PCSing to Fort Hood: 2026 Base Guide for Military Families

Quick Facts: Fort Hood, Texas

Detail	Information
Installation Type	U.S. Army (Active Duty)
Location	Killeen, Texas (Central Texas)
Size	~215,000 acres (largest U.S. Army installation by land area)
Major Units	III Armored Corps, 1st Cavalry Division
Total Personnel	~36,000 active duty; ~60,000 total
Nickname	“The Great Place”
Nearest Cities	Killeen (adjacent), Copperas Cove (west), Harker Heights (east), Temple (east)
Nearest Major City	Austin (~65 miles south, ~1 hour)
In-Processing Location	Copeland Soldier Service Center (CSSC), Bldg 18010
In-Processing Phone	(254) 287-3832
Main Hospital	Carl R. Darnall Army Medical Center | (254) 288-8000
Housing Provider	Cavalry Family Housing (Lend-Lease) | (254) 287-6434
State Income Tax	None — Texas has no state income tax

About the Name: Fort Hood Is Back

You may have seen “Fort Cavazos” on older documents, maps, and websites. On June 11, 2025, the installation was officially redesignated Fort Hood. The redesignation honors Col. Robert Benjamin Hood, a World War I hero who received the Distinguished Service Cross for directing artillery fire under enemy attack in France. A formal ceremony took place July 28, 2025, at III Armored Corps Headquarters. Consequently, Fort Hood is the correct and official name. Any reference to Fort Cavazos on your orders or older paperwork simply reflects the previous 2023–2025 designation.

Ready to start planning your move? Start your personalized PCS Plan here — our Ambassadors can build you a custom relocation roadmap for Fort Hood.

2026 BAH Rates for Fort Hood

The 2026 BAH rates for Fort Hood represent a meaningful increase from 2025 levels. Additionally, Central Texas remains one of the most affordable housing markets at any Army installation — meaning your BAH goes further here than it does at most duty stations. For most families at E-5 and above, BAH will comfortably cover rent with money left over.

Full 2026 BAH Table — Fort Hood, TX Military Housing Area

Pay Grade	With Dependents	Without Dependents
Enlisted
E-1	$1,662	$1,374
E-2	$1,662	$1,374
E-3	$1,662	$1,374
E-4	$1,662	$1,374
E-5	$1,695	$1,530
E-6	$1,920	$1,626
E-7	$2,070	$1,668
E-8	$2,238	$1,746
E-9	$2,409	$1,806
Warrant Officer
W-1	$1,938	$1,665
W-2	$2,139	$1,743
W-3	$2,346	$1,812
W-4	$2,433	$1,950
W-5	$2,544	$2,109
Officer (Prior Enlisted)
O-1E	$2,100	$1,692
O-2E	$2,313	$1,788
O-3E	$2,451	$1,908
Officer
O-1	$1,731	$1,623
O-2	$1,917	$1,689
O-3	$2,340	$1,833
O-4	$2,577	$2,076
O-5	$2,748	$2,169
O-6	$2,769	$2,325
O-7	$2,787	$2,361

Rates are effective January 1, 2026, for the Fort Hood, TX Military Housing Area (MHA). Use the DoD BAH Calculator to verify your specific rate. For a full breakdown of how BAH works, visit our 2026 BAH rates guide.

What Your BAH Gets You in 2026

An E-5 with dependents receives $1,695 per month. In Killeen or Harker Heights, that comfortably covers a solid 3-bedroom rental. In fact, average 3-bedroom rents in the area range from $1,100–$1,400 in Killeen, $1,200–$1,500 in Harker Heights, and $1,000–$1,300 in Copperas Cove. For E-6 and above, a 4-bedroom home is within reach in most neighborhoods. Moreover, the average cost per square foot in the Fort Hood area is approximately $76 — making this one of the best duty stations in the Army to use your VA Home Loan benefit.

Housing at Fort Hood

Housing is the first thing most families research after getting orders. Fortunately, Fort Hood gives you solid options both on and off post. However, the right choice depends heavily on your rank, family size, and which side of base your Soldier works on.

On-Post Housing

On-post housing at Fort Hood is privatized and managed by Cavalry Family Housing (Lend-Lease). Overall, the neighborhoods offer included utilities, 24-hour maintenance, playgrounds, community pools, and a close-knit military community. To apply or inquire, contact the Housing Services Office at the Copeland Center or call Cavalry Family Housing at (254) 287-6434. Additionally, apply as soon as you have orders — waitlists exist, and early applications improve your options significantly.

On-Post Neighborhoods at Fort Hood

• Comanche I: One of the most popular neighborhoods on post. These 2–3 bedroom, single-story homes include sliding glass doors to a backyard area and access to golf courses, the Exchange, commissary, and trails.
• Chaffee Village: Duplex-style homes with 2BR/1.5BA layouts, approximately 900 sq ft. Utilities included. Good for junior enlisted.
• Liberty Village and Montague Village: Family-friendly communities with amenity access throughout the installation.
• Venable 3: Spacious 3BR/2BA homes at 1,246 sq ft. Outdoor deck areas and proximity to neighborhood resources.
• Kouma: Large 4-bedroom floor plans across two stories. Well suited for larger families.

Pet policy: 2 pets per household (dogs and/or cats). Note: Quality varies by neighborhood — some villages are newer while others are older and dated. Research the specific neighborhood before accepting. The Clear Creek area communities tend to be the newest construction on post.

Off-Post Neighborhoods Near Fort Hood

Most military families at Fort Hood live off post. Importantly, knowing which gate your Soldier uses daily will significantly shape your neighborhood decision. The installation is enormous — 215,000 acres — and your commute time depends heavily on where you live and which gate you access.

Harker Heights — Most Popular for Military Families

Harker Heights is the top choice for military families PCSing to Fort Hood. Located between Killeen and Belton, it offers better schools on average, newer homes, a safer feel, and a 15–20 minute commute via the Clear Creek Gate. Furthermore, you will find a Super Target, movie theater, Dick’s Sporting Goods, and solid dining options. Average 3-bedroom rents run $1,200–$1,500 per month. Overall, Harker Heights delivers the best balance of schools, safety, and commute for most ranks.

Killeen (K-Town)

Killeen is the city directly adjacent to the main gate, and it is 100% a military town. On one hand, the commute is short and the prices are lowest in the area. On the other hand, Killeen has pockets of higher crime and a cookie-cutter suburban feel. Specifically, areas east of I-14 are generally less desirable. However, there are nicer pockets — especially newer developments on the north side. Average rents for a 3-bedroom home run $1,100–$1,400 per month.

Nolanville

Nolanville sits near Harker Heights and has grown significantly in recent years. It offers newer construction homes at competitive prices, a family-friendly atmosphere, and reasonable access to the installation. Additionally, school options here are comparable to Harker Heights. Nolanville represents a strong value pick for families who want newer housing at slightly lower prices.

Copperas Cove

Copperas Cove is located west of base off Hwy 190 and offers a quieter, more rural feel. A back gate provides direct access to the installation, which is a significant advantage. However, shopping is limited — primarily a Walmart and HEB. Similarly, entertainment options are sparse compared to Harker Heights. Rents for a 3-bedroom typically run $1,000–$1,300 per month. Copperas Cove works well for families who prioritize a quiet environment over shopping convenience.

Belton

Belton sits east of Killeen and is a more expensive area with larger homes and a mixed civilian-military population. Moreover, it features beautiful Lake Belton and generally strong schools in Belton ISD. However, the commute can run 30–45 minutes without traffic. Overall, Belton is ideal for families who prioritize quality of life, school ratings, and are comfortable with a longer daily drive.

Gate Access Reference

Gate	Best For	Notes
Main Gate (North Fort Hood St)	Central Killeen	Slowest gate; avoid during rush hours 7–9am and 4–6pm
Clear Creek Gate	Harker Heights, Nolanville	Fastest for east-side residents; newest gate area
West Fort Hood Gate	Copperas Cove	Reliable back-gate access from the west

Insider tip: Use Trimmier Road instead of Rancier Avenue during rush hours. Rancier is a parking lot. Additionally, tank crossings do happen on post roads — plan for occasional brief waits.

Not sure which neighborhood is right for your family? Connect with a Fort Hood Ambassador through your free PCS Plan — they live there now and can give you real, current intel.

In-Processing at Fort Hood

In-processing at Fort Hood is a 10-day process. Understanding it in advance reduces stress significantly on your first days at the installation.

Where to Report First

All arriving Soldiers report to the Copeland Soldier Service Center (CSSC), Building 18010, located at the corner of TJ Mills Boulevard and Battalion Avenue.

• Phone: (254) 287-3832 | DSN: 737-3832
• Report Hours (M, T, W, F): 0600–1700
• Report Hours (Thursday): 0600–1500
• Required: Duty uniform (ACU/DCU/Class A) upon reporting
• Bring: PCS orders, Medical and Dental records, CAC with PII certificates loaded, vehicle registration, vehicle insurance, driver’s license

What Happens During In-Processing

The Installation Reception Center (IRC) is the initial point of contact for arriving Soldiers. Notably, the IRC coordinates transportation from Killeen Regional Airport, provides temporary lodging, and begins the in-processing sequence. Soldiers are divided into two groups: Juniors (CPL/SPC and below) and Seniors (SGT and above).

During the 10-day period, Soldiers complete mandatory briefings, medical and dental appointments, and administrative requirements. Specifically, those include Finance, a Sexual Assault Briefing, and the Commanding General’s Newcomers Brief. Additionally, all Soldiers must obtain a Phantom Express pass (vehicle registration and insurance required) before release to their gaining unit.

Senior Officer and Senior NCO In-Processing

Soldiers in the rank of LTC and above, CW4–CW5, and SGM–CSM do not report to the Reception Detachment. Instead, they receive their in-processing checklist at the CSSC front desk. Furthermore, Finance Brief for these personnel is conducted Fridays only at 1430 in CSSC Room B112.

Temporary Lodging at Fort Hood

On-post temporary lodging options include Poxon House and Keith Ware Hall. Additionally, off-post hotels are located a few miles from the main gate along North Central Texas Expressway (US 190). Reserve temporary lodging early, particularly during peak PCS season (May–August).

For detailed PCS move planning — DITY/PPM options, weight allowances, and reimbursement calculations — visit our complete DITY/PPM guide.

Schools Near Fort Hood

School quality is one of the most important factors for military families choosing where to live near Fort Hood. Consequently, understanding the district boundaries and ratings before you commit to a neighborhood is essential. Specifically, the neighborhood you choose determines your school district — so research this first.

Killeen Independent School District (KISD)

Most families living in Killeen, Harker Heights, Nolanville, and on-post will fall under Killeen ISD, which serves approximately 40,000+ students across 49+ campuses. The district received a C rating from the Texas Education Agency (TEA) in both 2024 and 2025. However, individual campus performance varies significantly within the district.

2025 TEA High School Ratings — Killeen ISD

High School	2025 TEA Score	Grade	Notes
Harker Heights High School	86	B	Improved 4 points; strongest in district for military families
Chaparral High School	81	B	Improved a full letter grade from C to B
C.E. Ellison High School	80	B	First B rating; strong improvement trend
Robert M. Shoemaker High School	77	C	Improved 1 point; strong Closing the Gaps gains
Killeen ISD Early College HS	—	A	Ranked 218th in Texas; excellent dual-enrollment options

On-Post Elementary Schools (KISD)

Several elementary schools operate directly on the installation, serving families in on-post neighborhoods. These include Clarke Elementary and Montague Village Elementary, both located on post and part of Killeen ISD. Both schools are convenient for on-post families and reflect the diverse military community of the installation.

Copperas Cove ISD and Belton ISD

Families living in Copperas Cove will enroll in Copperas Cove ISD, which received B ratings from the TEA in both 2024 and 2025 — outperforming Killeen ISD at the district level. Similarly, families in Belton attend Belton ISD, which is well regarded and consistently rated above average. Both districts are therefore worth considering if school quality is your top priority and you are willing to accept a longer commute.

DoDEA and Private School Options

The Department of Defense Education Activity (DoDEA) does not currently operate schools directly at Fort Hood; instead, Killeen ISD handles on-post schooling. For families seeking private options, Temple and Belton have several well-reviewed private schools within commuting distance. Contact Killeen ISD at (254) 336-0000 for enrollment information and school boundary verification.

Healthcare at Fort Hood

Fort Hood is home to one of the largest military medical facilities in the country. Overall, healthcare coverage for military families here is comprehensive and accessible.

Carl R. Darnall Army Medical Center (CRDAMC)

The Carl R. Darnall Army Medical Center is the installation’s primary hospital and one of the largest in the Military Health System. The 947,000-square-foot facility opened in 2016 and serves over 42,000 active duty personnel and 145,000+ family members and veterans within a 40-mile radius.

• Address: 36000 Darnall Loop, Fort Hood, TX 76544
• Phone: (254) 288-8000
• Hours: Open 24 hours / 7 days a week
• Trauma Level: Level III Trauma Center
• Specialties: Primary care, emergency medicine, OB/GYN, orthopedics, behavioral health, surgery
• Appointments: Book through the MHS GENESIS Patient Portal

TRICARE at Fort Hood

TRICARE Prime enrollees at Fort Hood will use CRDAMC as their primary care facility. For TRICARE information or beneficiary assistance, contact the TRICARE Service Center inside the medical center. Additionally, Troop Medical Clinics (TMCs) serve active duty personnel for routine sick call and preventive care. For comprehensive TRICARE guidance, visit TRICARE.mil or call the TRICARE West line at 1-844-866-9378.

Off-Post Medical Options

Baylor Scott & White Medical Center in Temple (~30 miles east) provides additional specialty and civilian healthcare options. Moreover, Scott & White is frequently used for specialist referrals when on-post specialty care has a longer wait. Temple also has several urgent care and pediatric clinics that TRICARE covers.

Family Support Services at Fort Hood

Fort Hood has a robust network of family support programs. Specifically, these resources are designed to support Soldiers and families through the unique challenges of military life — including deployments, field rotations, and PCS moves.

Army Community Service (ACS)

Army Community Service offers a wide range of free programs for Fort Hood families. Services include employment assistance for military spouses, financial counseling, relocation support, and family advocacy programs. Additionally, ACS can connect new arrivals with local resources quickly. Contact ACS at (254) 287-3483.

Child Development Centers (CDCs)

On-post Child Development Centers accept children from 6 weeks to 5 years of age. However, waitlists can be long — especially during peak PCS season. Therefore, apply through MilitaryChildCare.com as soon as you have orders in hand. Youth Services also offers after-school programs, sports leagues, summer camps, and teen centers for school-age children.

Military Spouse Employment

The Fort Hood area job market for military spouses is concentrated in healthcare, education, government contracting, and retail. Notably, remote work for Austin- and Dallas-based companies is increasingly common and represents one of the best opportunities for spouses seeking career-level employment. The Fort Hood Ambassador network can connect you with spouses already working in the area who can share leads and insights.

Recreation and Things to Do Near Fort Hood

Fort Hood surprises many incoming families with the depth of both on-post and off-post recreation options. Indeed, Central Texas has significantly more to offer than a typical military town.

On-Post Recreation

Fort Hood’s on-post recreation facilities are extensive. Specifically, they include multiple swimming pools, fitness centers, a bowling center, golf courses, a bingo hall, basketball and tennis courts, hiking trails, and an ATV park. The Clear Creek Post Exchange area is the newest and best-developed shopping and recreation hub on post. Furthermore, community events and seasonal programs through Family, Morale, Welfare and Recreation (MWR) run year-round.

Off-Post Attractions Near Fort Hood

• Belton Lake / Stillhouse Hollow Lake: Both roughly 20 minutes from the main gate. Excellent for fishing, boating, swimming, and kayaking.
• Belton Lake Outdoor Recreation Area (BLORA): Army-operated recreation area with cabins, camping, boat rentals, and waterpark.
• Austin, TX (~1 hour south): World-class food, live music, 6th Street, Lake Travis, and outdoor activities. Notably, Austin is an enormous benefit of this duty station.
• Salado: Charming historic Texas town with boutiques, restaurants, and the Salado Sculpture Garden — about 25 minutes from base.
• Dallas/San Antonio: Both approximately 2.5 hours away for weekend trips.
• Waco (~45 min north): Magnolia Market, the Dr Pepper Museum, and McLane Stadium for Baylor football.

The Fort Hood community has an incredibly active military spouse network. Join the Fort Hood PCS Pay-It-Forward® Facebook group to get real, current recommendations from families already living it.

Texas Military Benefits

Texas is one of the most military-friendly states in the country. Notably, it offers several financial and quality-of-life advantages that directly benefit Fort Hood families.

No State Income Tax

Texas has no state income tax. As a result, your military pay goes further here than at duty stations in states like North Carolina, California, or Virginia. This benefit applies to all income — military pay, spouse employment, and any other earnings.

Additional Texas Military Benefits

• Property Tax Exemptions: Disabled veterans qualify for significant property tax exemptions. A 100% disability rating means full exemption from Texas property taxes.
• Veteran Employment Preference: Texas law provides employment preference for veterans in state government positions.
• In-State Tuition: Active duty members and their dependents qualify for Texas in-state tuition at public universities.
• Vehicle Registration Discounts: Purple Heart recipients and disabled veterans receive reduced or waived registration fees.

For a full breakdown of Texas veteran and military benefits, visit Texas Veterans Commission (TVC).

Real Talk: What You Need to Know About Fort Hood

Most websites skip the honest stuff. Accordingly, here is what families on the ground want you to know before you arrive.

Operational Tempo Is High

Fort Hood is “Big Army.” The culture centers on readiness, large-scale training, and the traditions of the armor and cavalry branches. If your Soldier is in a Brigade Combat Team (BCT) under 1st Cavalry Division or III Corps, expect a high operational tempo. Deployments and National Training Center (NTC) rotations happen regularly. Support units rotate and field train frequently as well. Plan accordingly — a strong local community matters here more than at many installations.

Summer Heat Is Intense

Central Texas summers are brutal. Temperatures regularly reach 100–110°F from June through September, and triple digits can extend into October. Budget $200–$350 per month for electricity during summer — air conditioning is not optional, it is survival. However, winters are mild (50–65°F), and spring and fall are genuinely pleasant.

Killeen Is a Military Town

Killeen’s entire economy orbits Fort Hood. Almost every business, service, and job in town connects to the military in some way. On one hand, this means the community understands military life deeply. On the other hand, it means limited “big city” options locally. Moreover, some areas of Killeen have higher crime rates — research specific neighborhoods carefully. Therefore, the Fort Hood PCS Pay-It-Forward® group is the best resource for unfiltered advice on any specific address or subdivision.

Austin Changes the Equation

One hour south, Austin offers everything Killeen lacks — world-class restaurants, live music, nightlife, a thriving tech sector for spouse employment, and outdoor recreation at Lake Travis. Consequently, many Fort Hood families view Austin as a major quality-of-life benefit. It makes this duty station more livable than most central-Texas-only evaluations suggest.

Tornado Season Is Real

Spring tornado season (March–May) is active in Central Texas. Sirens are common. Know where your shelter is in your home or neighborhood before storm season arrives. Specifically, if you are in on-post housing, ask your neighborhood manager about shelter locations.

Want a VA Home Loan consultation before you buy in the area? Our VA Home Loan guide walks you through the entire process — and with Fort Hood’s $76/sq ft average, your benefit goes far here.

FAQ: PCSing to Fort Hood

What is Fort Hood’s current official name?

Fort Hood is the official name as of June 11, 2025. The installation was redesignated from Fort Cavazos back to Fort Hood in a ceremony on July 28, 2025. It now honors Col. Robert Benjamin Hood, a World War I Distinguished Service Cross recipient. You may see “Fort Cavazos” on older orders and documents — both names refer to the same installation.

What are the 2026 BAH rates for Fort Hood?

The 2026 BAH rates for Fort Hood range from $1,374 (E-1 to E-4 without dependents) to $2,787 (O-7 with dependents). An E-5 with dependents receives $1,695 per month, which comfortably covers a 3-bedroom rental in most Fort Hood neighborhoods. Use the DoD BAH Calculator to find your exact rate by pay grade and dependency status.

Where should I live near Fort Hood?

Harker Heights is the most popular choice for military families, offering better-rated schools, a safer feel, newer homes, and a 15–20 minute commute via the Clear Creek Gate. Nolanville is a close second for newer construction at lower prices. Copperas Cove is a solid option for families who want quiet, lower costs, and back-gate access. Killeen works best for families who prioritize the shortest commute and the lowest rent.

How do I in-process at Fort Hood?

All arriving Soldiers report to the Copeland Soldier Service Center (CSSC), Building 18010, at the corner of TJ Mills Boulevard and Battalion Avenue. Report in duty uniform during published hours — Monday, Tuesday, Wednesday, Friday: 0600–1700; Thursday: 0600–1500. Bring your PCS orders, medical and dental records, and your CAC with PII certificates loaded. In-processing takes approximately 10 days.

What hospital serves Fort Hood families?

Carl R. Darnall Army Medical Center (CRDAMC) is the primary hospital at Fort Hood. It is located at 36000 Darnall Loop, Fort Hood, TX 76544, and the main phone number is (254) 288-8000. The facility is open 24/7, operates a Level III Trauma Center, and serves over 42,000 active duty personnel and 145,000+ family members. Book appointments through the MHS GENESIS Patient Portal.

Are the schools good near Fort Hood?

School quality varies significantly by neighborhood. Killeen ISD received a C district rating from the Texas Education Agency in 2025, but individual campuses differ considerably. Harker Heights High School scored an 86 (B) in 2025 and is generally the strongest option for high school within KISD. Families willing to commute further can access Copperas Cove ISD (B rating) or Belton ISD, both of which outperform the district average. Research specific campus ratings at TXschools.gov before choosing a neighborhood.

What is the operational tempo like at Fort Hood?

Operational tempo at Fort Hood is high, particularly for Soldiers in 1st Cavalry Division and III Corps Brigade Combat Teams. Deployments and National Training Center (NTC) rotations are a regular part of the assignment rhythm. Support units also experience frequent field training and rotations. Families should plan for significant periods of Soldier absence and build a strong local support network early.

Does Texas have a state income tax?

No — Texas has no state income tax. This means your military pay, your spouse’s earnings, and all other income are not subject to state income tax, giving Fort Hood families a meaningful financial advantage compared to many other duty stations. Additionally, disabled veterans with a 100% VA disability rating qualify for a full Texas property tax exemption.

Is it better to buy or rent at Fort Hood?

Fort Hood is one of the best duty stations in the Army to buy with your VA Home Loan benefit. The average cost per square foot is approximately $76, and BAH covers a solid mortgage payment for most ranks E-5 and above. However, weigh your expected time on station and the local market conditions before committing. Our VA Home Loan guide and Fort Hood Ambassador team can walk you through both options.

How do I apply for on-post housing at Fort Hood?

On-post housing is managed by Cavalry Family Housing (Lend-Lease). Contact them at (254) 287-6434 or visit the Housing Services Office located at the Copeland Center on post. Apply as soon as you receive your orders — waitlists exist for popular neighborhoods and family sizes. Bring your orders, dependency documentation, and pet information if applicable. The pet policy allows two pets per household.

Key Takeaways

• Fort Hood is the official name as of June 2025, now honoring Col. Robert B. Hood — a WWI hero. Update any bookmarks or documents that still say Fort Cavazos.
• BAH goes far in Central Texas. Average off-post rents are well within BAH limits for most ranks, and the $76/sq ft average makes buying with a VA Home Loan very realistic.
• Harker Heights is the top pick for families who prioritize schools, safety, and commute balance. Clear Creek Gate access makes it a 15–20 minute drive most mornings.
• Apply for on-post housing and CDC waitlists immediately — both fill quickly, especially during peak PCS season (May–August).
• In-processing takes 10 days. Report to the CSSC (Bldg 18010) in duty uniform with your orders, CAC, and medical records. Call (254) 287-3832 if you have questions in advance.
• Research school districts carefully before choosing a neighborhood. KISD has improving campuses — but district-level ratings are still a C. Harker Heights High, Copperas Cove ISD, and Belton ISD are the stronger options.
• Texas means no state income tax and a generous property tax exemption for disabled veterans. Your take-home pay immediately increases compared to most other duty stations.
• Build your community early. High optempo and frequent deployments mean a strong local support network is not just nice — it is essential. Join the Fort Hood PCS Pay-It-Forward® Facebook group now.

Ready to make your Fort Hood PCS the smoothest move yet? Start your free personalized PCS Plan — your Fort Hood Ambassador is standing by. You can also explore all base guides and military resources at Find Your Base and grab your PCS Toolkit for checklists and guides to keep everything organized.