TL;DR: If you have orders to McConnell AFB, this guide covers BAH purchasing power by pay grade, the five neighborhoods military families choose most, and what the Wichita market actually costs after Sedgwick County property taxes and Tornado Alley insurance. Before you start touring houses, grab your free VA Home Loan Snapshot — it takes 60 seconds and shows exactly what you can afford at current rates.
The Wichita market is one of the most affordable military housing markets in the country, but it is also competitive — well-priced homes in Derby and east Wichita routinely move in under 30 days, and your BAH stretches much further here than at coastal bases. However, the gap between what your BAH allows and what the market actually delivers depends entirely on your pay grade, which gate you use, and whether you are chasing new construction in Foxfire or a resale in College Hill. Before you start touring houses, the fastest way to get oriented is a free VA Home Loan Snapshot — it is a personalized report built around your BAH and the Wichita market, takes 60 seconds, and requires no credit pull. Then use this guide to choose your neighborhood.
McConnell AFB BAH: What Your Housing Allowance Actually Buys in Wichita
McConnell AFB falls under Military Housing Area KS101 — Wichita/McConnell AFB, which covers most of Sedgwick County and extends into parts of Butler, Sumner, and Harvey counties. For 2026, BAH rates at McConnell increased roughly 4.8% over 2025 — slightly above the national average of 4.2%, reflecting the modest rental cost creep in the Wichita metro. Additionally, the MHA covers more than 60 zip codes, including every community McConnell families typically consider.
Here is the full 2026 BAH table for McConnell AFB by pay grade and dependency status:
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 through E-4 | $1,320 | $1,137 |
| E-5 | $1,377 | $1,212 |
| E-6 | $1,689 | $1,266 |
| E-7 | $1,779 | $1,335 |
| E-8 | $1,878 | $1,443 |
| E-9 | $2,022 | $1,530 |
| W-1 | $1,710 | $1,317 |
| W-2 | $1,821 | $1,440 |
| W-3 | $1,941 | $1,545 |
| W-4 | $2,052 | $1,707 |
| W-5 | $2,190 | $1,800 |
| O-1E | $1,797 | $1,374 |
| O-2E | $1,923 | $1,512 |
| O-3E | $2,073 | $1,683 |
| O-1 | $1,422 | $1,263 |
| O-2 | $1,686 | $1,362 |
| O-3 | $1,938 | $1,572 |
| O-4 | $2,232 | $1,779 |
| O-5 | $2,445 | $1,833 |
| O-6 | $2,463 | $1,920 |
| O-7 | $2,478 | $1,950 |
Data last verified: April 2026. Confirm current figures using the DoD BAH calculator or your local market expert.
What Your BAH Buys at McConnell by Pay Grade
What this actually means for your purchasing power: at current VA loan rates, an E-5 with dependents at $1,377 per month typically supports a home in the $180,000–$230,000 range — which covers well-maintained resale homes in Haysville, south Wichita, and much of Rose Hill. Moreover, an O-3 with dependents at $1,938 supports homes in the $260,000–$330,000 range, putting Derby, east Wichita, and entry-level Andover squarely in reach. For senior enlisted and field-grade officers, the top of the BAH table opens up new construction in Foxfire, Cedar Ranch Estate, and the Andover luxury market. Notably, Wichita’s median sale price of roughly $209K sits approximately 27% below the national median of $286K, which is why BAH here buys substantially more house than at almost any other stateside installation.
Not sure how far your BAH actually stretches near McConnell? Your free VA Home Loan Snapshot runs the real numbers at current rates — no credit pull, no obligation, takes 60 seconds. For readers who want the full methodology behind how BAH is calculated and why your rate at McConnell looks the way it does, see our 2026 BAH Rates Guide, or punch your zip code into the BAH Calculator to confirm your exact figure.
Wichita Market Snapshot: Where Military Families Actually Buy
The Wichita metro is not one market — it is five distinct submarkets with very different price points, commute times, and competition levels. Below is what the numbers look like currently across the communities McConnell families most often choose:
| Community | Median Price Range | Days on Market | Market Type |
|---|---|---|---|
| Derby | $260K–$320K | 15–30 days | Seller’s market |
| East Wichita (Tallgrass, College Hill) | $240K–$310K | 25–35 days | Competitive |
| Rose Hill | $240K–$260K | 45–65 days | Balanced |
| Haysville / South Wichita | $160K–$210K | 30–40 days | Buyer-friendly |
| Andover | $300K–$360K | 35–45 days | Competitive |
Data last verified: April 2026. Confirm current figures with your local market expert.
Overall, the Wichita metro leans toward a seller’s market, with homes across Sedgwick County selling for approximately 99% of list price on average. However, the competition intensity varies sharply by neighborhood — Derby moves fast, while Rose Hill and Haysville give buyers more negotiating room. Additionally, inventory has grown about 9.5% over early 2025, which means more choice than military families had during the tight 2023–2024 cycle.
The Five Neighborhoods McConnell Families Choose Most
Derby — Best for Most Military Families
Best for: Families who want the shortest commute, newest construction, and strongest military-connected schools.
- Median price range: $260K–$320K
- Commute: 5–15 minutes to the Main Gate or Family House Gate (off South Rock Road)
- School district: Derby USD 260 (Purple Star–designated)
Derby is the default choice for McConnell families, and for good reason. Located directly south of the base, it puts you 5 to 15 minutes from the Main Gate, depending on where in Derby you land. Furthermore, Derby USD 260 carries the Kansas State Department of Education’s Purple Star Designation, meaning the district has formally committed to supporting military-connected students — and it recently launched a Military-Connected Educational Partnership Council in coordination with McConnell AFB leadership. Consequently, school transitions are smoother here than in almost any other district serving the base.
Derby is also where most of the active new construction is happening. Foxfire, located at 55th Street South just east of Oliver, sits minutes from both McConnell and Spirit AeroSystems and is actively selling with builders including Comfort Homes and Don Klausmeyer Construction. Cedar Ranch Estate on 79th Street South (between Webb and Greenwich) offers custom builds starting around 1,600 square feet. Moreover, Tiffani Breeze on 127th Street East delivers 1- to 2-acre lots within Derby city limits — a strong option for families wanting space for a shop or pool. Expect to pay $299K to $660K for new construction depending on builder, lot size, and finishes.
On-base housing near Derby
On-base housing at McConnell is managed by Mayroad and falls within Derby USD 260, so on-base families attend the same schools as those who buy in Derby proper. For details on McConnell’s on-base housing process and waitlist, see the McConnell AFB Base Guide.
Off-base neighborhoods in Derby
Popular Derby neighborhoods include Southwind, The Oaks, and Oaklawn for established homes, plus the newer Foxfire and Cedar Ranch developments for new construction. Additionally, Derby offers a mix of 3- and 4-bedroom ranches and two-story homes, with most priced per square foot around $134.
East Wichita — Best for Urban Amenities
Best for: Families who want short commutes plus big-city dining, shopping, and entertainment.
- Median price range: $240K–$310K
- Commute: 12–20 minutes to the Main Gate via Kellogg (US-54) or Rock Road
- School district: Wichita USD 259 (varies by neighborhood)
East Wichita covers a broad corridor anchored by Kellogg Drive (US-54) and Rock Road — the same arterial that runs to the McConnell Main Gate. Specifically, neighborhoods like Tallgrass, College Hill, and Eastborough offer quick base access plus walking distance to major retail, Bradley Fair shopping, and most of Wichita’s best restaurants. However, school quality varies sharply within Wichita USD 259, so verify the exact attendance zone before you make an offer.
East Wichita is a strong option for dual-income households where the civilian spouse works in healthcare at Wesley Medical Center or aerospace at Textron Aviation. Furthermore, the area has seen steady new construction along Greenwich Road and 21st Street. Expect more competition for well-priced homes under $275K, but more negotiating room at higher price points.
On-base housing near East Wichita
East Wichita is not served by on-base housing, but its proximity to the base makes it an easy comparison point for families weighing rent versus buy.
Off-base neighborhoods in East Wichita
Standout East Wichita areas include Tallgrass (newer, amenity-rich), College Hill (historic charm, walkable), and the Kellogg East corridor (convenience and quick commute). Additionally, Eastborough is a small, high-value enclave for families targeting top-end homes.
Rose Hill — Best for Balance
Best for: Families wanting small-town feel, reasonable prices, and a manageable commute.
- Median price range: $240K–$260K
- Commute: 15–25 minutes to the Main Gate
- School district: Rose Hill USD 394
Rose Hill sits east-southeast of the base in Butler County and offers a noticeably quieter pace than Derby or east Wichita. Homes here tend to sit on larger lots, and the Rose Hill school district consistently rates well among McConnell families. However, days-on-market run longer here — typically 45 to 65 days — which works in your favor as a buyer. Moreover, the Butler County property tax environment differs slightly from Sedgwick County, so factor that into your math.
On-base housing near Rose Hill
Rose Hill families do not have on-base housing in their attendance zone, so rent-versus-buy becomes a straightforward comparison.
Off-base neighborhoods in Rose Hill
Rose Hill is compact, so most searches focus on the city proper rather than distinct neighborhoods. Look for homes within 1 to 2 miles of the schools for the shortest morning commute. Not sure which Wichita-area community actually fits your BAH and your family’s schedule? Our local market experts know this market from every angle. Start your free PCS Plan →
Haysville and South Wichita — Best for Budget
Best for: Junior enlisted families and single-income households looking to maximize BAH coverage.
- Median price range: $160K–$210K
- Commute: 15–25 minutes to the Main Gate via K-15 or I-135
- School district: Haysville USD 261 or Wichita USD 259
Haysville sits about 16 miles from McConnell and offers the most affordable entry-level homes in the metro. For an E-5 with dependents at $1,377 BAH, Haysville is where you genuinely buy a 3-bedroom home and have your BAH cover principal, interest, taxes, and insurance — with room left for utilities. Similarly, south Wichita neighborhoods like Meadowlark and Oaklawn offer sub-$200K options with quick highway access to base via I-235 and K-15.
However, be realistic about school quality when choosing south Wichita addresses — USD 259 attendance zones vary widely, and what looks like a great price for the square footage may sit in a district you do not want your kids in. Consequently, always verify the assigned schools on the GreatSchools or district website before you fall in love with a house.
On-base housing near Haysville
Haysville and south Wichita sit outside the on-base housing service area but remain popular for families who prioritize cost over commute length.
Off-base neighborhoods in Haysville
Haysville is primarily a single-market community with newer developments on its north and east sides closer to the K-15/I-235 interchange. Those addresses shave 3 to 5 minutes off the commute compared to homes on Haysville’s south edge.
Andover — Best for Families Going Longer or Staying
Best for: Senior enlisted, field-grade officers, and families planning to stay past their tour.
- Median price range: $300K–$360K
- Commute: 15–25 minutes to the Main Gate via Kellogg or K-96
- School district: Andover USD 385
Andover is where McConnell families land when they want top-rated schools, larger lots, and homes that hold value for a longer stay. Andover USD 385 consistently ranks among the strongest districts in the Wichita metro, and the community features two championship golf courses ranked in Golf Digest’s top 50. Furthermore, about 52% of Andover’s housing stock was built since 2000, so you are getting newer construction than most of the metro. However, Andover carries a premium — expect to pay roughly 30% to 40% more per square foot than Haysville or south Wichita for a comparable home.
On-base housing near Andover
Andover is outside the on-base housing district but is a strong candidate for families comparing a 20-minute commute against staying on base.
Off-base neighborhoods in Andover
Popular Andover areas include Flint Hills National, Reflection Ridge, Country Place Estates, and Tallgrass East. Additionally, Terradyne is a country-club community that occasionally draws senior officer families looking for a premium setting.
On-Base Housing vs. Buying: The Financial Comparison
If you are weighing on-base housing against buying off-base, the math at McConnell typically favors buying — especially for E-6 and above. On-base housing through Mayroad takes your full BAH entitlement in exchange for a 2-to-4 bedroom home with appliances, water, sewer, trash, and lawn care included. That sounds generous until you realize a VA loan requires zero down and no PMI, which means you can buy a comparable or better home for roughly the same monthly payment — and build equity every month you are at McConnell. Moreover, the VA loan benefit is reusable, so you can buy at this duty station, sell or rent when you PCS, and use the benefit again at your next installation.
The tradeoffs go the other way for junior enlisted families with minimal savings and short timelines. On-base housing eliminates property tax exposure, insurance deductibles, and maintenance surprises. Additionally, if your orders put you at McConnell for only two years, the transaction costs of buying and selling can erode whatever equity you build. For the full breakdown of how the VA loan actually works — eligibility, funding fee, assumption rights, and what sellers need to know — see our VA Home Loan guide.
What Military Buyers Need to Know About the Wichita Market
Three things about buying near McConnell that catch incoming families off guard:
1. PCS season supply is tighter than winter supply. May through August brings more buyers competing for inventory, while November through February offers more negotiating leverage. If your orders allow flexibility, timing your house-hunt in the shoulder season gives you a real edge.
2. Wichita rental scam activity is well-documented. Army CID has formally flagged the Wichita market alongside Leavenworth and Junction City as heavy fake-listing zones during PCS season — scammers copy legitimate listings within minutes of posting. Our fake rental listings guide walks you through exactly what to check before you respond to anything.
3. Roof condition directly affects your insurance premium. Because Wichita sits in Tornado Alley, insurers charge wind and hail deductibles as a percentage of dwelling coverage — typically 1% to 5%. Consequently, homes with Class 4 impact-resistant roofs can save you hundreds of dollars annually. Ask your inspector to document roof age and class rating; this also matters for VA appraisal purposes.
Additionally, if you are driving your own household goods move rather than using TMO, our DITY/PPM move guide covers how to document, file, and maximize reimbursement. Also start your PCS binder and checklist as soon as orders drop — closing paperwork, moving documents, and school registration all happen at the same time, and a binder saves you from re-requesting records twice.
The Real Cost of Buying Near McConnell AFB: Taxes, Insurance, and What Your BAH Actually Covers
Sedgwick County Property Taxes
Most McConnell families buy in Sedgwick County (Wichita, Derby, Haysville, Park City) or Butler County (Andover, Rose Hill). Kansas uses a mill-levy system: residential property is assessed at 11.5% of appraised value, and the total mill levy is the sum of county, city, school district, fire district, and other taxing entities.
Sedgwick County commissioners approved the 2026 budget with a county mill levy of 27.553 — the lowest in 33 years. However, the county portion is only about 20% of your total bill. When you add city (Wichita, Derby, Andover all differ), school district, fire district, and special assessments, total mill levies typically run between 120 and 150 for most McConnell-area communities. For a $250,000 home in Derby’s Foxfire development, for example, Preferred Properties lists a total mill levy of 144.898 — resulting in approximately $275 per month in property tax.
The math on a typical range: for a $250,000 Sedgwick County home, expect annual property tax of roughly $3,000 to $3,600 depending on exact taxing jurisdiction, or about $250 to $300 per month added to your payment. For a $350,000 Andover home, expect $4,200 to $5,000 annually. Notably, Sedgwick County’s effective property tax rate sits around 1.14% — slightly below the Kansas state average of 1.25%. Verify your exact mill levy and assessed value with the Sedgwick County Treasurer’s Office before you close on any home.
Kansas State Income Tax: The Critical Distinction for Military Buyers
Here is the detail that changes the financial picture for most McConnell families: Kansas only taxes your active-duty military pay if Kansas is your state of legal residence. If your home of record is Texas, Florida, Tennessee, Washington, or any other state — and you have not changed residency — your military pay is not subject to Kansas income tax while stationed at McConnell, no matter how long your tour lasts. Additionally, the Military Spouse Residency Relief Act lets your non-military spouse claim the same state of residence, so spouse wages earned in Kansas may also be exempt from Kansas income tax.
What that means practically: if you arrive at McConnell from a no-income-tax state and keep your residency there, your full active-duty pay stays out of Kansas tax jurisdiction for the entire tour. Over a typical 3-year assignment, that can preserve thousands of dollars that would otherwise go to state tax. The Kansas-specific rules are spelled out in the Kansas Department of Revenue military FAQ. To see your full compensation picture including basic pay, BAS, and special pays, our 2026 military pay charts lay out every pay grade by year of service.
Kansas Disabled Veteran Property Tax Relief
Kansas handles disabled veteran property tax benefits differently than most states. Rather than exempting qualifying veterans from property taxes at the source, the state refunds them through the Kansas Department of Revenue. There are two programs:
- Homestead Refund (K-40H): For disabled veterans with 50% or greater service-connected permanent disability, honorably discharged, with household income under $43,389, and home appraised at $350,000 or less. Maximum refund is $700.
- Property Tax Relief for Seniors and Disabled Veterans (K-40SVR): The more valuable program for most qualifying veterans. Refunds the difference between your current-year property tax and your base-year property tax — which, for a newly qualifying veteran, can effectively refund the full residential property tax paid. Requires 50% or greater permanent service-connected disability, Kansas residency, household income under $58,041, and home value under $350,000.
Annual filing is required — miss April 15 and you lose that year’s refund. Your mortgage escrow will still collect the full property tax amount because the refund comes after you pay. Additionally, for pre-deployment relief, Kansas allows service members deploying 6+ months to defer property taxes on their principal residence for up to two years. See the Kansas Office of Veterans Services benefits guide for the complete list. Additionally, our PCS tax write-offs guide covers what you can deduct from your military move itself.
Homeowner’s Insurance in Tornado Alley
The one place Wichita’s affordability gets a bite taken out of it is homeowner’s insurance. Wichita sits in the heart of Tornado Alley, and Sedgwick County’s hail and tornado claim frequency pushes insurance rates well above the national average. Specifically, the average annual homeowner’s insurance premium in Wichita ranges from approximately $3,200 to $5,300 depending on coverage level, home size, and carrier. At $300,000 in dwelling coverage, expect roughly $4,400 to $5,300 per year — about 16% higher than the Kansas state average and about double the national average.
Three things to know about Wichita homeowner’s insurance:
- Wind and hail deductibles are usually percentage-based — typically 1% to 5% of dwelling coverage. On a $300,000 policy with a 2% wind/hail deductible, that is $6,000 out of pocket before coverage kicks in on a storm claim. Always verify your wind/hail deductible separately from your standard deductible.
- Class 4 impact-resistant roofs earn the biggest discount. If you are looking at new construction, ask specifically about Class 4 shingles — the premium savings typically offset the upgrade cost within a few years.
- Flood insurance is separate and usually needed selectively. Wichita’s overall flood risk is minor, but specific properties near the Arkansas River or smaller tributaries may sit in FEMA flood zones. Check your exact address at the FEMA Flood Map Service Center before committing.
For most military families, USAA and Armed Forces Insurance (AFI) offer the most competitive combined home-and-auto rates. Additionally, Auto-Owners and Farm Bureau Financial Services often beat national carriers on standalone Wichita homeowner’s policies.
Most online mortgage calculators show you only principal and interest. Your free VA Home Loan Snapshot factors in Sedgwick County property taxes and typical Wichita-area insurance costs so your number reflects reality — not just a stripped-down calculator estimate. Get Your Free Snapshot →
McConnell AFB Gates and Neighborhood Commutes
McConnell has three gates, all on the east side of the base along South Rock Road:
- Main Gate (Kansas Street/South Rock Road): Open 24/7. This is the primary gate for active-duty arrivals, contractors, and visitors. The Visitor Control Center sits just outside and operates Monday–Friday 0600–1800 and Saturdays 0800–1200.
- Family House Gate: Open 24/7. Used primarily for on-base housing access and families living in Mayroad homes.
- West Gate: Monday–Friday 0600–1800, closed weekends and most holidays. The Contractor Badge Issuance Office sits here in the commercial vehicle inspection building.
Commute math by neighborhood: Derby to the Main Gate runs 5 to 15 minutes depending on where you land. East Wichita via Kellogg or Rock Road takes 12 to 20 minutes. Rose Hill runs 15 to 25 minutes to the Main Gate. Haysville and Andover both sit at 15 to 25 minutes depending on traffic and which gate you use. Notably, all drivers must carry a valid Military ID or CAC, and REAL ID–compliant state driver’s licenses are required. For current gate status, consult the official McConnell AFB website.
Frequently Asked Questions
What is the 2026 BAH for an E-5 with dependents at McConnell AFB?
An E-5 with dependents at McConnell AFB receives $1,377 per month in BAH for 2026. Without dependents, the rate is $1,212. This reflects the roughly 4.8% increase from 2025 rates for the KS101 Wichita/McConnell AFB Military Housing Area.
Which gate is closest to Derby?
The Main Gate and Family House Gate — both on South Rock Road on the east side of the base — are closest to Derby. Most Derby residents use the Main Gate, which is open 24/7. Expect a 5 to 15 minute drive depending on where in Derby you live.
Do I pay Kansas income tax on my military pay if I’m stationed at McConnell?
Only if Kansas is your state of legal residence. If your home of record is another state, your active-duty military pay is not subject to Kansas income tax while you’re stationed at McConnell. Your non-military spouse may also qualify for the same treatment under the Military Spouse Residency Relief Act.
Can I use my VA loan to buy a home in Derby or Wichita?
Yes. Kansas is one of the most VA-loan-friendly markets in the country. The VA loan offers zero down payment, no PMI, and competitive rates. Additionally, sellers in Kansas routinely accept VA loan offers, and the funding fee can be financed into the loan rather than paid upfront.
What are property taxes like in Sedgwick County?
Sedgwick County’s 2026 county mill levy is 27.553 — the lowest in 33 years. However, your total mill levy includes city, school district, and fire district, so most McConnell-area properties see total levies between 120 and 150. For a $250,000 home, expect annual property tax of $3,000 to $3,600, or about $250 to $300 per month.
Is homeowner’s insurance expensive in Wichita?
Yes — Wichita sits in Tornado Alley, and insurance rates run well above the national average. Expect $3,200 to $5,300 per year for typical coverage. Additionally, most policies carry a separate wind/hail deductible of 1% to 5% of dwelling coverage. Class 4 impact-resistant roofs earn the largest discount.
What new construction is available near McConnell?
Derby has the most active new construction, including Foxfire (Comfort Homes, Don Klausmeyer Construction) near 55th Street South, Cedar Ranch Estate on 79th Street South, and Tiffani Breeze on 127th Street East. Additionally, Perfection Builders operates communities in west and north Wichita, with a Derby community in development.
Is Derby USD 260 really the best school district for military families?
Derby USD 260 holds Kansas’s Purple Star Designation and recently launched a Military-Connected Educational Partnership Council with McConnell AFB. Additionally, Andover USD 385 consistently ranks among the top districts in the metro, and Rose Hill USD 394 rates well. School quality within Wichita USD 259 varies significantly by attendance zone.
How competitive is the Wichita housing market right now?
The Wichita metro currently leans toward a seller’s market, with homes selling for roughly 99% of list price on average. Derby moves fastest — often in 15 to 30 days. However, Rose Hill and Haysville give buyers more negotiating room with days-on-market running 30 to 65 days.
Are there disabled veteran property tax benefits in Kansas?
Yes — Kansas provides refunds rather than source-level exemptions. Qualifying disabled veterans with a 50% or greater service-connected permanent disability can file Form K-40H for a Homestead Refund up to $700, or Form K-40SVR for the Property Tax Relief Claim for Seniors and Disabled Veterans, which can refund a larger portion of property tax. Annual filing by April 15 is required.
What’s the nearest airport to McConnell AFB?
Wichita Dwight D. Eisenhower National Airport (ICT) is about 15 miles northwest of the base — roughly 25 to 30 minutes depending on traffic. Most major airlines offer direct service from Wichita to major connector cities including Dallas, Denver, Chicago, and Atlanta.
Planning Your Move to McConnell AFB
Before you arrive, connect with your sponsor and request the McConnell newcomer packet. Additionally, our McConnell AFB Base Guide covers on-base housing, schools, medical, and in-processing details in depth. For broader Kansas context — including Fort Riley, Fort Leavenworth, and state-wide veteran benefits — see our Military Bases in Kansas guide.
Key Takeaways
- Your BAH buys more house at McConnell than almost any other stateside base. Wichita’s median price sits 27% below the national median, and BAH increased 4.8% for 2026.
- Derby is the default choice for most military families — Purple Star schools, the shortest commute, and the most active new construction. However, don’t rule out east Wichita, Rose Hill, Haysville, or Andover depending on your priorities.
- Property taxes run 1.14% effective in Sedgwick County — moderate relative to Kansas, favorable relative to Texas or Illinois.
- Homeowner’s insurance is the one place Wichita gets expensive. Budget $3,200–$5,300/year and ask about Class 4 impact-resistant roofs for premium discounts.
- Kansas only taxes your military pay if Kansas is your state of legal residence. Keep your home-of-record state if it’s tax-friendly — the savings compound across your tour.
- Start with a free VA Home Loan Snapshot to see exactly what your BAH supports at current rates, then run your exact zip with the BAH Calculator. Both are free, no credit pull required.
