BAH Calculator 2026: Basic Allowance for Housing by Location
BAH Calculator 2026: Basic Allowance for Housing by Location TL;DR: 2026 BAH rates increased an average of 4.2% nationwide, effective January 1. Use the calculator
Army Base Guide
When your PCS orders say Fort Bragg, you’re joining one of the most storied installations in the U.S. military — a base synonymous with strength, pride, and history. Located in Fayetteville, North Carolina, Fort Bragg is home to the XVIII Airborne Corps and the 82nd Airborne Division, making it one of the busiest and most vital Army posts in the country.
But behind the mission, Fort Bragg is also home to a tight-knit community of families, spouses, and service members who support each other through every transition. Whether you’re preparing for your first PCS or your fifth, this guide will help you understand what to expect — from BAH rates and housing to schools, medical care, and the best neighborhoods — so your move feels less like a relocation and more like coming home.
Start by joining the Fort Bragg PCS Pay-It-Forward® group for candid advice from families who are already there. You can also complete your personalized PCS Plan© for a clear roadmap on housing, schools, and neighborhood options, or grab our PCS Toolkit for checklists and planning resources. Thinking about handling the move yourself? Check out our complete DITY/PPM move guide.
If you’re confused about the name, you’re not alone. Here’s the short version: Fort Bragg was renamed Fort Liberty in June 2023 as part of the Congressionally mandated renaming of military installations that honored Confederate leaders. In 2025, the name was officially changed back to Fort Bragg. You’ll still see “Fort Liberty” on some websites, older orders, and government systems that haven’t been updated, and some locals never stopped calling it Bragg in the first place.
For PCS purposes, both names refer to the same installation. If your orders say “Fort Liberty,” you’re going to the same place as someone whose orders say “Fort Bragg.” The zip code (28307/28310), the MHA code for BAH (NC182), and the installation address haven’t changed.
One critical heads-up before you start your off-base search: Fayetteville ranks among the highest-risk markets for fake rental listings in the country. Scammers specifically target Fort Bragg families because of PCS volume and remote searching. Run a reverse image search on every photo and verify property ownership before you respond to any listing.
Finding the right place to live during a PCS to Fort Bragg can feel overwhelming — traffic patterns, school zones, commute times, and neighborhood “feel” vary widely across the region. Here’s a breakdown of the five areas that military families consistently recommend.
As the largest city surrounding Fort Bragg, Fayetteville offers diverse neighborhoods, convenient commutes, and plenty of shopping, dining, and healthcare. Many military families choose Fayetteville for its mix of affordability and accessibility. Whether you prefer established areas like Haymount or newer suburban developments, Fayetteville offers something for every budget and lifestyle. It’s ideal for those who want the shortest daily drive and close access to major gates.
Known for its tight-knit feel and spacious suburban communities, Hope Mills ranks highly for families seeking quiet streets, parks, and newer homes. With strong access to schools (rated 7–8 out of 10 on GreatSchools), local restaurants, and community activities, this area is a favorite for those who want a bit of breathing room while still maintaining a reasonable commute to Fort Bragg.
If you’re looking for more land, lower taxes, and slower-paced living, Raeford delivers. Many military families choose Raeford for its rural atmosphere and larger property options, without giving up proximity to base. Commutes can vary depending on traffic, but the peaceful surroundings and value for your housing dollar make it a consistent PCS recommendation.
Located north of Fort Bragg, Sanford attracts families who want suburban comfort with easy access to both base and the Research Triangle region. Newer developments, reputable schools, and a growing local economy make Sanford a popular option for dual-career households and those willing to commute a bit longer for more space and amenities.
This cluster of towns offers one of the most beloved off-base lifestyles for Fort Bragg families. Moore County is known for its tree-lined streets, golf courses, charming downtowns, and highly rated schools. The commute is longer, but families consistently rave about the quality of life, community feel, and peaceful atmosphere. It remains one of the top requested areas for repeat PCS families.
Your Basic Allowance for Housing at Fort Bragg is based on the Fort Liberty/Pope Military Housing Area (MHA code NC182). BAH rates increased an average of 5.4% for North Carolina locations in 2026. Here are the monthly rates for common ranks:
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-3 | $1,290 | $1,044 |
| E-4 | $1,290 | $1,044 |
| E-5 | $1,383 | $1,158 |
| E-6 | $1,506 | $1,227 |
| E-7 | $1,608 | $1,302 |
| E-8 | $1,677 | $1,365 |
| E-9 | $1,746 | $1,425 |
| O-1 | $1,431 | $1,227 |
| O-2 | $1,524 | $1,272 |
| O-3 | $1,701 | $1,389 |
| O-4 | $1,896 | $1,530 |
| O-5 | $2,007 | $1,608 |
| O-6 | $2,097 | $1,659 |
Verify your exact rate using the DoD BAH Calculator with your zip code and rank. BAH rates are updated every January 1.
What BAH covers in Fayetteville: The good news is that Fort Bragg is one of the most affordable duty stations in the country. An E-5 with dependents receiving approximately $1,383/month can comfortably cover a 3-bedroom rental (median rent around $1,400) in Fayetteville, Hope Mills, or Spring Lake. For families looking in Moore County (Southern Pines/Pinehurst), expect to stretch your BAH a bit more — but many families find the school quality and lifestyle worth the trade-off.
If you’re thinking about buying, the Fayetteville area median home price is approximately $225,000, which means homeownership is realistic for many ranks — especially with a VA Home Loan at 0% down. An E-6 or above with dependents can often purchase a 3–4 bedroom home with a mortgage payment well within BAH.
Fayetteville’s cost of living runs approximately 12% below the national average, making Fort Bragg one of the most budget-friendly duty stations in the military. Here’s how it breaks down:
The bottom line: your BAH goes further here than at most duty stations. Military families who are strategic about housing — buying instead of renting, choosing neighborhoods like Hope Mills or Raeford over Southern Pines — can save or invest the difference during their time at Fort Bragg.
On-post housing at Fort Bragg is privatized and managed by Corvias Military Living. Fort Bragg is one of the largest military housing communities in the Army, with thousands of units spread across multiple neighborhoods.
What to know before you sign a lease: The housing stock varies dramatically across post. Some neighborhoods have been recently renovated with modern layouts, updated kitchens, and new appliances. Others are older and dated. Researching your specific neighborhood assignment is critical — don’t assume all on-post housing is equal at Fort Bragg.
Waitlists: During summer PCS season (May–August), waitlists for the most desirable neighborhoods can be long. Apply as early as possible through Corvias once you have orders.
How it works: Your full BAH is paid directly to Corvias. Utilities are included (with a usage cap). Maintenance is handled by Corvias. You sign a lease that can be terminated with PCS orders.
Corvias Contact Info:
If you prefer to live off post, you’ll find great options in Fayetteville, Spring Lake, Hope Mills, and Raeford. Considering buying instead of renting? This is where your VA Home Loan really shines. The Fort Bragg area has a low cost of living compared to many military towns, meaning your benefits can go further. You can often find 3–4 bedroom homes for prices that make homeownership not only realistic but smart.
Before committing to on-post or off-post housing, ask in the Fort Bragg PCS Pay-It-Forward® group for honest neighborhood reviews. Families who live there now can tell you which neighborhoods to target and which to avoid.
Fort Bragg is a controlled-access installation. All vehicles entering post are subject to search, and every occupant age 17 or older must present valid identification.
For DoD ID Card Holders: If you have a valid Common Access Card (CAC) or military dependent ID, you can enter through any open gate using the Automated Installation Entry (AIE IV) system — just scan your ID at the gate lane.
For Visitors Without Military ID: Visitors must obtain a pass through one of Fort Bragg’s Visitor Control Centers (VCCs). Passes can now be requested online in advance. The online pass process requires U.S. citizenship, a valid REAL ID-compliant driver’s license, and a mobile phone. After vetting, visitors receive a text notification of approval or denial. Passes are valid for up to 7 days and can be requested up to 30 days in advance.
Important: The REAL ID Act applies at Fort Bragg. If your state-issued ID is not REAL ID compliant, you may need to present additional identification. Check your state’s compliance status before arriving.
Commercial Vehicles: Any vehicle larger than an enclosed 15-passenger van, any company vehicle pulling an enclosed trailer, and all civilian fuel trucks must enter through the Knox Truck Plaza. This includes U-Haul trucks, moving trucks, and delivery vehicles — important to know if you’re doing a PPM/DITY move.
In-Processing Checklist: After arriving at Fort Bragg, your first stop should be your unit’s S-1 (personnel office). Key steps include:
Start the process at least 60 days before your move if possible.
Fort Bragg is home to Womack Army Medical Center (WAMC), one of the largest Army hospitals in the country. Womack has 138 beds, treats more than 160,000 eligible beneficiaries, and its emergency department sees approximately 66,000 patients annually. This is a full-service hospital — not just a clinic.
Womack Army Medical Center
Services include: Emergency medicine, family medicine, pediatrics, OB/GYN, surgery (inpatient and outpatient), dental, orthopedics, behavioral health, radiology, laboratory, pharmacy, immunizations, pain clinic, and Wounded Warrior services. Womack performs approximately 2,700 inpatient and 7,400 outpatient surgeries per year.
Additional On-Post Clinics:
TRICARE Enrollment: If you’re new to Fort Bragg, enroll in TRICARE Prime as soon as possible after arrival. You can enroll online at tricare.mil or visit the TRICARE Service Center at Womack. Bring your orders, military ID, and dependent information.
VA Clinic on Post: There is also a VA clinic co-located at Womack for eligible veterans. Hours: M–F 0800–1630.
Fort Bragg has one of the best on-post school systems in the military. The installation is part of the DoDEA Americas Mid-Atlantic District and operates 9 schools serving military children in Pre-K through 8th grade. DoDEA schools on Fort Bragg are ranked among the top in the country — the Mid-Atlantic District scored a 353 on the Cognia Index of Education Quality, well above the network average of 296. DoDEA was also ranked the #1 U.S. school system for 4th and 8th graders in the 2024 NAEP.
DoDEA Schools on Fort Bragg:
| School | Grades | Phone |
|---|---|---|
| Hampton Primary School | PK | (910) 907-0207 |
| Bowley Elementary School | PK–5 | (910) 907-0202 |
| Devers Elementary School | PK–5 | (910) 907-0204 |
| Gordon Elementary School | PK–5 | (910) 907-1300 |
| Poole Elementary School | PK–5 | (910) 907-0208 |
| Shughart Elementary School | PK–5 | (910) 907-0210 |
| Irwin Intermediate School | 3–5 | (910) 907-0206 |
| Albritton Middle School | 6–8 | (910) 907-0201 |
| Shughart Middle School | 6–8 | (910) 907-0211 |
DoDEA schools are only available to families living on post. Enrollment info: dodea.edu/americas/mid-atlantic/fort-bragg-schools
Important: DoDEA schools on Fort Bragg only go through 8th grade. High school students attend off-post public schools in Cumberland County or surrounding districts.
Off-Post School Districts:
The quality of off-post schools varies significantly depending on where you live. Here’s what military families consistently report:
School Liaison Officer: Fort Bragg’s School Liaison Officer (SLO) can help with enrollment, credit transfers, IEPs, and navigating the transition between schools. Contact through Army Community Service (ACS) at (910) 396-8681.
| Service | Phone Number |
|---|---|
| Fort Bragg Main Operator | (910) 396-0011 |
| Corvias Housing Office | (910) 396-1022 |
| Womack Army Medical Center | (910) 907-6000 |
| Robinson Health Clinic (82nd ABN) | (910) 907-8282 |
| Joel Health Clinic | (910) 907-5635 |
| All American Visitor Control Center | (910) 907-5165 / 5166 |
| Knox Truck Plaza VCC | (910) 907-5168 / 5169 |
| Army Community Service (ACS) | (910) 396-8681 |
| DoDEA Community Superintendent | (910) 861-7255 |
| Military Police (non-emergency) | (910) 396-0391 |
| Emergency (on post) | 911 |
| ID Card Section / DEERS | (910) 396-5534 |
Fort Bragg takes care of its families, and it shows. Between Army Community Service (ACS), spouse employment programs, and youth activities through MWR, you’ll find resources for nearly every stage of life.
For spouses, the Employment Readiness Program offers resume workshops, networking events, and direct support for finding jobs both on and off base. When it comes to childcare, you’ll find multiple Child Development Centers (CDCs) and local providers familiar with military life and schedules.
The Fort Bragg PCS Pay-It-Forward® group is another invaluable resource. It’s full of fellow military families who share housing tips, local recommendations, and encouragement as you settle in. Whether you’re looking for a pediatrician, a reliable mechanic, or just a friendly face, this is where you’ll find your people.
North Carolina participates in the Military Interstate Children’s Compact Commission (MIC3), which helps smooth school transitions for military kids — including priority enrollment, flexible graduation requirements, and course placement protections.
Fort Bragg sits in the Sandhills region of southeastern North Carolina, which means four distinct seasons, hot summers, and mild winters.
What to pack: Bring clothes for all four seasons. You’ll need light, breathable fabrics for summer and layers for winter. Don’t forget rain gear — spring and summer storms can be sudden and heavy.
Fort Bragg is like a small city. You’ll find two commissaries, multiple PX locations, 14 fitness centers, several pools, the Iron Mike Conference Center, and extensive MWR programming. Outdoor recreation options on post include McKellers Lodge, the Tank Trail, Mott Lake, Smith Lake, Area J, and Flight Line Park.
Traffic: The All American Freeway, Bragg Boulevard, and Murchison Road get heavily congested during peak hours. Learn the back gates and alternate routes early — it can cut your commute significantly. Ask your unit or the Fort Bragg PCS Pay-It-Forward® group for specific route recommendations based on where you live and work.
High OPTEMPO: Fort Bragg is a deployment-heavy installation. If you’re assigned to the 82nd Airborne Division, U.S. Army Special Operations Command (USASOC), or any rapid-deployment unit, expect frequent field time, training rotations, and potential deployments. Connect with your unit’s Soldier and Family Readiness Group (SFRG) immediately — they’re your lifeline during separations.
“The Bubble”: Fort Bragg is so large and self-contained that it’s easy to never leave post. The commissaries, PXs, gyms, restaurants, and services on base mean you could technically live your entire tour without venturing out. Make an effort to explore Fayetteville, Raleigh, the coast, and the mountains. North Carolina is a beautiful state — don’t miss it.
Neighborhoods to research carefully: Fayetteville is a large, spread-out city. Not all neighborhoods are equal in terms of safety, school quality, and quality of life. Military families consistently recommend Hope Mills, Gray’s Creek, Spring Lake (parts of it), and Moore County as the strongest choices.
Don’t skip the Airborne Museum: Even if military history isn’t your thing, the Airborne & Special Operations Museum is genuinely impressive and free. It’s one of the best military museums in the country.
Is Fort Bragg still called Fort Liberty? No. The installation was renamed Fort Liberty in June 2023 but reverted to Fort Bragg in 2025. Both names may still appear on some websites and documents. They refer to the same installation.
What is BAH at Fort Bragg for an E-5 with dependents? Approximately $1,383/month for 2026. BAH rates are based on the Fort Liberty/Pope Military Housing Area (MHA code NC182) and are updated every January 1. Use the DoD BAH Calculator for your exact rate.
Should I live on post or off post at Fort Bragg? Both are viable options. On-post housing (managed by Corvias) offers convenience and short commutes, but quality varies by neighborhood and waitlists can be long during summer. Off-post housing generally offers more space, more choices, and potentially better schools (Hope Mills, Gray’s Creek, Moore County). Many families find they can pocket some BAH savings by renting off post in Fayetteville or Hope Mills.
Does Fort Bragg have a hospital? Yes. Womack Army Medical Center is a full-service Army hospital with 138 beds, an emergency department, pharmacy, dental clinic, surgery, behavioral health, and dozens of specialty services. Phone: (910) 907-6000.
What schools are on Fort Bragg? Fort Bragg has 9 DoDEA schools serving Pre-K through 8th grade. These are available to families living on post. High school students attend off-post schools in Cumberland County or surrounding districts. DoDEA schools at Fort Bragg are ranked among the best in the country.
How do visitors get on Fort Bragg? Visitors can request a pass online at pass.aie.army.mil or visit the All American Visitor Control Center at (910) 907-5165. A REAL ID-compliant driver’s license is required. Passes are valid for up to 7 days and can be requested up to 30 days in advance.
What is the cost of living near Fort Bragg? Approximately 12% below the national average. Housing is about 15% lower, groceries 8% lower, and transportation costs about 10% lower. Utilities run slightly higher due to summer AC usage.
Is Fort Bragg a good duty station? It depends on your priorities. Fort Bragg is a high-optempo, mission-focused installation. If you want an action-oriented assignment with strong unit esprit de corps, it’s excellent. The trade-offs include a very affordable cost of living, strong on-post schools, a full-service hospital, and easy access to beaches, mountains, and major cities.
How far is Raleigh from Fort Bragg? About 1 hour north (approximately 65 miles). Wilmington and the coast are 2–3 hours east. Asheville and the Blue Ridge Mountains are about 3.5 hours west. Charlotte is approximately 2 hours west.
What units are stationed at Fort Bragg? Fort Bragg is home to the XVIII Airborne Corps, 82nd Airborne Division, U.S. Army Special Operations Command (USASOC), 3rd Special Forces Group, and numerous support and training units. It has approximately 53,700 troops and 14,000 civilian employees, making it the largest U.S. military installation by population.
Moving to Fort Bragg is more than a change of station — it’s an opportunity to connect, grow, and thrive in one of the Army’s most dynamic communities. Between the history, the support, and the connections you’ll make here, it’s easy to see why so many families choose to retire in the area or come back after separation.
So start your PCS Plan©, explore your VA Home Loan benefits, and connect with your Fort Bragg PCS Pay-It-Forward® group today. Because no matter where the Army sends you, your next move should always start with support.
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