River — and home to a shipyard that has been operating for more than 225 years.

Portsmouth Naval Shipyard (Kittery, Maine)

Portsmouth Naval Shipyard is the oldest continuously operating shipyard in the United States Navy. President John Adams signed the authorization that established it on June 12, 1800. Initially built to construct warships, the shipyard evolved over two centuries into the Navy’s premier submarine maintenance hub. Today, its core mission is the overhaul, repair, and modernization of Los Angeles-class and Virginia-class nuclear-powered attack submarines.

Geographically, PNSY sits entirely on Seavey Island in the Piscataqua River. Two bridges connect it to Kittery, Maine. However, the mailing address uses a Portsmouth, NH zip code — which creates confusion for nearly every service member who receives orders here. Specifically, the base operator number is 207-438-1000. Plan on explaining this to your bank, your children’s school enrollment office, and anyone else who asks where you’re stationed.

Portsmouth Naval Shipyard is one of only four remaining active naval shipyards in the entire country. Consequently, its work is both strategic and irreplaceable. Most of the workforce is civilian, with approximately 200 active-duty Navy officers and enlisted personnel assigned there. For military families, that means a smaller on-base support ecosystem than you’d find at a major fleet concentration area — but the base still maintains solid family-focused programs.

Checking In at PNSY

Military members reporting to Portsmouth Naval Shipyard must check in at the Base Support Office, Building 86, first floor, during normal business hours — call 207-438-1112. After-hours arrivals should contact the Shipyard Duty Officer at 207-451-3405. The Fleet and Family Support Center (FFSC) is located at Building 241 and provides relocation assistance, financial counseling, deployment support, and more — call 207-438-1441 before you arrive to get ahead of the line.

On-base housing

On-base housing at PNSY is privatized and managed by Balfour Beatty Communities under the NSY Portsmouth Homes program. Two distinct neighborhoods serve military families. Officers O1 through O9 occupy the On-Base neighborhood, which sits directly on Seavey Island. Admiralty Village sits just off base and welcomes all ranks, military retirees, and DoD civilian employees. Floor plans range from 2 to 5 bedrooms and include water views, carports, patios, updated kitchens, and ample storage.

To apply for housing, contact Balfour Beatty Communities at 207-439-5052, Monday through Friday, 8 a.m. to 5 p.m. The Housing Service Center is located at 67 Philbrick Avenue, Kittery, ME 03904 — call them at 847-688-3440. Unaccompanied housing inquiries go to 207-438-1749 or 207-438-1513. E1–E3 and most E4s with fewer than four years of service must live in barracks rather than draw BAH for off-base housing.

Off-base neighborhoods

Southern Maine and the New Hampshire Seacoast give PNSY families a range of options. Kittery itself is scenic and convenient, but it runs approximately 17% above the national average for cost of living. Many families choose to live slightly inland to reduce housing costs. York, Eliot, South Berwick, and Berwick on the Maine side offer good value with reasonable commute distances.

Across the state line in New Hampshire, Portsmouth, Newmarket, Stratham, and Exeter are consistently popular with Navy families. Schools near Kittery are served by RSU 35/Kittery School District — call 207-438-3200 for enrollment information. There are no DoDEA schools in Maine. All dependent students attend local public or private schools. Notably, the 2026 BAH rates for the Kittery/Portsmouth MHA reflect the elevated cost of the Seacoast region, so check your specific rate by pay grade before signing a lease.

Military Installations in Central Maine

Central Maine’s military presence centers on Bangor, where the Maine Air National Guard shares an airport with civilian aviation and operates one of the few KC-135 refueling wings in the Northeast. Bangor is also significantly more affordable than southern Maine — a real asset for military families watching their BAH carefully.

Bangor Air National Guard Base

Bangor Air National Guard Base (Bangor ANGB) shares its runway with Bangor International Airport, located in the heart of the city. It serves as the home of the 101st Air Refueling Wing (101 ARW), the Maine Air National Guard’s primary flying unit. The 101 ARW flies the KC-135R Stratotanker and delivers aerial refueling support to Air Force, Navy, Marine Corps, and allied-nation aircraft worldwide.

If federally activated, the 101 ARW is operationally gained by Air Mobility Command (AMC). In state status, the wing supports homeland defense, aeromedical evacuation, and Maine civil support missions. Locally, the unit is known as the “MAINEiacs” — a nickname that reflects genuine community pride. The wing has participated in exercises ranging from Arctic Challenge to Atlantic Alliance, deploying air refueling capability around the globe from its central Maine base.

Full-time Active Guard/Reserve (AGR) members at Bangor ANGB receive standard military benefits, including BAH calculated using Bangor-area zip codes. The Military and Family Readiness Programs office address is 101 Maineiac Avenue, Suite 505 — call 207-404-7494 for support services. A commissary operates at 99 Pesch Circle, Suite 420 (207-404-7700) and an Exchange Troop Store at Suite 425 (207-942-1809).

On-base housing

Bangor ANGB does not operate traditional base housing for military families. Most full-time AGR and Title 10 activated personnel live in the surrounding community and draw BAH accordingly. On-base billeting may be available during drill weekends and activations — contact the unit First Sergeant or orderly room for specific availability. The base’s commissary and Exchange access remain available to all entitled personnel during operating hours.

Off-base neighborhoods

Bangor is one of the most affordable military communities in New England. The median home price in Bangor sits at approximately $287,000 as of early 2026 — well below the national average and dramatically less than southern Maine’s Seacoast region. Brewer, Veazie, Hampden, Orono, and Old Town are all popular with military families for their affordability, low crime, and proximity to the base.

Orono is particularly worth considering for families with a military spouse pursuing higher education or with college-age dependents. The University of Maine main campus sits there, with strong degree programs and dedicated veteran support services. Schools in the Bangor area fall under the Bangor School Department (207-992-4150) and surrounding RSU districts. Overall, schools are solid and the Bangor community has a long, positive relationship with its Guard unit.

Military Presence in Greater Portland and Coastal Maine

Greater Portland and Maine’s coastline host one of the most operationally broad Coast Guard sectors in the country. Maine’s 3,500 miles of tidal shoreline — the most complex in the lower 48 — make its maritime mission both challenging and essential.

Coast Guard Sector Northern New England (South Portland)

Coast Guard Sector Northern New England is headquartered at Coast Guard Base South Portland, just minutes from Portland’s downtown. The sector oversees all Coast Guard operations across Maine, New Hampshire, Vermont, and northeastern New York. Its area of responsibility covers more than 5,000 miles of coastline and 11,000 square nautical miles of open water.

Approximately 1,100 active duty, civilian, reserve, and auxiliary personnel serve under the sector’s command. Operationally, its missions include search and rescue, marine environmental protection, port security, and border operations with Canada. Notably, Coast Guard families stationed here integrate deeply into civilian life. Members coach youth sports, serve on school PTAs, and build lasting community roots in a way that’s distinctly Coast Guard culture — far different from the isolation some military families feel at larger bases.

The Family Support Center for Sector Northern New England is reachable at 207-741-3103. Legal services are available at 207-741-3104. South Portland School Department (207-774-3105) handles enrollment for dependent children in the area. The sector does not operate a commissary on site, so families rely on local grocery options and commissary access at PNSY (approximately 45 minutes south on I-95).

On-base housing

Sector Northern New England does not operate traditional base housing for military families. Most Coast Guard members stationed here live throughout South Portland, Cape Elizabeth, and the greater Portland metro area. TRICARE access through Martin’s Point Health Care (1-888-241-4556) covers the full southern Maine and Greater Portland region effectively.

Off-base neighborhoods

South Portland, Cape Elizabeth, Scarborough, and Saco are popular with Coast Guard families for their balance of cost and proximity to Portland’s amenities. However, be clear-eyed about Portland’s housing market. Median home prices in the city proper have surged past $660,000 in 2026, making Portland one of the most expensive markets in New England. South Portland and Scarborough offer significantly better value while keeping commutes manageable. Schools in both communities deliver solid college prep tracks and active athletic programs.

Maine Army National Guard

The Maine Army National Guard maintains its headquarters at Camp Keyes (Camp Chamberlain) in Augusta, at 23 Blue Star Avenue. DEERS and ID Card/CAC services there are reachable at 207-430-5914. Armories and training facilities operate throughout the state, from Bangor to Portland to the northernmost counties near the Canadian border. Mobilizations and Title 10 activations bring Guard members onto active-duty status with full BAH, TRICARE, and benefits entitlements. For education support, the MEARNG Education Office is reachable at ng.me.arng.list.j1-esos@army.mil or through Distributive Learning Centers in Augusta (207-430-5647), Bangor (207-430-5853), or Lewiston (207-430-5486).

What Happened to NAS Brunswick?

Many people searching “military bases in Maine” still encounter Naval Air Station Brunswick in search results. NAS Brunswick was the last military airfield in the northeastern United States operating under DoD jurisdiction. However, the 2005 Base Realignment and Closure (BRAC) commission directed its full closure. The installation formally closed on May 31, 2011.

Today, the former base has been redeveloped as Brunswick Landing — a mixed-use community that includes private businesses, residential housing, Brunswick Executive Airport, and educational tenants including several colleges. It no longer functions as a military installation. The military assigns no active-duty service members there. If you receive PCS orders to Maine and feel confused about which installation you’re assigned to, verify immediately with your gaining command.

Living in Maine as a Military Family

Maine will surprise you — for better and for worse. Here is the honest version that military families already here would tell you.

Maine Winters Are Not a Joke

Winters in Maine are serious business. November through April can bring heavy snowfall, sustained cold, ice storms, and heating bills that will test your budget. Coastal southern Maine near Kittery sees milder winters than Bangor or Augusta. However, even the coast gets significant snow and ice accumulation. Central Maine winters are significantly more intense than the coast.

Specifically, budget for heating. Heating oil costs in Maine run notably above the national average. Insulated boots, quality outerwear, and a reliable ice scraper become non-negotiable items, not seasonal accessories. On the other hand, if your family skis, snowshoes, or loves a genuine four-season outdoor lifestyle, Maine winter is an asset, not a liability.

The Military Community Is Small and Tight-Knit

Maine does not have the massive military ecosystem you find at Fort Liberty, Norfolk, or Joint Base Lewis-McChord. The active-duty footprint is genuinely small — and that changes the social experience of a PCS significantly. Newcomers to Maine sometimes feel socially isolated in the first few months because the traditional base-centric social life simply doesn’t exist here the way it does elsewhere.

However, the families who put in the effort consistently report one of the tightest military communities they’ve experienced. The civilian population in Kittery, Bangor, and South Portland is genuinely warm toward military families. Additionally, the PCS Pay It Forward® network and installation-specific Facebook groups are your fastest path to finding your people before you arrive. Use the base guide directory to locate the right group for your installation now.

Schools, Safety, and Quality of Life

Maine consistently ranks among the safest states in the country. Schools in the Kittery, South Portland, and Bangor areas are generally solid, though quality varies by district — research individual schools before selecting a neighborhood. DoDEA does not operate schools in Maine, so your children will attend local public schools from day one.

On the other hand, quality of life in Maine is genuinely exceptional. Outdoor recreation is world-class. Hiking in Acadia National Park, kayaking the coast, skiing at Sunday River or Sugarloaf, fishing the lakes and rivers, and eating the freshest lobster of your life are all part of everyday life here. Maine has a way of recalibrating what a PCS can feel like when you stop measuring it against the size of the base and start measuring it by how your family actually lives.

TRICARE in Maine

TRICARE in Maine operates primarily through Martin’s Point Health Care, a regional network built specifically to serve military families in Maine and northern New England. Martin’s Point is reachable statewide at 1-888-241-4556. Families near Portsmouth Naval Shipyard also access on-base care at the Portsmouth Naval Branch Health Clinic. Call Health Services at 207-438-1160 to schedule appointments. TRICARE Dental runs through UCCI at 844-653-4061.

Using Your VA Home Loan in Maine

Maine is a genuinely solid VA loan market in 2026 — particularly outside the Portland metro area. The statewide median home price sits around $372,300, and inventory has grown by more than 26% year over year. Buyers now have more options than they’ve seen in years. Bangor stands out for VA buyers, with a median price around $287,000 and a moderately competitive pace of 59-plus days on market.

Furthermore, Maine’s housing market is historically stable. Unlike volatile markets near large active-duty installations, Maine doesn’t experience the dramatic swings seen when a base announces a major force structure change. Your BAH at most Maine duty stations can cover a mortgage payment on a home that builds real equity — rather than paying someone else’s rent for three years.

The VA home loan guide walks you through the full benefit — zero down payment, no private mortgage insurance, competitive interest rates, and a potential funding fee waiver if you have a service-connected disability. Maine also offers a state-specific layer on top of your VA loan.

The SaluteME and Salute Home Again Mortgage Program

The Maine State Housing Authority administers the SaluteME (Salute Home Again) program, which provides active-duty troops, veterans, and military retirees a 0.5% discount on mortgage interest rates through MaineHousing. Income and home purchase price limits apply, but most Maine households and homes qualify. For many military buyers, stacking this program with a VA loan produces the most favorable terms available in the state.

Before you start shopping for a home, confirm your 2026 BAH rate using your duty station zip code and pay grade. Also, read through the PCS tax write-off guide so you understand what’s deductible from your move. If you’re handling your own household goods shipment, the DITY/PPM move guide covers the full process and reimbursement details for Maine.

On-base housing

If you select on-base housing at Portsmouth Naval Shipyard, Balfour Beatty Communities manages NSY Portsmouth Homes under a privatized housing arrangement. Options include 2–5 bedroom homes in two neighborhoods — On-Base (officers) and Admiralty Village (all ranks and retirees). Contact Balfour Beatty at 207-439-5052 to check availability and start your application well before your report date, as wait times vary by bedroom count and season.

Off-base neighborhoods near each installation

Near Portsmouth Naval Shipyard, York, Eliot, South Berwick, and Berwick on the Maine side provide good value with reasonable commutes. Across the state line, Portsmouth, Newmarket, Stratham, and Exeter in New Hampshire are consistently strong for Navy families. Around Bangor ANGB, Brewer, Veazie, Hampden, and Orono offer affordable housing with short commutes and excellent outdoor access. For families near USCG Sector Northern New England in South Portland, Cape Elizabeth, Scarborough, and Saco deliver the best balance of cost, school quality, and access to Portland’s dining and cultural scene.

For general PCS moving strategy, the military moving tips guide helps you time your housing search and avoid the most common mistakes military families make during a move to a new region.

Maine State Financial and Veteran Benefits

Maine is one of the better states in the Northeast for military financial planning. The combination of zero military retirement tax, meaningful property exemptions, and the SaluteME mortgage program creates real long-term advantages for families considering Maine as a permanent home.

Maine Income Tax and Military Pay

Maine does not tax military retirement pay. Additionally, active-duty service members stationed outside Maine who maintain Maine as their legal state of residence owe no Maine state income tax on their military pay. Eligible nonresident military spouses similarly do not owe Maine income tax on wages earned in the state. Survivor Benefit Plan (SBP), Reserve Component SBP, and Retired Serviceman’s Family Protection Plan annuities are also exempt from Maine state income tax.

In contrast to high-tax Northeast neighbors like Massachusetts and New York, Maine’s treatment of military pay and retirement benefits is meaningfully more favorable. For military retirees considering whether to claim Maine as their permanent home, the retirement pay exemption alone can save thousands of dollars annually.

Maine Veteran Property Tax Exemptions

Maine offers property tax exemptions to qualifying veterans — and the current framework rewards both wartime service and service-connected disability. Veterans who served during a federally recognized war period and are 62 or older, or who hold a 100% VA disability rating, qualify for a $6,000 exemption on their home’s assessed value. When stacked with Maine’s standard homestead exemption of $20,000, total relief can reach $26,000 for qualifying veterans.

Paraplegic veterans who received a federal VA grant for a specially adapted housing unit may qualify for up to $50,000 in property tax relief. All applications must be submitted to your local municipal assessor by April 1 each year. The Maine Bureau of Veterans’ Services provides free application assistance through offices located throughout the state — call 207-430-6000 to connect with your nearest office.

Also note: totally disabled veterans receiving federal pension or compensation may qualify for vehicle registration excise tax exemptions. Contact the Maine Bureau of Veterans’ Services to confirm your specific eligibility.

National Guard Tuition Benefits

Maine Army and Air National Guard members receive a 100% tuition waiver at any Maine state institution of higher education. Furthermore, dependents of Maine veterans who are permanently and totally disabled, killed in action, or who died of a service-connected disability qualify for a 100% tuition and fee waiver at Maine public universities and colleges. For Guard families committed to staying in Maine long-term, this benefit adds substantial financial value to the overall compensation picture.

Hunting, Fishing, and Recreation Benefits

Military members stationed in Maine and their dependents pay resident rates for hunting, fishing, and trapping licenses — a benefit that adds up quickly in a state where the outdoors are this central to daily life. Veterans with a service-connected disability rating of at least 50% receive a free lifetime hunting, fishing, trapping, archery, muzzle-loading, and pheasant stamp license. Additionally, Maine offers reduced state park and campground fees for veterans. For outdoor-loving military families, these benefits are genuinely meaningful year after year.

Frequently Asked Questions: Military Bases in Maine

Is Portsmouth Naval Shipyard in Maine or New Hampshire?

Portsmouth Naval Shipyard is physically located in Kittery, Maine, on Seavey Island in the Piscataqua River. However, it uses a Portsmouth, New Hampshire mailing address — which confuses nearly everyone who receives orders there. For check-in, military members report to Building 86 on Seavey Island, which is on the Maine side of the river. The base operator number is 207-438-1000. Your housing BAH is calculated using Maine zip codes, not New Hampshire zip codes.

What military bases are currently active in Maine in 2026?

Maine has one major active Navy installation (Portsmouth Naval Shipyard in Kittery), one Air National Guard base (Bangor ANGB, home to the 101st Air Refueling Wing), and Coast Guard Sector Northern New England in South Portland. Additionally, the Maine Army National Guard maintains its headquarters at Camp Keyes in Augusta with armories statewide. NAS Brunswick closed in 2011 and is no longer active — it has been redeveloped as Brunswick Landing.

Does Maine tax military retirement pay?

No. Maine does not tax military retirement pay. Active-duty service members stationed outside Maine who claim Maine as their state of legal residence also pay no Maine income tax on their military pay. Survivor Benefit Plan annuities and military disability retirement pay are similarly exempt from Maine state income tax. These benefits make Maine one of the more financially attractive states in the Northeast for military retirees.

What is BAH for Portsmouth Naval Shipyard in 2026?

BAH for PNSY is calculated using Kittery, Maine zip codes within the Portsmouth/Kittery Military Housing Area. Rates vary by pay grade and dependent status, and the Seacoast region carries higher BAH than most of inland Maine due to elevated housing costs. Check the full 2026 BAH breakdown at pcspayitforward.com/2026-bah/ and use the DoD BAH calculator to confirm your specific rate before committing to a lease or purchase.

Is there on-base housing at Portsmouth Naval Shipyard?

Yes. Balfour Beatty Communities manages on-base and privatized off-base housing at PNSY through NSY Portsmouth Homes. Two neighborhoods serve military families — the On-Base neighborhood for officers (O1–O9) and Admiralty Village for all ranks, retirees, and DoD employees. Homes range from 2 to 5 bedrooms with water views and updated amenities available. Contact Balfour Beatty at 207-439-5052 to apply. Junior enlisted E1–E4 must typically live in unaccompanied barracks housing.

Are there DoDEA schools in Maine?

No. DoDEA does not operate schools in Maine. All military dependent children attend local public or private schools. Families near PNSY enroll through the Kittery School District (207-438-3200). The Bangor School Department (207-992-4150) handles enrollment near Bangor ANGB. South Portland School Department (207-774-3105) serves the area around USCG Sector Northern New England. Research individual schools by neighborhood before signing a lease — school quality varies across districts.

What are the best neighborhoods for Navy families near Portsmouth Naval Shipyard?

On the Maine side, York, Eliot, South Berwick, and Berwick offer solid value with manageable commutes to Kittery. Across the river in New Hampshire, Portsmouth, Newmarket, Stratham, and Exeter are consistently popular with Navy families for their schools, community feel, and amenities. Living slightly farther inland — whether in Maine or New Hampshire — typically reduces housing costs compared to waterfront Kittery. Many families commute 20–30 minutes to keep more of their BAH in their pocket.

What are the best neighborhoods near Bangor Air National Guard Base?

Brewer, Veazie, Hampden, Orono, and Old Town are popular with military families assigned to Bangor ANGB. Bangor itself is among the most affordable military communities in New England, with a 2026 median home price around $287,000. Orono is especially appealing for families with college-age dependents or a military spouse pursuing a degree — the University of Maine main campus is located there with strong degree programs and veteran support services.

How does TRICARE work in Maine?

TRICARE in Maine is primarily served through Martin’s Point Health Care, a regional network built specifically for military families in Maine and northern New England. Call Martin’s Point at 1-888-241-4556 or visit martinspoint.org to locate providers near your duty station. Military families near PNSY also have access to the Portsmouth Naval Branch Health Clinic for on-base care — schedule appointments through Health Services at 207-438-1160. TRICARE Dental is available through UCCI at 844-653-4061.

What veteran property tax exemptions does Maine offer?

Maine provides a $6,000 property tax exemption for qualifying veterans — specifically those 62 or older who served during a recognized wartime period, or veterans with a 100% VA disability rating. Combined with the standard Maine homestead exemption, total relief can reach $26,000 for qualifying veterans. Paraplegic veterans who received a federal VA housing grant can qualify for up to $50,000 in exemptions. Applications must be filed with your local municipal assessor by April 1 each year. Contact the Maine Bureau of Veterans’ Services at 207-430-6000 for free application assistance.

What happened to NAS Brunswick?

Naval Air Station Brunswick was the last DoD-operated military airfield in the northeastern United States. The 2005 BRAC commission directed its closure, and it officially closed on May 31, 2011. Brunswick Landing — a mixed-use community with businesses, residential housing, Brunswick Executive Airport, and educational tenants — now occupies the former installation. No active-duty assignments go there today.

Is Maine a good state for military retirement?

Yes — Maine is a strong retirement option, particularly in the Kittery-Portsmouth area and the greater Bangor region. Military retirement pay faces zero state income tax. Veteran property tax exemptions provide meaningful annual savings. Furthermore, the SaluteME mortgage program from Maine Housing offers a 0.5% rate discount that stacks well with a VA loan. The primary considerations are Maine’s serious winters, above-average heating costs, and a relatively smaller military retiree community compared to major retirement hubs like Hampton Roads or the Carolinas.

Key Takeaways

• Maine’s active military footprint in 2026 centers on three installations: Portsmouth Naval Shipyard in Kittery (Navy), Bangor Air National Guard Base (Air National Guard/101st ARW), and Coast Guard Sector Northern New England in South Portland.
• Portsmouth Naval Shipyard is physically in Kittery, Maine — despite its Portsmouth, NH mailing address. Report to Building 86 upon arrival and call 207-438-1000 for the base operator.
• Maine does not tax military retirement pay, active-duty pay earned while stationed outside Maine, or SBP annuities — a major long-term financial advantage over neighboring high-tax states.
• On-base housing at PNSY is managed by Balfour Beatty Communities (207-439-5052). Off-base, York, Eliot, and South Berwick give Navy families strong value near Kittery without paying waterfront premiums.
• Bangor is one of the most affordable military communities in all of New England, with a 2026 median home price around $287,000 — making it a compelling VA loan market.
• TRICARE in Maine runs through Martin’s Point Health Care at 1-888-241-4556. Save that number before you arrive — it covers the whole state.
• The SaluteME/Salute Home Again mortgage program from Maine Housing cuts your rate by 0.5% and stacks well with your VA loan — don’t leave that benefit on the table.
• Maine winters are serious. Budget for heating costs, buy real winter gear, and research neighborhoods before committing to a school district — DoDEA does not operate here.
• Use your PCS Plan, confirm your 2026 BAH rates, and get your VA loan pre-approval started well before your report date.