BAH Calculator 2026: Basic Allowance for Housing by Location
BAH Calculator 2026: Basic Allowance for Housing by Location TL;DR: 2026 BAH rates increased an average of 4.2% nationwide, effective January 1. Use the calculator
Airforce Base Guide
TL;DR: Little Rock AFB in Jacksonville, Arkansas is one of the most affordable duty stations in the Air Force — your BAH will stretch further here than almost anywhere else. This guide covers 2026 BAH rates, on-base and off-base housing options, the best neighborhoods for families, school rundowns, medical contacts, and everything you need to check in and settle in fast.
If your orders just came through for Little Rock Air Force Base, take a breath — you landed at one of the Air Force’s better-kept secrets. Little Rock AFB (LRAFB) sits just outside Jacksonville, Arkansas, about 17 miles northeast of the state capital. It’s home to the world’s largest C-130 fleet, and the base community is tight-knit, the cost of living is genuinely low, and your BAH will likely cover your rent with money left over.
The tradeoff? The 19th Airlift Wing runs a demanding airlift mission, and deployment tempo is real. However, if you’re prepared for that, your family is going to thrive here.
Join the Little Rock AFB PCS Pay-It-Forward® group — thousands of military families who’ve been there, done that, and are ready to help you figure out your neighborhood, schools, and first weeks on base.
👉 New to PCS planning? Build your complete move timeline with the PCS Plan tool before you do anything else.
| Official Name | Little Rock Air Force Base |
| Location | Jacksonville, AR (Pulaski County) |
| Nearest City | Little Rock, AR — 17 miles southwest |
| Size | 6,130+ acres |
| Population | ~6,995 military, 1,316 civilian, 5,582 family members |
| Branch | U.S. Air Force (Air Mobility Command) |
| Climate | Humid subtropical — hot summers (90–100°F), mild winters, tornado-prone spring |
| Official Website | littlerock.af.mil |
Little Rock AFB’s identity is built around one aircraft: the C-130 Hercules. The base is home to four major flying units, each with a distinct role and deployment pace.
If you’re assigned to the 314th, your pace will feel very different from the 19th. Furthermore, knowing your unit before you house-hunt matters — it affects commute planning and how your family organizes support during deployments.
Your first stop is The Kenny — officially the Walters Community Support Center (WCSC) at 940 Arnold Drive, Jacksonville, AR 72076. This is where nearly all in-processing happens, and it’s open 24/7 for initial check-in.
Newcomers Orientation is mandatory and held twice a month on Wednesdays, 0800–1600. First-term enlisted and first-duty-station officers sign in at 0745. Spouses are strongly encouraged to attend — there’s a dedicated spouses-only breakout session that makes early connections much easier. Additionally, all in-processing appointments must be completed within 72 hours of arrival.
| Office | Address | Phone |
|---|---|---|
| Walters Community Support Center (“The Kenny”) | 940 Arnold Drive, Jacksonville, AR 72076 | Open 24/7 |
| Visitors Control Center | 1500 Vandenberg Blvd, Little Rock AFB, AR 72099 | 501-987-3425 |
| TMO / Transportation (Household Goods) | 1255 Vandenberg Blvd, Little Rock AFB, AR 72099 | 501-987-3582 / 501-987-6961 |
TMO Hours: Mon–Thu 0800–1600 | Fri 0900–1600
Just arrived and need to get organized? Download the PCS binder checklist — it will save you from scrambling on your first week on base.
BAH for Little Rock AFB increased 6.2% from 2025, one of the larger jumps in the region. Rates are set for the Little Rock, AR Military Housing Area and are effective January 1, 2026. Source: DTMO BAH Calculator.
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 | $1,758 | $1,341 |
| E-2 | $1,758 | $1,341 |
| E-3 | $1,758 | $1,341 |
| E-4 | $1,758 | $1,341 |
| E-5 | $1,848 | $1,548 |
| E-6 | $1,941 | $1,671 |
| E-7 | $1,959 | $1,758 |
| E-8 | $1,968 | $1,875 |
| E-9 | $2,061 | $1,887 |
| O-1 | $1,869 | $1,665 |
| O-2 | $1,938 | $1,824 |
| O-3 | $1,974 | $1,902 |
| O-4 | $2,328 | $1,935 |
| O-5 | $2,598 | $1,950 |
| O-6 | $2,619 | $1,965 |
The bottom line: BAH goes far here. An E-5 with dependents brings in $1,848/month and median rent for a 3-bedroom off-base runs $1,050–$1,300 depending on the neighborhood. That’s a real monthly buffer — use it to pay down debt, save for your next PCS, or put it toward a home purchase. For a full national 2026 BAH breakdown, visit our 2026 BAH rates guide.
🏠 Thinking about buying instead of renting? The Little Rock market is one of the best in the country for VA homebuyers. Get your free VA Home Loan snapshot and see what you qualify for.
On-base housing is privatized and managed by Hunt Military Communities — the largest provider of privatized military housing in the United States. There are four neighborhoods on base with nearly 1,000 total homes, ranging from 2 to 4 bedrooms.
| Provider | Hunt Military Communities — Little Rock Family Housing |
| Address | 101 Arkansas Blvd, Jacksonville, AR 72076 |
| Office Phone | 501-518-0330 |
| Leasing Phone | 501-232-6467 |
| Maintenance | 501-518-0330 |
| Housing/BAH Office | 501-987-6429 |
| Website | littlerock-family-housing.com |
What’s included: Active duty members pay no up-front rent or security deposit — BAH is auto-deducted. Homes include central A/C, washer/dryer hookups, landscaping, and trash/recycling pickup. Community amenities include a fitness center, bark park, playgrounds, tot lots, community garden, 18-hole golf course, bowling alley, and more.
Important: Waitlists typically run 4–8 months. Get on the list the day your orders drop — don’t wait until you arrive. Note that on-base housing feeds into Jacksonville-area schools, which are rated lower than Cabot or Sherwood (see school section below).
Arkansas is genuinely affordable. Here’s an honest breakdown of where military families actually live and why.
The gold standard for families who prioritize schools. Cabot Public Schools consistently rate 8–9 out of 10 — the best in the metro area. Median 3-bedroom rent runs around $1,300/month. With an E-5 BAH of $1,848, you’re pocketing nearly $500/month after rent. Cabot is fast-growing, suburban, and family-oriented. The commute is worth it if your kids’ education is the top priority.
The sweet spot for most families. Schools rate around 7 out of 10, the commute is shorter than Cabot, and median 3-bedroom rent is around $1,200/month. Consequently, if you want solid schools without the extra 10 minutes each way, Sherwood is your move.
A master-planned community with golf courses, parks, and a very suburban feel. Schools (Pulaski County Special SD) rate 7–8 out of 10. Median rent is around $1,250/month. The commute is the longest of the three top picks; however, the neighborhood quality and proximity to Little Rock amenities make it a strong option.
Cheapest option at around $1,050/month median rent — maximum BAH buffer. The trade-off is school quality: Jacksonville North Pulaski schools rate 5–6 out of 10. This is a strong choice if you’re single, childless, or plan to use private school. Look specifically at north Jacksonville and areas near Marshall Road for the better pockets.
Downtown Little Rock has higher crime in certain areas and schools that generally rate 4–6 out of 10. Similarly, east Jacksonville and Gravel Ridge are areas most experienced military families steer clear of. The savings versus Sherwood or Cabot are minimal and don’t justify the trade-offs.
Want real-time neighborhood intel? The Little Rock AFB PCS Pay-It-Forward® group has current residents who will tell you exactly where to look — and what to avoid.
Arnold Elementary School (PreK–5th grade) is one of the most decorated schools near any Air Force base. It was recognized as a National Blue Ribbon School in 2010 — one of only four in Arkansas that year. It serves families in on-base housing and is part of the Jacksonville North Pulaski School District.
Flightline Upper Academy (5th–8th grade) is an on-base charter school operated by the Jacksonville Lighthouse Charter School District. Admission is application-based — get your application in early, as waitlists form fast during peak PCS season. Additionally, admission is not guaranteed, so have a backup plan.
School Liaison Office (SLO): Your first call for any school registration, transfer, or enrollment question. Don’t navigate the local school system alone — the SLO exists exactly for this. Reach them through the Military & Family Readiness Center at 501-987-2667.
| District | Rating | Best For |
|---|---|---|
| Cabot Public Schools | 8–9/10 | Families who prioritize academics |
| Pulaski County Special SD (Maumelle) | 7–8/10 | Families in the Maumelle area |
| Sherwood Public Schools | 7/10 | Good balance of quality and commute |
| Jacksonville North Pulaski SD (JNPSD) | 5–6/10 | Convenience over school quality |
For military child education resources and school transfer policies, visit dodea.edu.
The base offers full-day childcare for children ages 6 weeks through 5 years, plus a dedicated infant-toddler center. Space is limited and waitlists are common — register as soon as orders are in hand. Notably, all PCSing families are eligible for 20 hours of free childcare within the first 60 days of arrival when using an on-base provider. The Youth Center serves ages 5–12 with additional teen programming available.
| Address | 1090 Arnold Drive, Little Rock AFB, AR 72099 |
| Appointments | 501-987-8811 |
| Pharmacy | 501-987-7446 |
| Pharmacy Refill Line | 501-382-9698 |
| Hours | Mon–Fri: 7:30 a.m. – 4:30 p.m. (pharmacy/lab opens 9:00 a.m. on Thursdays) |
| Website | littlerock.tricare.mil |
| Patient Portal | my.mhsgenesis.health.mil |
Women’s health, pediatrics, vision, and pharmacy are all located at 1090 Arnold Drive. Appointments are made through the MHS GENESIS Patient Portal — set up your account before you arrive.
After-hours? The MHS Nurse Advice Line is available 24/7 at 800-TRICARE (874-2273), option 1.
TRICARE West (off-base provider network): 1-888-TRIWEST (874-9378) | tricare.mil
Your go-to resource for PCS assistance, financial counseling, deployment support, spouse employment help, and virtually everything in between. All services are free and available to active duty, Guard/Reserve, retired military, and DoD civilians.
| Location | Building 940, 940 Arnold Drive, Little Rock AFB, AR 72099 |
| Main Line | 501-987-2667 |
| EFMP Family Support | 501-987-8341 |
| Military & Family Life Counselor | 501-941-6686 |
The A&FRC is located inside The Kenny (WCSC). If you’re a first-duty-station officer, the A&FRC also handles your mandatory financial briefing — schedule it as soon as you in-process. Moreover, the EFMP program is mandatory for all DoD active-duty members — enroll before your move if you have family members with special medical or educational needs.
Arkansas consistently ranks among the most affordable states in the country, and the Little Rock metro area reflects that. Here’s what you can realistically expect:
Little Rock is a real city — roughly 200,000 people in the metro — with an economy anchored by healthcare (UAMS, Baptist Health), state government (it is the capital), and logistics. That matters significantly for military spouses looking for civilian employment or remote work.
North Little Rock is home to the Arkansas Travelers Minor League Baseball team and the historic Argenta Arts District. The 88-mile Arkansas River Trail System links dozens of parks, six museums, and more than 5,000 acres of parkland — ideal for outdoors-oriented families.
Weather heads-up: Spring tornado season is real in central Arkansas. Familiarize yourself with local warning systems and have a family plan. Summers run hot and humid — 90–100°F from June through August is normal.
The Little Rock AFB PCS Pay-It-Forward® group has current residents posting restaurant recommendations, local events, and on-the-ground quality of life intel year-round.
📄 Ready to get your move sorted? Use the PCS Plan tool to build your full timeline, connect with a local real estate expert who knows the Little Rock market, and get your VA loan snapshot — all in one place. Also check out the PCS Toolkit for checklists, calculators, and move resources.
| Office | Phone |
|---|---|
| Visitors Control Center | 501-987-3425 |
| TMO / Household Goods | 501-987-3582 / 501-987-6961 |
| Housing Office (BAH / Hunt) | 501-987-6429 |
| Hunt Communities — Office | 501-518-0330 |
| Hunt Communities — Leasing | 501-232-6467 |
| A&FRC (Family Readiness) | 501-987-2667 |
| EFMP Family Support | 501-987-8341 |
| Military & Family Life Counselor | 501-941-6686 |
| 19th MDG — Appointments | 501-987-8811 |
| Pharmacy | 501-987-7446 |
| Pharmacy Refill Line | 501-382-9698 |
| TRICARE Nurse Advice Line (24/7) | 800-874-2273 |
| TRICARE West | 888-874-9378 |
Yes — especially for families focused on cost of living and financial readiness. BAH covers off-base rent in most neighborhoods with a real monthly buffer. Schools in Cabot and Sherwood are strong. The trade-off is deployment tempo for the 19th Airlift Wing, which runs frequent 4–6-month deployments. However, the 314th Airlift Wing (training mission) runs a much steadier pace.
BAH increased 6.2% in 2026. Key rates include: E-5 with dependents = $1,848/month; E-5 without dependents = $1,548/month; O-3 with dependents = $1,974/month; O-5 with dependents = $2,598/month. See the full rate table above for all pay grades, or use the official DTMO BAH Calculator.
Cabot is the top pick for families (8–9/10 schools, 20–25 min commute, ~$1,300/month). Sherwood is the sweet spot — 7/10 schools, 15–20 min commute, ~$1,200/month. Maumelle offers a planned-community feel at ~$1,250/month. Jacksonville is closest but has weaker schools (5–6/10). For personalized recommendations, ask in the Little Rock AFB PCS Pay-It-Forward® group.
Housing is privatized through Hunt Military Communities at 101 Arkansas Blvd, Jacksonville. There are four neighborhoods with approximately 1,000 homes (2–4 bedrooms). BAH is auto-deducted and there’s no up-front cost for active duty. Waitlists run 4–8 months — call 501-518-0330 to get on the list the day orders arrive.
Arnold Elementary (PreK–5th) is on base and is a National Blue Ribbon School. Flightline Upper Academy (5th–8th) is an on-base charter school — application-based with possible waitlists during PCS season. Off-base, Cabot Public Schools are the highest-rated in the area. Contact the School Liaison Office at 501-987-2667 for enrollment help.
Check in at the Walters Community Support Center (“The Kenny”) at 940 Arnold Drive, open 24/7. Newcomers Orientation is mandatory and held twice a month on Wednesdays. All in-processing appointments must be completed within 72 hours of arrival. Spouses are strongly encouraged to attend — a spouses-only breakout session is offered at each orientation.
The 19th Airlift Wing deploys frequently — typically 4–6 months every 12–18 months for global tactical airlift missions. In contrast, the 314th Airlift Wing (C-130J formal training) has significantly lower deployment tempo. The 189th Airlift Wing (Arkansas ANG) and 913th Airlift Group (Reserve) have more predictable, part-time schedules.
Absolutely — and the Little Rock market is one of the best in the country to use your benefit. Home prices are well below the national median, which means your VA entitlement goes further here than at most duty stations. There’s no down payment required and no PMI. Get your free VA Home Loan snapshot to see exactly what you qualify for.
Use the PCS Plan tool to build your full move timeline and connect with a local real estate expert who knows the Little Rock market. Additionally, join the Little Rock AFB PCS Pay-It-Forward® group — your community is already there waiting.
BAH Calculator 2026: Basic Allowance for Housing by Location TL;DR: 2026 BAH rates increased an average of 4.2% nationwide, effective January 1. Use the calculator
Start Your Free Pay it Forward PCS Plan™— Personalized Support for Your Next Military Move Your Next PCS Shouldn’t Be a Guessing Game Orders drop
This guide covers everything military families need to know about the VA home loan benefit — eligibility, how BAH counts as qualifying income, the four VA loan types (including IRRRL for refinancing a higher rate), funding fees, and how to use your benefit more than once when you PCS.
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